If you live in Oklahoma and have been thinking about switching banks, MECU is offering a pretty sweet incentive that goes beyond the usual cash bonus. Instead of a few hundred bucks, they're giving away a 55″ TV to new members who open a checking account and meet a straightforward direct deposit requirement. And if you're also in the market for a credit card, there's an extra perk: 3X rewards points on purchases for the first 90 days with an approved MECU Visa Rewards card. Let's break down what you need to know.
Who Can Get This Deal?
MECU is a credit union, so you need to be eligible for membership first. That means you must live, work, worship, or attend school in one of these Oklahoma counties: Oklahoma, Cleveland, Pottawatomie, Canadian, Lincoln, McClain, Grady, or Logan. If you're in that area, you're good to go.
You'll also need to open a basic savings account (that's your membership share) and be at least 18 years old. The checking account is separate, but the savings account is required to join.
What You Need to Do to Earn the TV
The main requirement is pretty simple: open a new MECU checking account and set up at least $750 in qualifying direct deposits within 60 days. Qualifying deposits include things like payroll from an employer, Social Security, pension, or other government benefits. Transfers from other accounts, person-to-person payments (like Zelle, Venmo, Cash App), mobile check deposits, ATM deposits, or cash deposits don't count.
Once you've met that requirement, MECU will send you the TV within 30 days, as long as your account is still open and in good standing. Just keep in mind you'll need to pick it up at the branch where you opened the account.
Extra Perks: Credit Card Rewards and Referral Program
If you also apply for and get approved for a MECU Visa Rewards credit card, you'll earn 3X rewards points on all eligible purchases during the first 90 days. After that, the standard rewards rate kicks in. It's a nice bonus if you're planning to use the card anyway.
Already a member? You can still get in on the action. Refer a friend who qualifies for the 55″ TV promotion, and you'll be entered for a chance to win a TV too. So it's worth sharing with anyone you know in the eligible counties.
Important Fine Print to Watch For
A few things to keep in mind before you jump in. First, the TV model and retail value are determined by MECU, so you might not get the exact same TV as someone else. Also, the bonus is considered taxable income, and MECU may report its value to the IRS. You'll be responsible for any taxes owed.
There's a limit of one promotional bonus per person, and the offer can be modified or discontinued at any time. Make sure your account stays in good standing—no closures, restrictions, or unresolved issues—until the TV is in your hands.
Bottom Line
- Open a new MECU checking account and receive $750+ in qualifying direct deposits within 60 days to earn a 55″ TV.
- Membership eligibility is limited to specific Oklahoma counties; you'll also need a savings account.
- The TV must be picked up in person at the branch where you opened the account.
- Consider the extra 3X rewards points on a new MECU Visa Rewards card if you're approved.
- Watch out for tax implications—the TV value may be reported to the IRS.
Common Questions
What counts as a qualifying direct deposit?
Qualifying direct deposits include payroll from an employer, Social Security, pension, or other government benefits. Transfers between accounts, person-to-person payments (Zelle, Venmo, Cash App), mobile check deposits, ATM deposits, and cash deposits do not qualify.
Do I need to be a MECU member first?
Yes, you need to meet the membership eligibility requirements (live, work, worship, or attend school in an eligible Oklahoma county) and open a savings account to establish membership. The checking account is separate but required for the promotion.
How long does it take to get the TV?
Once you've met the direct deposit requirement and MECU verifies it, the TV will be issued within 30 days. Your account must remain open and in good standing during that time.
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