Looking for a fun way to upgrade your home entertainment without spending a dime? MECU (MECUOKC) is offering a free 55″ TV to new members who open a checking account and meet a simple direct deposit requirement. It’s a solid bonus for anyone in the Oklahoma area who can swing the $750 deposit. Let’s break down what you need to know.
What’s the Catch?
First off, you’ve got to be eligible for MECU membership. That means you need to live, work, worship, or attend school in one of these Oklahoma counties: Oklahoma, Cleveland, Pottawatomie, Canadian, Lincoln, McClain, Grady, or Logan. If you’re outside that area, this offer won’t work for you.
You also need to open the account in person at a branch. No online applications here. So if you’re near a MECU location, it’s a quick trip. The TV has to be picked up at the same branch where you opened the account, so plan accordingly.
The TV itself is a bit of a mystery – MECU doesn’t specify the brand or exact model. It’s a 55″ screen, but the quality could vary. If you’re picky about your electronics, you might want to ask the branch staff what they’re giving out before you commit.
How to Earn the TV
It’s pretty straightforward. Open a new MECU checking account (they call it Super Checking) and set up a qualifying direct deposit of $750 or more within 60 days. That direct deposit has to come from an employer, payroll provider, government agency (like Social Security), or another verified third party. Transfers between accounts, Venmo, Zelle, cash deposits, and mobile check deposits don’t count.
Once you meet the requirement, MECU will verify everything and send you the TV within 30 days – as long as your account is still open and in good standing. No monthly fees on this account, so you can keep it open without worrying about charges eating into your bonus.
Extra Perk: Credit Card Bonus
If you’re approved for a MECU Visa Rewards card, you’ll earn 3x points on all purchases for the first 90 days. That’s a nice add-on if you’re in the market for a new card, but it’s completely optional. The TV bonus doesn’t require you to apply for credit.
Things to Watch Out For
The TV bonus might be considered taxable income. MECU could report its value to the IRS, so be prepared to pay taxes on it. Also, there’s no clear early account termination fee listed, but it’s smart to keep the account open for at least a few months to avoid any potential clawback.
And remember – only one TV per person. No stacking multiple accounts for extra screens.
Bottom Line
- Free 55″ TV for a $750 direct deposit – no monthly fees.
- In-branch only and limited to specific Oklahoma counties.
- TV brand/model unknown – ask before opening if it matters to you.
- Bonus may be taxable; keep account open until TV is received.
Common Questions
Can I open the account online?
No, this offer requires you to visit a MECU branch in person to open the account and pick up the TV.
What counts as a qualifying direct deposit?
Payroll, government benefits, pension, or other verified third-party electronic deposits. Transfers between accounts, P2P payments (like Venmo or Zelle), cash, and check deposits do not qualify.
Is there a monthly fee?
No, the Super Checking account has no monthly maintenance fees.
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