Best Credit Card Bonuses

Credit card welcome offers, bonus points promos, and targeted card deals.

Last updated: Mar 19, 2026

Showing 127 of 127 in this guide (611 total offers sitewide).

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Offers in this Guide

#1

The Amex Blue Business Cash Card: A Simple Way to Earn $250 and Manage Cash Flow

Regional Card Bonus

Get a $250 statement credit after spending $3,000 in 3 months, plus 0% intro APR for 12 months and 2% cash back on up to $50k annually. No annual fee.

Bonus $50,000
Annual Fee $0
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: $250 statement credit after spending $3,000 in the first 3 months
  • Purchase Intro APR: 0.0% for the first 12 months
  • Regular Purchase APR: Variable 17.49% – 27.49% after intro period
  • Cash Back Rate: 2% on eligible purchases, on up to $50,000 per calendar year, then 1%
#2

Is the Chase IHG Premier's 175,000-Point Bonus Worth the $5,000 Spend?

National Card Bonus

The Chase IHG Premier card offers a massive 175,000-point sign-up bonus, but requires $5,000 in spending. We break down the value, perks, and whether it's the right time to apply.

Bonus $5,000
Annual Fee $99
Monthly Fee Not listed
Expiration Not listed

What to know

  • Sign-Up Bonus: 175,000 IHG Rewards points
  • Spending Requirement: $5,000 in first 3 months
  • Annual Fee: $99 (not waived first year)
  • Earning Rates: 26x at IHG, 5x on travel/dining/gas, 3x on all else
#3

A Big Welcome Bonus for Business Owners in Select States

National Card Bonus

Regional banks offer business credit cards with up to $2,000 cash bonuses, but availability is strictly limited by your state of residence. A solid option for those under 5/24.

Bonus $2,000
Annual Fee $0
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: Up to $2,000 cash
  • Common Bonus Tiers: $500 for $4k spend in 90 days; $1,000 for $7.5k spend in 90 days
  • Key Feature: Does not report to personal credit reports
  • Annual Fee: $0
#4

Your 2026 Grocery, Wholesale, and Streaming Game Plan with Discover

National Card Bonus

Discover it cardholders can activate 5% cash back on groceries, wholesale clubs, and streaming for Q1 2026. Earn on up to $1,500 in spend. Activation is required.

Bonus $1,500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Categories: Grocery Stores, Wholesale Clubs, Select Streaming Services
  • Cash Back Rate: 5% (on up to $1,500 in combined purchases, after activation)
  • Maximum Quarterly Cash Back: $75
  • Offer Period: January 1, 2026 – March 31, 2026
#5

The GolfCard's Big Welcome Bonus: Is $1,100 in Credits a Hole-in-One or a Sand Trap?

National Card Bonus

The GolfCard offers 20k points after $4k spend in 3 months plus up to $1,100 in partner credits. But the high annual fee and niche credits require careful evaluation for serious golfers.

Bonus $1,100
Annual Fee $250
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: 20,000 points after spending $4,000 in the first 3 months
  • Annual Fee: $250
  • Rewards Rates: Up to 10x points with partners, 3x on all golf, 2x on travel & dining, 1x on everything else
  • Claimed Annual Value: Up to $1,100 in partner credits
#6

Wyndham's New Card Bonuses: A Solid Deal, But Only If You're Already Planning a Stay

National Card Bonus

New elevated offers for the Wyndham Earner and Earner Plus cards offer up to 75k points, but require a $500 stay at Wyndham. Good for existing travel plans, not worth a forced mattress run.

Bonus $1,000
Annual Fee $0
Monthly Fee Not listed
Expiration Not listed

What to know

  • Cards with Offers: Wyndham Rewards Earner Card & Wyndham Rewards Earner Plus Card
  • Maximum Bonus (Earner Card): Up to 60,000 points (30k after $1k spend in 90 days + 30k after $500 at Wyndham in 180 days)
  • Maximum Bonus (Earner Plus Card): Up to 75,000 points (45k after $1k spend in 90 days + 30k after $500 at Wyndham in 180 days)
  • Key Requirement: Must spend $500 at 'Hotels by Wyndham' within first 180 days to earn the second, larger bonus chunk.
#7

Is the Chase Ink Business Premier Card's $1,000 Bonus Worth the $195 Fee?

National Card Bonus

The Chase Ink Business Premier card offers a $1,000 cash back bonus after spending $10k in 3 months, plus strong flat-rate rewards. But with a $195 annual fee, is it right for your business spending?

Bonus $1,000
Annual Fee $195
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: $1,000 cash back after spending $10,000 on purchases in the first 3 months from account opening.
  • Annual Fee: $195
  • Purchase APR: 17.74% to 25.74% variable, based on creditworthiness.
  • Key Rewards Rate: Unlimited 2% cash back on all business purchases.
#8

The Affinity Cash Rewards Card: A $150 Bonus and 5% Back at Amazon

National Card Bonus

Get a $150 cash bonus after spending $3,000 in 90 days. Earn 5% back at Amazon (on up to $1k/month) and 2% in key categories like gas, groceries, and dining. No annual fee.

Bonus $1,000
Annual Fee $0
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: $150 cash back after spending $3,000 in the first 90 days
  • Annual Fee: $0
  • Key Ongoing Rewards: 5% cash back on up to $1,000 in Amazon purchases per month; 2% back at U.S. gas stations, supermarkets, restaurants, on streaming, and on rideshares; 1% back o...
  • Additional Bonus: 10,000 bonus points for spending $25,000 within the first year
#9

The Amex Business Platinum's 200k Point Welcome Offer: Is It Worth the $695 Fee?

Regional Card Bonus

The Amex Business Platinum Card offers 200,000 Membership Rewards points after spending $20k in 3 months. With a $695 annual fee, we break down if the perks justify the cost.

Bonus $695
Annual Fee $695
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: 200,000 Membership Rewards points
  • Spending Requirement: $20,000 on eligible purchases within the first 3 months
  • Annual Fee: $695
  • Key Ongoing Perks: $200 annual airline fee credit, $199 CLEAR® Plus credit, 5x points on flights & prepaid hotels via AmexTravel.com, 1.5x points on select business categories &...
#10

Is the Amex Bonvoy Brilliant's 200K Offer Worth the $650 Annual Fee?

National Card Bonus

The Amex Bonvoy Brilliant card offers 200,000 points after $6k spend in 3 months, plus annual free nights, dining credits, and elite status. But with a $650 annual fee, is it right for you?

Bonus $650
Annual Fee $650
Monthly Fee Not listed
Expiration Expired Mar 16, 2026

What to know

  • Welcome Bonus: 200,000 Marriott Bonvoy points after spending $6,000 in the first 3 months
  • Annual Fee: $650
  • Annual Dining Credit: $300 total ($25 monthly statement credit for U.S. restaurant purchases)
  • Annual Free Night Award: Each card anniversary, valid at properties costing up to 85,000 points per night
#11

Got a Special Apple Card Invite? Here's What That Grocery Bonus Really Means

National Card Bonus

A targeted Apple Card offer gives 5% cash back on groceries for 6 months (up to $500) plus a $75 bonus on first purchase. Must apply via a special email link by April 13, 2026.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Apr 13, 2026

What to know

  • Core Bonus: 5% total Daily Cash back on grocery store purchases for the first 6 months
  • Bonus Cap: Up to $500 total Bonus Daily Cash from the grocery category
  • Instant Bonus: $75 Bonus Daily Cash upon making any first purchase with the card
  • Offer Expiry: You must apply using the specific link by April 13, 2026
#12

Bank of America's Business Cash Card: A $500 Bonus and Simple Rewards

National Card Bonus

Bank of America's business cash card offers a $500 bonus after spending $5,000 in 90 days, plus unlimited 1.5% cash back with no annual fee. A solid, straightforward offer for business spending.

Bonus $500
Annual Fee $0
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: $500 online cash rewards bonus
  • Bonus Spending Requirement: Make at least $5,000 in purchases within the first 90 days of account opening
  • Ongoing Rewards Rate: Unlimited 1.5% cash back on every purchase
  • Annual Fee: $0
#13

Bank of America's Business Cash Rewards Card: A $500 Welcome and Flexible 3% Cash Back

National Card Bonus

Get a $500 bonus after spending $5k in 90 days. Earn 3% cash back in a category you choose, 2% on dining, and 1% elsewhere. No annual fee.

Bonus $500
Annual Fee $0
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: $500 online cash rewards bonus
  • Bonus Spending Requirement: Make at least $5,000 in purchases within the first 90 days of account opening
  • Annual Fee: $0
  • Primary Rewards Rate: 3% cash back in one choice category
#14

Bank of America's $500 Business Card Bonus: Is This Boosted Offer Right for Your Side Hustle?

National Card Bonus

Bank of America is offering a $500 sign-up bonus on three business cards after spending $5k in 90 days. No annual fees and a 0% intro APR sweeten the deal.

Bonus $500
Annual Fee $0
Monthly Fee Not listed
Expiration Not listed

What to know

  • Sign-Up Bonus: $500 statement credit
  • Minimum Spend Required: $5,000 within 90 days of account opening
  • Cards Included: Business Advantage Unlimited Cash Rewards, Customized Cash Rewards, and Travel Rewards
  • Annual Fee: $0 for all cards
#15

Wells Fargo's Signify Business Cash Card: A $500 Bonus for Your Business

National Card Bonus

The Wells Fargo Signify Business Cash card offers a $500 cash bonus after spending $5,000 in 3 months, with unlimited 2% cash back and no annual fee. A solid, simple option for business spending.

Bonus $500
Annual Fee $0
Monthly Fee Not listed
Expiration Not listed

What to know

  • Sign-Up Bonus: $500 cash rewards bonus
  • Bonus Spending Requirement: Spend $5,000 on purchases in the first 3 months
  • Rewards Rate: Unlimited 2% cash rewards on all business purchases
  • Annual Fee: $0
#16

Wells Fargo's Signify Business Cash Card: A Straightforward $500 Bonus for Your Business

Regional Card Bonus

The Wells Fargo Signify Business Cash Card offers a $500 bonus after spending $5,000 in 3 months, plus unlimited 2% cash back and no annual fee. A solid, simple option for business spending.

Bonus $500
Annual Fee $0
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: $500 cash rewards bonus after spending $5,000 on purchases in the first 3 months
  • Annual Fee: $0
  • Ongoing Rewards: Unlimited 2% cash rewards on all business purchases
  • Intro APR: 0% for 12 months from account opening on purchases
#17

Is the HSBC Elite Card Worth Its $495 Fee? A Close Look at the 60k Bonus

National Card Bonus

The HSBC Elite card offers a 60k point bonus and 5x on travel, but requires an existing Premier banking relationship ($100k+ in assets). We break down if the $495 annual fee is justified.

Bonus $495
Annual Fee $495
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: 60,000 points after spending $4,000 in the first 3 months.
  • Annual Fee: $495 (Waived for primary cardholder with a Private Bank account).
  • Key Earning Rates: 5x points on travel, 2x on dining, 1x on everything else.
  • Travel Credit: Up to $400 annually ($100 per $2,000 spent) via HSBC Travel portal.
#18

The Navy Federal Flagship Card: A $539 Welcome Package for Travelers

National Card Bonus

Earn 40,000 points ($400 value) and a free year of Amazon Prime ($139 value) with this Navy Federal card after spending $3,500 in 90 days. A solid offer for military-affiliated travelers.

Bonus $400
Annual Fee $49
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: 40,000 bonus points after spending $3,500 in the first 90 days
  • Bonus Value: Points are worth $400 as a statement credit or for travel
  • Extra Perk: A free year of Amazon Prime membership (valued at $139)
  • Annual Fee: $49
#19

Is the Alaska Airlines Atmos Summit Card's 100k Bonus Worth the $395 Fee?

Regional Card Bonus

The Bank of America Atmos Summit Visa Infinite offers 100,000 Alaska Airlines miles after $6k spend in 90 days, plus lounge passes and a companion ticket. But with a $395 annual fee, it's a big bonus for a card you might not keep long-term.

Bonus $395
Annual Fee $395
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: 100,000 Alaska Airlines miles after spending $6,000 in the first 90 days
  • Annual Fee: $395
  • Key Perk: Annual Global Companion Award (25,000 miles + taxes/fees) after spending $60,000 in an anniversary year
  • Lounge Access: 8 Alaska Lounge day passes and 8 Wi-Fi passes per year (issued quarterly)
#20

Is the Citi AAdvantage Globe Card's 90k Mile Bonus Worth the $350 Fee?

National Card Bonus

The Citi AAdvantage Globe Mastercard offers 90k bonus miles after $5k spend in 4 months, plus lounge passes & travel credits for a $350 annual fee. Great for frequent American Airlines flyers.

Bonus $350
Annual Fee $350
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: 90,000 AAdvantage bonus miles after spending $5,000 in the first 4 months of account opening.
  • Annual Fee: $350
  • Key Earning Rates: 6x miles on AAdvantage Hotels, 3x on American Airlines purchases, 2x at restaurants & on rides/transit, 1x on all else.
  • Notable Perks: 4 Admirals Club lounge passes yearly, up to $240 Turo credit, up to $100 inflight credit, up to $100 'Splurge' credit, free first checked bag, Global Entry/TSA...
#21

Chase Freedom Unlimited's Sweetened Welcome Bonus: 25,000 Points for $500 Spend

Regional Card Bonus

The Chase Freedom Unlimited card now offers a 25,000-point welcome bonus after spending just $500 in the first 3 months. This no-annual-fee card earns elevated rewards on dining, drugstores, and travel.

Bonus $250
Annual Fee $0
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: 25,000 Ultimate Rewards points (often advertised as $250 cash back)
  • Minimum Spend Required: $500 within the first 3 months of account opening
  • Annual Fee: $0
  • Key Earning Rates: 5% back on travel booked via Chase, 3% back on dining & drugstores, 1.5% back on all other purchases
#22

Is the Chase Freedom Unlimited $250 Bonus Worth It? Here's the Real Deal

National Card Bonus

A targeted $250 bonus is available for the Chase Freedom Unlimited card via referral, requiring $500 spend in 3 months. The card offers strong everyday rewards with no annual fee.

Bonus $250
Annual Fee $0
Monthly Fee Not listed
Expiration Not listed

What to know

  • Sign-up Bonus: $250 cash back (as 25,000 points)
  • Spending Requirement: $500 on purchases in first 3 months
  • Annual Fee: $0
  • Standard Rewards: 1.5% cash back on all purchases
#23

The Booking.com Visa: A Deep Dive on the $250 Bonus and Travel Credits

Local Card Bonus

The no-fee Booking.com Visa offers a $250 bonus and up to 6% back in travel credits. It's a niche card for loyal Booking.com users, but the rewards come with important restrictions.

Bonus $250
Annual Fee $0
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: $250 in travel credits after spending $1,500 in the first 90 days
  • Annual Fee: $0
  • Top Earning Rate: 6% back in travel credits on Booking.com accommodations
  • Other Key Rates: 5% on Booking.com travel, 3% on dining/gas/groceries, 2% on everything else
#24

Navy Federal's cashRewards Card: A $250 Bonus and a Smart Way to Tackle Debt

National Card Bonus

Navy Federal's cashRewards card offers a $250 bonus after spending $2,500 in 90 days, plus a 0% intro APR on balance transfers for 12 months with no fee. A solid deal for members, but act before March 31, 2025.

Bonus $250
Annual Fee $0
Monthly Fee Not listed
Expiration Expired Mar 31, 2025

What to know

  • Sign-Up Bonus: $250 cash back after spending $2,500 within the first 90 days of account opening.
  • Bonus Offer Expiry: Must be applied for by March 31, 2025.
  • Intro Balance Transfer APR: 0% for the first 12 months.
  • Balance Transfer Fee: $0