If you've got a Bank of America business checking or existing card account, you might want to log in and peek at the credit card offers. Word is that some folks are seeing a $750 signup bonus on three different business cards — that's $250 more than the current public deal. It's not available to everyone (hence the YMMV), but it's definitely worth a few minutes of your time to check.
Which Cards Are Eligible?
Bank of America is running this higher bonus on three of its business cards, all with no annual fee. Here's a quick rundown:
- Business Unlimited Cash Rewards: Earns a flat 1.5% cash back on every purchase. Simple and straightforward.
- Business Customized Cash Rewards: Offers 3% back in a category of your choice (like gas, office supplies, or travel), 2% at restaurants and wholesale clubs, and 1% on everything else.
- Business Travel Rewards: Earns 1.5x points per dollar, redeemable for travel statement credits at a rate of 1 cent per point.
How to Check If You're Targeted
There's no public link or code to share — this offer appears only when you're logged into your Bank of America account. So here's what to do:
Log in to your Bank of America online banking (personal or business account). Look for a section that says "Credit Card Offers" or "Special Offers." If you see a business card with a $750 bonus and $5,000 spend, you're in luck. If not, you might see the standard $500 offer instead.
It's a bit of a tease, but it only takes a minute to check. And if you don't see it today, try again in a week or two — sometimes these offers roll out in waves.
A Few Things to Keep in Mind
Before you jump, remember that Bank of America can be a bit quirky with its approvals and bonus policies. Here are a few watch-outs:
- Bank of America generally limits how many cards you can get — they often have a 2/3/4 rule (two cards in 2 months, three in 12, four in 24). Business cards may count toward those limits, so plan accordingly.
- If you've opened a Bank of America card recently, you might not be eligible for this bonus. Check the terms carefully.
- The $5,000 spend in 90 days is doable for many small businesses, but make sure you can hit it without overspending just for the bonus.
- This is a YMMV offer, meaning it's not guaranteed. If you don't see it, don't despair — the public $500 bonus is still solid, and there's always a chance this one goes wider later.
Bottom Line
- Log in to your Bank of America account to check for a $750 bonus offer on business cards.
- The $5,000 spend requirement in 90 days is reasonable for a small business.
- All three eligible cards have no annual fee, so there's no cost to keep them long-term.
- If you don't see the $750 offer, the public $500 bonus is still a good deal.
Common Questions
Is this offer available to everyone?
No, it's YMMV (your mileage may vary). It appears for some logged-in users but not all. There's no public link at this time.
Can I get the bonus if I already have a Bank of America business card?
It depends on the card and your history. Bank of America typically restricts bonuses to new cardholders, so if you've had one of these cards before, you may not qualify. Always read the terms.
What's the difference between the $750 offer and the public $500 offer?
The $750 offer requires $5,000 spend in 90 days, same as the $500 offer. The only difference is the bonus amount — $250 more for the same spend.
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