Snag a $400 Bonus and Help a Charity with Westconsin Credit Union

If you live in Wisconsin or Minnesota, here's a sweet deal that's a little different from the usual bank bonus. Westconsin Credit Union is offering $400 cash plus a $100 donation to charity when you open a new membership and checking account. The best part? No direct deposit is required. You just need to make 10 debit card transactions each in August and September. It's a straightforward way to pad your wallet and do some good at the same time.

What You Need to Do

First, you'll need to become a member of Westconsin Credit Union. That means opening a primary base share (savings) account and an eSmart Checking account. You can do this online, in person at one of their 15 locations, or over the phone.

Once your accounts are open, the real work is simple: use your debit card for at least 10 transactions in August and another 10 in September. These can be PIN-based, signature, online, phone payments, or even digital wallet purchases like Apple Pay or Google Pay. Just make sure each transaction posts by the end of the month.

After you meet those requirements, Westconsin will deposit $400 into your savings account by October 31, 2026. They'll also make a $100 donation to a local charity on your behalf.

A Few Things to Watch Out For

This offer is only for new members who haven't been a primary owner on a Westconsin account in the last 12 months. If you closed an account more than a year ago, you're good. Joint owners on someone else's account can still qualify for their own bonus, as long as they aren't a primary owner elsewhere at Westconsin.

There's no minimum balance required, but you must enroll in eStatements within the first 30 days to avoid a $3 monthly fee. Also, the $400 bonus is considered taxable income, so you'll get a tax form next year.

Business accounts and minors under 18 aren't eligible. And while you can open multiple accounts, you can only get the bonus once per membership.

Why This Offer Stands Out

Most bank bonuses these days require a direct deposit or a large balance, but this one doesn't. You just need to use your debit card 20 times over two months—that's about three transactions a week. Plus, the charity donation adds a feel-good factor. It's a rare combination of easy requirements and a meaningful community impact.

Bottom Line

• No direct deposit needed—just 10 debit card transactions per month for two months.
• Bonus pays $400 to you and $100 to charity by October 31, 2026.
• Offer available only in Wisconsin and Minnesota; expires July 31, 2026.
• Watch out for the $3 monthly fee if you don't enroll in eStatements within 30 days.

Common Questions