iGObanking Money Market: 3.95% APY, But There's a $25,000 Catch
iGObanking's Online Money Market pays 3.95% APY on all balances, but you need $25,000 to open. It's FDIC insured, has no monthly fees, and is available nationwide.
Updated regularly with the best offers from top banks and brokerages.
iGObanking's Online Money Market pays 3.95% APY on all balances, but you need $25,000 to open. It's FDIC insured, has no monthly fees, and is available nationwide.
Redneck Bank offers a 3.85% APY on its Mega Money Market account for balances up to $100,000. Requires a $500 opening deposit, no monthly fees, and includes a debit card. Watch for transaction limits.
LendingClub's LevelUp Savings offers 4.00% APY if you deposit $250+ monthly, or 3.00% APY otherwise. No monthly fees, no minimum balance, and FDIC insurance. A solid rate for active savers.
Bluevine Premier offers 3.0% APY on balances up to $3M for a $95 monthly fee, which can be waived with $100k+ balance and $5k monthly debit card spend. Includes high FDIC insurance and payment fee discounts.
ISU Credit Union offers a $150 bonus for opening a new Essential or Elevate checking account. Requires a qualifying direct deposit and e-statements. Limited to eligible members in parts of Indiana and Illinois.
Vantage Credit Union offers a $250 bonus for opening a new checking account. No direct deposit needed, but you must qualify for membership in specific Illinois or Missouri areas and use a promo code. Offer expires 12/31/2025.
Laurel Road offers a tiered bonus up to $200 for new High Yield Savings accounts. Deposit at least $1 within 20 days, then maintain a qualifying balance by day 90. Offer ends January 21, 2026.
Earn $300 or $400 with Unity Bank's checking bonus in NJ/PA. Meet direct deposit requirements within 180 days. Offer valid from April 14, 2025. Use promo codes 1144 or 1145.
Arizona residents can earn a $150 digital gift card by opening a CashBack Checking account with Copper State Credit Union, setting up a $500 monthly direct deposit, and using their mobile app. Offer ends 12/31/25.
Central Pacific Bank offers up to $1,200 for opening a business checking account in Hawaii. Requires a large deposit ($25k or $75k) held for 3 months. Offer ends October 31, 2025.
Public Employees Credit Union (PECU) in Texas offers a $200 bonus for new members who open checking & savings accounts and complete simple debit card transactions. Must be eligible for membership.
Refer a friend to Mirastar FCU and you both get $100. Requires $500 in direct deposits within 60 days. Offer ends 9/30/25. Nationwide eligibility.