Updated regularly with the best offers from top banks and brokerages.
Westerra Credit Union offers a $100 bonus for opening a Smart Money Checking or Money Market Select account. No direct deposit required—just two deposits and ten transactions within 60 days. Colorado's Denver metro area only.
Chase is offering up to $900 for new Total Checking customers who receive $2,500–$10,000 in direct deposits within 90 days. No minimum balance required, but the top tier demands a hefty paycheck.
Community State Bank in Iowa is offering a $400 bonus (or a luxury gift) for new checking customers who open an account by Dec 31, 2026 and complete simple requirements within 90 days.
Stark Federal Credit Union offers up to $500 in bonuses: $400 for a new checking account (no direct deposit needed) and $100 for a $2,500 savings deposit. Offer ends 11/30/26 for Ohio residents in select counties.
Cobalt Credit Union offers up to $400 for new checking customers in Iowa and Nebraska. Use promo code COBALT400, set up direct deposit, and make 6 debit purchases. Offer ends 12/31/2026.
CCU Florida brings back its $500 checking bonus for new members in select counties. Requires $2,500+ in monthly direct deposits for 90 days. Hard pull and no known EATF.
USE Federal Credit Union offers $100 for opening a new checking account, with no monthly fees. But details on direct deposit and application process are scarce, so proceed with caution.
OceanFirst Bank offers up to $2,050 for new business checking accounts in NJ, NY, and PA. Earn $50 for opening, plus $200 or $2,000 based on your 3-month average balance. No monthly fees if you meet balance requirements.
CFSB offers $100 for new Community Classic Checking accounts opened Oct 1–Nov 1, 2026. Complete 25 debit card purchases by Nov 30. No direct deposit needed. Available in KY, TN, IL, IN, MO.
Targeted Citi AAdvantage Business cardholders can earn Loyalty Points on authorized user spend, matching what the AU earns. Extended through Dec 31, 2028.
Chase emailed some business checking customers a $30 bonus for creating 5 invoices. It's targeted and YMMV, but the invoices likely don't need to be paid.
Revolut soft-launched a credit card with 0% APR on purchases for six months and 10% back on purchases for three months, capped at $150. Issued by Cross River Bank.