New Rakuten users can earn a $50 bonus after spending $50 in 90 days. Plus, refer friends to earn another $50 each. Stack with a rewards card for extra savings.
Bonus$50
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jun 30, 2026
What to know
Bonus Amount: $50
Minimum Spend: $50 within 90 days
Eligibility: New customers only
Bonus Options: Walmart gift card or Rakuten credit
LemFi offers $50 cashback on your first $500+ international transfer. Use code NEW50 at signup. Good for planned transfers, but research the service first.
Bonus$50
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Offer: $50 cashback
Minimum Transfer: $500
Promo Code: NEW50
Code Entry: Must be entered during account registration
A two-tiered bonus offer from Together Credit Union. Refer someone to open a checking account, you both get $50. They can then earn an extra $150, for a total of $200. Limited to certain states.
Bonus$50
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Dec 31, 2026
What to know
Offer Type: Referral Bonus + New Account Bonus
Referrer Bonus: $50 for current member
New Member Initial Bonus: $50 just for opening account
New Member Additional Bonus: $150 (for a total of $200)
C&N Bank offers a $50 bonus for you and a friend when you refer them to open a checking account. They need a $500 direct deposit and 15 debit card purchases within 60 days. You can earn up to $500 a year.
Bonus$50
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $50 for you and $50 for your friend
Annual Limit: Up to $500 (10 referrals) per calendar year
Friend's Requirements: Open a new checking account, make one direct deposit of $500+ and 15 debit card purchases within first 60 days
Bonus Payout: Direct deposit within 30 days after friend meets requirements
Four Points Federal Credit Union offers a $50 referral bonus for members and new joiners. Existing members get $50 per referral; new members get $25 upfront and another $25 after meeting simple account activity goals.
Bonus$50
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Mar 17, 2026
What to know
Bonus for Referring Member: $50 per successful referral
Bonus for New Member: $25 instantly upon opening, plus a potential $25 later
Account Required: A new Four Points FCU checking account
Referral Limit: Up to 10 new members per calendar year for existing members
Heritage Federal Credit Union pays $50 to both you and friends you refer for opening checking accounts. Limited to IN/KY residents. Max $500/year. No direct deposit needed.
Bonus$50
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $50 per referral (both referrer and new member get $50)
Maximum Annual Earnings: $500 per referring member (10 referrals)
Eligible Account: New checking account with Visa Debit or Credit Card
Geographic Availability: Indiana and Kentucky residents only
NIH Federal Credit Union is offering a $50 Visa Reward Card to both current members who refer someone and the new member who opens an account. You have 90 days to meet the requirements.
Bonus$50
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $50 Visa Reward Card for both referrer and new member
Eligible Account: New consumer checking account with e-statements
Availability: Washington, D.C. and Maryland residents
Time Limit: Requirements must be met within 90 days of account opening
First American Bank offers a $50 bonus for students opening a checking account. Available in FL, IL, WI. Requires 10 transactions in first 3 months. Account converts at age 23.
New users can earn a $40 bonus plus cash back at over 4,000 stores. Refer friends for extra rewards and cash out via PayPal or check. Limited time offer.
Bonus$40
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Sign-Up Bonus: $40
Bonus Requirement: Earn at least $10 in cash back from qualifying purchases within 365 days of joining
Minimum Payout: $10
Payout Options: PayPal, check, credit card, or gift card
Load $10+ to your PayRange app using the Paze digital wallet and get a $10 bonus instantly. Do it up to 3 times for $30 total free credit. Offer ends June 15, 2026.
Bonus$30
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Offer: Load $10+ to PayRange using Paze, get a $10 bonus credit
Maximum Bonus: $30 per user (3x $10 bonuses)
Promotion Period: March 13, 2026 to June 15, 2026 (11:59 PM PT)
Key Requirement: Must use Paze digital wallet as the funding source
New Mercari users can get a $10 sign-up bonus plus an extra $20 after their first $100 in sales. Refer friends and earn up to $50 each. Easy money for decluttering.
Bonus$30
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Sign-Up Bonus: $10 when you join using a referral code, plus an extra $20 after your first $100 in completed sales (total up to $30)
Referral Bonus: $50 per friend you refer: $10 when they make their first purchase, $40 when they complete their first $100 in sales
Availability: Mercari app (iOS and Android)
Bonus Form: Mercari Credit (expires within 60 days)
TopCashBack offers a $25 sign-up bonus after earning $10 cash back. With over 4,000 stores and rates up to 40%, it's a legit way to stack savings. Expires Dec 31, 2026.
Bonus$25
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Dec 31, 2026
What to know
Sign-Up Bonus: $25 after earning $10 in cash back
Offer Expiration: December 31, 2026
Partnered Stores: Over 4,000, including Amazon, Walmart, Target, Best Buy
Get a free $20 bonus on Polymarket's prediction market app (iOS only) with promo code POLYMADNESS. Use it to trade on any market, but understand the risks first.
Bonus$20
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Offer: $20 free cash bonus for new users
Promo Code: POLYMADNESS
Platform Availability: iOS only (via the Polymarket app)
Bonus Use: Trade on any prediction market within the app
Citi ThankYou points now transfer to Leading Hotels of the World with a 25% bonus, boosting value to ~2 cents per point. Limited-time offer through Sept 19, 2026.
BonusNot listed
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Sep 19, 2026
What to know
Offer: 25% transfer bonus from Citi ThankYou to LHW Leaders Club
Eligible cards: Citi Strata Premier, Strata Elite, Prestige, and AT&T Access More
Bonus ratio: 1,000 Citi points = 250 LHW points (instead of 200)
Value per Citi point: ~2 cents (vs. ~1.6 cents without bonus)