Snag 10,200 MyPoints for Opening an Alliant Credit Union Savings Account

Looking for a way to give your savings a little boost while also pocketing some extra rewards? If you've been considering a new online savings account, this promotion through the MyPoints shopping portal is worth a close look. You can earn a hefty chunk of MyPoints just for opening an account with Alliant Credit Union. It sounds straightforward, but as with any bank bonus tied to a third-party portal, there are a few important details to understand before you click 'apply.' Let's break it down.

How This Deal Works

The process is a classic portal play. You need to be a MyPoints member (it's free to join) and you must access the Alliant application exclusively through their special link. Don't just go directly to Alliant's website, or you'll almost certainly miss out on the points.

Once you click through, you'll apply for a High-Rate Savings account. If your application is approved and you fund the account, MyPoints should track the transaction and credit your account with 10,200 points. These points can later be redeemed for gift cards to a wide variety of retailers.

The Fine Print You Can't Ignore

This is where most people run into trouble. The bonus is enticing, but the path to getting it has a few gates.

• **Portal Tracking is Fragile:** Always clear your cookies or use a private browsing window before clicking the MyPoints link. This helps ensure your session is tracked correctly. Consider taking a screenshot of the offer page as proof.
• **Strict Eligibility Rules:** Alliant is a credit union, so membership isn't open to everyone. You generally need a qualifying connection, like working for a partner company, being related to an existing member, or living near their Chicago HQ. However, there's a workaround: you can join a charitable organization called Foster Care to Success, and Alliant will cover the $5 membership fee to make you eligible.
• **One-Time Offer:** This bonus cannot be stacked with any other sign-up promotion from Alliant, including referral bonuses. It's also limited to one per person.
• **Follow the Steps Precisely:** The terms stress that you must follow the instructions exactly. Any deviation might mean no points.

Is the Alliant Account Itself Worth It?

Beyond the points, you're still opening a financial account. Alliant's High-Rate Savings is generally well-regarded for its competitive interest rate and solid customer service. You're not just getting a bonus and ending up with a dud account. It's a legitimate, award-winning online banking option.

Before applying, make sure their savings account features and rate align with your needs. Compare it to other high-yield options to ensure it's a good fit for your money long-term, not just for the short-term points gain.

A Quick Word on the Swagbucks Alternative

It's worth noting that as of early November 2024, this same bank account offer was also available through Swagbucks for 7,500 SB. MyPoints' 10,200 points is typically a higher value, but it's smart to check both portals at the time you're ready to apply to see which is offering the better reward. Never assume the rates are static.

Bottom Line

• A strong 10,200-point bonus for a simple account opening.
• Credit union eligibility is key—check if you qualify or are willing to use the charitable membership path.
• Portal discipline is critical: click from MyPoints, track your steps, and be patient for the pending points to post.
• The underlying Alliant savings account is a quality product, making this more than just a bonus chase.

Common Questions