Score a Free Will with Chase Sapphire: Trust & Will $199 Offer

If you've been putting off estate planning, here's a nudge—and a freebie if you hold the right Chase card. Chase Offers is currently running a promotion for Sapphire Reserve and Sapphire Preferred cardholders: spend $199 or more at Trust & Will, and you'll get $199 back as a statement credit. That essentially makes a basic individual will free (Trust & Will's basic plan runs about $199). It's a smart way to knock out a to-do item without opening your wallet.

What’s the Deal?

If you’re a Chase Sapphire Reserve or Preferred cardholder, log into your Chase app or account and head to the Chase Offers section. You might see an offer for Trust & Will: spend $199 or more and get $199 back. That’s a full rebate on their basic individual will plan, which typically costs exactly $199. So you’re essentially getting a will for free—just pay with your eligible card and the credit lands on your statement.

This is a limited-time offer, running from August 11, 2026, through October 5, 2026. You must complete the purchase and have the payment post by that date. It’s a one-time deal, so you can’t use it multiple times.

The Fine Print You Need to Know

Before you get excited, there are a few hoops. The purchase must be made directly through Trust & Will’s website—no third-party resellers, no delivery services, and no buy-now-pay-later options. Gift cards are also excluded. If you’re planning to use a shopping portal for extra cash back, that’s fine, but the purchase still has to be online and direct.

Also, note that the credit is applied to the first qualifying transaction. So if you split your purchase (unlikely, but possible), only the first one gets the credit. And if you return the item, the credit may be reversed.

Is This Worth It?

Estate planning is one of those things that’s easy to put off, but having a will is important—especially if you have assets, kids, or just want to make your wishes clear. Trust & Will is a well-known online service that guides you through the process. A basic will might be all you need, and at $199, it’s a no-brainer with this offer.

But here’s the catch: don’t let the freebie cloud your judgment. The most important thing is choosing a reputable estate planning service or lawyer. Saving $199 is great, but you want to make sure your will is legally sound and fits your situation. Do your research—read reviews, check if Trust & Will is accepted in your state, and consider whether you need more than a basic will (like a trust or living will).

If you’re already in the market for a will, this offer is a solid way to get it done for free. And if you’re a points and miles enthusiast, you can stack this with a shopping portal to earn a little extra cash back or points on top of the statement credit. Just make sure the portal tracks correctly.

Bottom Line

• Chase Sapphire Reserve/Preferred cardholders can get a $199 statement credit on a Trust & Will purchase of $199 or more, making a basic will free.
• The offer runs through October 5, 2026, and requires a direct online purchase with your eligible card.
• Always vet the estate planning service—free is nice, but legal accuracy matters more.

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