Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Mar 22, 2026

Showing 461 of 461 in this guide (611 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#313

Penn Community Bank's $400 Bonus: A Solid Deal for PA & NJ Residents

Regional Bank Bonus

Penn Community Bank offers a $400 bonus for opening a checking account. Available in PA & NJ. No monthly fees. Complete by April 18, 2026.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Apr 18, 2026

What to know

  • Bonus Amount: $400
  • Availability: Pennsylvania and New Jersey residents (specific zip codes)
  • Offer Expires: April 18, 2026
  • Minimum Opening Deposit: $25
#314

Snag Up to $400 from Bar Harbor Bank & Trust: A Quick Guide to Their Cash Bonuses

Regional Bank Bonus

Bar Harbor Bank & Trust offers cash bonuses up to $400 for new checking accounts and a $100 referral bonus. Offers are for residents of Maine, New Hampshire, and Vermont and expire soon.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 28, 2026

What to know

  • Personal Checking Bonus Amounts: $200 for Simple Checking, $400 for Relationship Rewards Checking
  • Business Checking Bonus: $400 for new Business Checking accounts
  • Referral Bonus: $100 for both referrer and new customer
  • Offer Expiration Date: February 28, 2026
#315

Snag a $400 Bonus from Regions Bank: Here's Your Step-by-Step Guide

Regional Bank Bonus

Earn $400 by opening a Regions LifeGreen checking account, registering by 12/31/26, and setting up $1,000 in direct deposits. Available in 15 states.

Bonus $400
Annual Fee Not listed
Monthly Fee $8
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: $400
  • Account Required: New personal LifeGreen Checking
  • Key Deadline to Register: December 31, 2026
  • Account Opening Deadline: January 31, 2027
#316

Santander's $400 Checking Bonus: A Solid Offer with a Manageable Hurdle

Regional Bank Bonus

Santander Bank offers a $400 bonus for opening a Simply Right® or Santander Select® Checking account with $5,000 in direct deposits within 90 days. Offer valid in select states until 3/31/26.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $400
  • Eligible Accounts: Simply Right® Checking or Santander Select® Checking
  • Minimum Opening Deposit: $25
  • Direct Deposit Requirement: $5,000+ within first 90 days
#317

Metro Credit Union's $400 Checking Bonus: A Solid Deal for Massachusetts Residents

Regional Bank Bonus

Metro Credit Union offers a $400 bonus for opening a checking account. Requires one direct deposit and e-statements. Account must stay active for 90 days. Bonus posts 60-90 days after opening. Limited time offer.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $400
  • Account Type: Metro Checking
  • Key Requirement: One monthly recurring direct deposit and e-Statements enrollment within 60 days
  • Account Maintenance: Must stay active for a minimum of 90 days
#318

Snag a $400 Bonus for Your Business at Cadence Bank

Regional Bank Bonus

Cadence Bank offers a $400 bonus for opening a new business checking account. Requires a $5k deposit, maintaining that balance, and 15 transactions within 90 days. Must open in a branch in select states by 11/30/25.

Bonus $400
Annual Fee Not listed
Monthly Fee $10
Expiration Expired Nov 30, 2025

What to know

  • Bonus Amount: $400
  • Account Type: Business Checking (Business My Way Checking or Business Checking Plus)
  • Offer Expires: November 30, 2025
  • Availability: Must open in a branch in: AL, AR, FL, GA, LA, MO, MS, TN, TX
#319

Truist's $400 Business Checking Bonus: A Straightforward Deal for Small Business Owners

Regional Bank Bonus

Truist Bank offers a $400 bonus for new business checking clients. Open an eligible account by April 2, 2026, deposit $2,000 within 30 days, and use promo code SB25Q4CHECKING. No direct deposit required.

Bonus $400
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Apr 02, 2026

What to know

  • Bonus Amount: $400
  • Eligible Accounts: Truist Simple Business Checking or Dynamic Business Checking
  • Promo Code: SB25Q4CHECKING
  • Offer Deadline: Must open account by April 2, 2026
#320

Peoples Bank's $400 Checking Bonus: A Midwest Money Maker

Regional Bank Bonus

Peoples Bank offers a $400 bonus for opening a new checking account online in IL or IN. Requires $1,000+ in qualifying direct deposits within 90 days. No monthly fees on select accounts.

Bonus $400
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $400
  • Offer Expiry: Limited time, no specific end date listed
  • Eligible States: Illinois (IL), Indiana (IN)
  • Direct Deposit Requirement: $1,000 or more within 90 days of opening
#321

Ascend Bank's $400 Bonus: A Solid Deal for Connecticut Savers

Regional Bank Bonus

Ascend Bank offers a $400 bonus for opening a checking account in Connecticut. Requires direct deposit and opening a savings account. Offer ends 12/31/25.

Bonus $400
Annual Fee Not listed
Monthly Fee $15
Expiration Expired Dec 31, 2025

What to know

  • Bonus Amount: $400 total
  • Offer Expires: December 31, 2025
  • Availability: Connecticut residents only
  • Required Accounts: A new Access, Preferred Access, or Prime Access Checking account AND a new Spring Savings account
#322

A $400 Welcome from Ohio's Code Credit Union: Is This Checking Bonus Right for You?

Regional Bank Bonus

Code Credit Union offers Ohio residents up to $400 for opening a new checking account by Oct 31, 2025. Requires direct deposit and e-statements. Here's how to qualify and what to watch for.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 26, 2026

What to know

  • Bonus Amount: Up to $400
  • Account Type: Cash Back Checking ($400) or Smart Saver Checking ($300)
  • Availability: Ohio residents in specific counties (Montgomery, Darke, Preble, Miami, Warren, Clark, Greene) and eligible employee/member groups.
  • Deadline to Open: October 31, 2025
#323

HomeTrust Bank's $400 Bonus: A Solid Deal for Southeastern Savers

Regional Bank Bonus

HomeTrust Bank offers up to $400 for new checking accounts in NC, SC, TN, VA. Requires direct deposit, a $10k balance, or debit card purchases by 4/30/25. A $25 referral bonus is also available.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Maximum Bonus Amount: $400
  • Offer Expiry Date: April 30, 2025
  • Eligible Account Opening Period: February 1, 2025 - April 30, 2025
  • Promo Code Required: UPTO400
#324

Traditions Bank's $400 Checking Bonus: A Solid Deal for Pennsylvania Residents

Regional Bank Bonus

Pennsylvania residents can earn a $400 bonus by opening a Traditions Bank PowerUp Checking account and meeting transaction requirements. Offer ends January 15, 2025.

Bonus $400
Annual Fee Not listed
Monthly Fee $7.95
Expiration Not listed

What to know

  • Bonus Amount: $400
  • Account Type: PowerUp Checking
  • Availability: Pennsylvania residents only
  • Offer Period: December 1, 2024 to January 15, 2025
#325

Broadview Federal Credit Union's $350 Checking Bonus: Easy Money for New Yorkers

Regional Bank Bonus

Broadview Federal Credit Union offers $350 for opening a checking account and receiving $1,000+ in direct deposits by May 14, 2026. Must live, work, worship, or attend school in their NY service area.

Bonus $350
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires May 14, 2026

What to know

  • Bonus Amount: $350
  • Direct Deposit Requirement: $1,000+ in qualifying deposits within 60 days
  • Account Fee: $0 monthly fee, $0 minimum balance
  • Early Closure Fee: $15 if closed within first 3 months
#326

MidFirst Bank's $350 Checking Bonus: A Solid Offer for Arizona, Oklahoma, and Texas Residents

Regional Bank Bonus

MidFirst Bank offers up to $350 for opening a checking account with a $1000 direct deposit. Available in AZ, OK, TX. Promo ends 3/31/26. Requires promo code 2026-CK-AO.

Bonus $350
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2026

What to know

  • Maximum Bonus Amount: $350 (AZ & Houston, TX); $300 (OK)
  • Offer Expiry Date: March 31, 2026
  • Key Requirement: $1,000 in qualifying direct deposits within 90 days of opening
  • Minimum to Open: $100
#327

Newtown Savings Bank's Checking Bonuses: Up to $350 for Connecticut Residents

Regional Bank Bonus

Connecticut's Newtown Savings Bank offers up to $350 for opening a checking account. Choose from three account types with different bonus requirements. Must be a new customer and act fast—this is a limited-time offer.

Bonus $350
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Maximum Bonus Amount: $350
  • Available Account Types: Flagship Checking, Free Checking, Student Checking
  • Promotion Code: CONSUMERBP
  • Minimum Deposit to Open: $25 for all accounts
#328

First Hawaiian Bank's $350 Checking Bonus: Is It Worth It for You?

Regional Bank Bonus

First Hawaiian Bank offers up to $350 for opening a checking account with direct deposit. Here's how to get it, avoid fees, and decide if it's right for you. Offer ends April 30, 2026.

Bonus $350
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Apr 30, 2026

What to know

  • Maximum Bonus Amount: $350
  • Offer Expiration Date: April 30, 2026
  • Direct Deposit Requirement: $500 in new direct deposits within 60 days
  • Minimum Opening Deposit: $20
#329

APG Federal Credit Union's $350 Checking Bonus: A Solid Deal for Marylanders

Regional Bank Bonus

APG Federal Credit Union offers a $350 bonus for opening a High Yield Checking account with $500+ monthly direct deposits. Must open by 3/31/26. Also has a $50 referral program.

Bonus $350
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $350
  • Account Type: High Yield Checking
  • Availability: Maryland residents only (must meet membership eligibility)
  • Direct Deposit Requirement: Yes, $500+ monthly recurring direct deposits
#330

Snag a $333 Bonus with This Midwest Digital Bank's Checking Account

Regional Bank Bonus

Open a Maxx checking account with promo code MAXX333, meet a few requirements within six months, and earn a $333 cash bonus. Offer ends August 31, 2024.

Bonus $333
Annual Fee Not listed
Monthly Fee $5
Expiration Expired Aug 31, 2024

What to know

  • Bonus Amount: $333
  • Promo Code Required: MAXX333
  • Offer Expiry: August 31, 2024
  • Account Type: Maxx Checking™ Account
#331

Union Savings Bank's $304 Bonus: Is This Connecticut-Only Deal Worth Your Time?

Regional Bank Bonus

Union Savings Bank offers up to $304 for new checking accounts, but it's mostly for CT residents. Requires direct deposit and/or savings balance. Ends April 30, 2026.

Bonus $304
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: $304
  • Offer Period: February 9, 2026 – April 30, 2026
  • Bonus Payment Window: Credited between May 1, 2026 and July 31, 2026
  • Eligibility Restriction: Primarily for Connecticut residents or existing USB customers. Others must apply in a branch.
#332

GECU's $300 Checking Bonus: A Southwest-Exclusive Deal with Some Caveats

Regional Bank Bonus

GECU Federal Credit Union offers $300 for opening a checking account, requiring $2,000 in direct deposits and a $500 average balance. Available in NM and TX until July 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Expires Jul 31, 2026

What to know

  • Bonus Amount: $300
  • Availability: New Mexico and Texas residents primarily; out-of-state may be possible but uncertain
  • Direct Deposit Required: Yes, one or more deposits totaling $2,000+ within 90 days of opening
  • Average Balance Requirement: Maintain a $500 average daily balance for the first 90 days
#333

Is This $300 Credit Union Bonus Worth the Monthly Hustle?

Regional Bank Bonus

Cornerstone Community Financial offers $300 for opening a checking account, paid $100/month for three months. Requires $500+ direct deposit, 18 signature debit purchases, eStatements, and monthly login. Available in all of Michigan and select Ohio counties.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: $300
  • Bonus Structure: $100 per qualifying month, for up to 3 months
  • Direct Deposit Required: Yes, $500 or more each month
  • Monthly Debit Card Requirement: 18 signature-based transactions (PIN/ATM not eligible)
#334

Unitus Credit Union Will Pay You $300 to Switch Your Checking Account

Regional Bank Bonus

Unitus Community Credit Union offers a $300 bonus for opening a checking account with a $50 deposit and setting up a $250 direct deposit. Must be an Oregon or Washington resident. Offer ends April 30, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Apr 30, 2026

What to know

  • Bonus Amount: $300
  • Availability: Oregon and Washington residents only
  • Offer Deadline: Must open account by April 30, 2026
  • Initial Funding: $50 minimum to open
#335

TruNorth Bank's $300 Checking Bonus: A Two-Part Deal Worth a Look

Regional Bank Bonus

TruNorth Bank offers a $300 bonus split into two $150 payments for opening a new checking account. You need to live in CT, MA, NH, or RI. The first $150 requires meeting requirements in 90 days; the second $150 pays after 12 months.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Total Bonus Amount: $300 ($150 + $150)
  • Account Required: Get Real Checking®
  • Minimum to Open: $10
  • Availability: Connecticut, Massachusetts, New Hampshire, Rhode Island
#336

StagePoint Federal Credit Union's $300 Bonus: A Solid Offer with a Catch

Regional Bank Bonus

StagePoint FCU offers $300 for opening an Ultimate Checking account. Requires 20+ $5 debit purchases, a direct deposit, online login, and e-statements monthly. Must meet requirements for 3 of the first 4 months. Limited to specific Colorado/Wyoming counties. Ends March 31, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $300
  • Account Required: New Ultimate Checking Account
  • Key Requirement: Meet all monthly qualifications for 3 of the first 4 months
  • Monthly Qualifications: 20+ debit card purchases ($5 min each), at least one direct deposit, log in to online banking, receive e-statements