If you've been using Gemini for crypto, you might have noticed they now let you trade stocks too. And to get people excited about it, they're running a limited-time promotion where you can earn up to $200 in stock rewards just by buying stocks through their platform. Here's how it works and what you need to watch out for.
How the Bonus Breaks Down
The promotion is pretty straightforward. You open a Gemini brokerage account (if you don't already have one), then buy stocks during the offer period. Based on how much you buy, you get a reward in the form of a credit that can only be used to buy more fractional shares.
Here are the three tiers: buy $100 worth of stocks and get $10 back; buy $1,000 and get $75; or buy $10,000 and get the full $200. The reward is a credit, not cash, so you'll need to use it to purchase additional stock from a curated list of the 50 largest S&P 500 companies.
- The reward credit can only be used to buy fractional shares from that specific list of top S&P 500 stocks.
- You must claim the reward within 30 days after the offer ends, or it expires.
- The credit won't just appear in your account — you have to actively claim it and use it in the same transaction.
What to Watch Out For
A few things caught my eye in the fine print. First, the reward is only available during market hours (9:30 AM to 4:00 PM ET), so you can't claim it after hours or on weekends. Also, Gemini says there might be a slight delay between when you claim the reward and when the fractional shares are priced, so the exact value you get could vary a bit.
Another important point: if Gemini suspects any fraudulent activity or a violation of their terms, they can cancel the reward or even liquidate the stock you bought with it. So make sure you're following all the rules. And remember, this offer is limited to one per person and isn't available to employees of Gemini, affiliates, or anyone in the securities industry.
- Reward must be claimed during market hours only.
- You have 30 days to claim the reward after the offer ends.
- Gemini can rescind the reward if they detect fraud or term violations.
- Not valid with other offers and not transferable.
Is It Worth It?
Honestly, this is a decent bonus if you were already planning to buy stocks through Gemini. The $200 tier requires a $10,000 purchase, which is a lot of money to tie up, but the $10 reward for a $100 buy is basically free money with minimal effort. If you're new to Gemini's stock trading, this could be a nice way to test the waters and get a little extra.
Just keep in mind that the reward is in stock credits, not cash, so you'll have to invest it again. And if you already have a Gemini account for crypto, you're good to go — just make sure you open the brokerage side if you haven't already.
Bottom Line
- Earn up to $200 in stock rewards by buying stocks through Gemini's new brokerage feature.
- The offer runs from July 7 to July 20, 2026, and rewards must be claimed within 30 days.
- Rewards are credits for fractional shares of top S&P 500 companies, not cash.
- Watch for market-hour restrictions and the 30-day claim window.
Common Questions
Do I need a Gemini account to participate?
Yes, you need an active Gemini individual brokerage account in good standing. If you already have a Gemini crypto account, you can open the brokerage side.
Can I use the reward to buy any stock?
No, the reward credit can only be used to buy fractional shares from a list of the 50 largest S&P 500 companies by market cap, as determined by Gemini's clearing broker.
What happens if I don't claim the reward in time?
If you don't claim the reward within 30 days after the offer ends, it will expire and you'll lose it.
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