Updated regularly with the best offers from top banks and brokerages.
Live Oak Bank offers 4.00% APY plus a $300 bonus when you open a personal savings account and maintain $20,000 for 90 days. The bonus requires new external funds, so existing Live Oak money won't count.
VyStar Credit Union offers a $175 bonus for opening a free checking account. Get $25 quickly, then earn $150 with direct deposits and debit card use. Available in FL and GA, plus military worldwide. Offer ends Dec. 31, 2026.
USX Federal Credit Union offers a $100 bonus for opening a FREE or Members Plus Checking with a qualifying direct deposit within 60 days. Must join in person in PA. Watch the $25 early closure fee and $1,000 balance requirement on Members Plus.
VantageWest Credit Union is offering $200 for new Essential Checking accounts in Arizona. No direct deposit required — just $1,500 in ACH credits and five debit card purchases within 45 days. Offer runs through December 31, 2026.
Neighborhood National Bank offers a $100 referral bonus for opening a checking account, keeping it 90 days, making 15 debit card purchases, and setting up direct deposit. No monthly fees.
Westfield Bank offers up to $500 for a new checking account, but only at its Bloomfield and West Hartford branches. Use code $500BL/WH and complete three easy steps.
Targeted Amex Offer: spend $200+ at Wyndham properties in US/Canada by Dec 5, 2025, get $40 back. May stack with other Wyndham promos.
Empire State Bank offers a $250 bonus for opening a Free Personal Checking account in NY. Requires $25 deposit and $2,500+ direct deposit within 90 days. No monthly fees.
Education Credit Union's $mart Checking bonus is back at $123 for Texas residents. No monthly fees, but you'll need $500 in deposits and 15 transactions within 60 days.
Chase is targeting some Marriott Bonvoy cardholders with a monthly spending offer: spend $500 each month from October to December and earn 1,000 bonus points per month, up to 3,000 points. Must register by October 14, 2026.
Amex Offers has a new Wyndham deal: spend $100 on room rate and charges at select value properties in the US and Canada, get $20 back. Enrollment required. Expires 9/30/26.
Extraco Banks offers up to $1,500 for new checking customers in select Texas counties who bring $5,000+ in new money and receive two direct deposits totaling $5,000+ within 90 days.