Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Mar 22, 2026

Showing 461 of 461 in this guide (611 total offers sitewide).

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National Offers

Offers with broad nationwide availability.

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#361

North Shore Bank's $300 Bonus: A Two-Part Deal for Massachusetts Residents

Regional Bank Bonus

Massachusetts residents can earn a $300 bonus from North Shore Bank by opening a free checking account and meeting two sets of requirements over a year. Here's how the two-part structure works.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Total Bonus Amount: $300
  • Account Type: Get Real Checking®
  • Monthly Fee: None
  • Minimum to Open: $10
#362

Snag a $300 Bonus from State Bank of the Lakes (Illinois Only)

Regional Bank Bonus

Illinois residents can earn a $300 bonus by opening a Total Access Checking account, enrolling in online services, and setting up $500+ in monthly direct deposits for two months. Offer ends July 31, 2025.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Mar 10, 2026

What to know

  • Bonus Amount: $300
  • Eligible Account: Total Access Checking
  • Offer Expiry: July 31, 2025
  • Direct Deposit Requirement: $500+ per month for two consecutive months
#363

A $300 Welcome from Minnwest Bank: How to Snag This Minnesota-Only Bonus

Regional Bank Bonus

Minnwest Bank offers a $300 bonus for opening a new checking and savings account by Jan 10, 2025. Requires $1000 in direct deposits OR 20 debit card purchases, plus a savings account. Must be a new MN customer.

Bonus $300
Annual Fee Not listed
Monthly Fee $2
Expiration Expired Jan 10, 2025

What to know

  • Total Bonus Amount: $300
  • Bonus Breakdown: $250 for checking, $50 for savings
  • Offer Deadline: Accounts must be opened by January 10, 2025
  • Qualification Period: 60 days from account opening
#364

Kirkpatrick Bank's $300 Bonus: A Straightforward Deal for Oklahoma and Colorado Residents

Regional Bank Bonus

Kirkpatrick Bank offers a $300 bonus for opening a checking account by Oct 31, 2024. Available in OK & CO. Choose between $500 in direct deposits or 30 debit card purchases within 90 days.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Oct 31, 2024

What to know

  • Bonus Amount: $300
  • Offer Expires: October 31, 2024
  • Availability: Residents of Oklahoma and Colorado
  • Account Type: Personal Checking Account
#365

Columbia Credit Union's $300 Welcome Bonus: A Pacific Northwest Perk

Regional Bank Bonus

Columbia Credit Union offers a $300 bonus for opening a new checking account. Limited to OR & WA residents, requires direct deposit & debit card use. Expires 6/30/24.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jun 30, 2024

What to know

  • Bonus Amount: $300
  • Eligible States: Oregon, Washington
  • Offer Expiry: June 30, 2024
  • Account Type: Income Checking Account
#366

First Bank of Manhattan's $300 Checking Bonus: A Solid Deal for Illinois Residents

Regional Bank Bonus

First Bank of Manhattan offers a $300 bonus for new checking accounts in Illinois. Requires $100 deposit, direct deposit, 10 debit card transactions per month, and online enrollment. Must keep account open 90+ days. Offer ends May 31, 2024.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired May 31, 2024

What to know

  • Bonus Amount: $300
  • Account Type: New Checking Account
  • Minimum Opening Deposit: $100
  • Availability: Illinois residents only
#367

Score $250 for Referring Friends to This Texas Credit Union

Regional Bank Bonus

Refer friends to MemberSource Credit Union in Texas for a $250 bonus. Offer ends March 31, 2026. Requires direct deposit and account stays open 90 days.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $250
  • Offer Expiration: March 31, 2026
  • Direct Deposit Required: Yes, minimum $500 monthly
  • Account Must Stay Open: 90 days
#368

A $250 Welcome from MemberSource Credit Union in Texas

Regional Bank Bonus

Get $250 for opening a checking account at MemberSource Credit Union with a referral and a $500+ direct deposit. Must live, work, or attend school in specific Texas counties. Offer ends March 31, 2026.

Bonus $250
Annual Fee Not listed
Monthly Fee $2
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $250
  • Direct Deposit Required: Yes, a single deposit of $500 or more
  • Key Requirement: Must be referred by an existing MemberSource member
  • Eligibility Area: Live, work, worship, or attend school in Harris, Montgomery, or Fort Bend Counties, Texas
#369

Western State Bank's Hometown Bonus: Up to $250 for Opening a Checking Account

Regional Bank Bonus

Western State Bank offers bonuses up to $250 for new checking accounts in AZ, MN, ND. Requires direct deposit, e-statements, and a debit card. Bonuses vary by account type.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus Amount: $250
  • Available Bonuses: $250, $100, or $50
  • Eligible States: Arizona, Minnesota, North Dakota
  • Required Actions: Open a new account, enroll in direct deposit, sign up for digital statements, get a debit card
#370

Delta Community Credit Union's $250 Checking Bonus: What You Need to Know

Regional Bank Bonus

Delta Community Credit Union offers a $250 bonus for new Georgia members who open checking & savings accounts, set up $1,000 in direct deposits, and make 10 debit purchases by June 30, 2026.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Jun 30, 2026

What to know

  • Bonus Amount: $250
  • Offer Expiry: June 30, 2026
  • Required Accounts: New Savings and Checking Account (opened together)
  • Promo Code: NEWCHECKING250 (must be applied at opening)
#371

Snag a $250 Bonus from Air Academy Credit Union in Colorado

Regional Bank Bonus

Colorado residents can earn a $250 bonus by opening a Rewards Checking account with Air Academy Credit Union. Requires a $200 opening deposit, $1,500 in qualifying direct deposits, and one debit card purchase within 90 days.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $250
  • Eligible Accounts: Cash Rewards Checking or Cash Back Rewards Checking
  • Minimum Opening Deposit: $200
  • Key Requirement: Receive at least $1,500 in qualifying direct deposits within 90 days
#372

Arrow Bank's $250 Checking Bonus: A Solid Deal for New Yorkers

Regional Bank Bonus

New York residents can earn $250 by opening a qualifying Arrow Bank checking account, depositing $1,000, and making 10 debit card purchases within 60 days. Offer expires 2/27/26.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 27, 2026

What to know

  • Bonus Amount: $250
  • Offer Expiry: February 27, 2026
  • Eligibility: New personal checking customers in New York only
  • Required Deposit: A single deposit of $1,000 or more
#373

Snag a $250 Bonus from Shell FCU: A Texas-Exclusive Checking Deal

Local Bank Bonus

Shell Federal Credit Union offers a $250 bonus for opening a new checking account in Texas. Requires a $1 deposit, $2000 in direct deposits, and e-statements within 90 days. Offer ends 12/31/2026.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $250
  • Account Type: New Checking or eChecking Account
  • Minimum Opening Deposit: $1
  • Key Requirement: Receive at least $2,000 in qualifying consumer ACH direct deposits within 90 days of opening
#374

Goldenwest's Smart Money Offer: A $250 Bonus That Teaches Financial Skills

Regional Bank Bonus

Goldenwest Credit Union offers up to $250 for new members aged 13-25 who open a checking account, use their debit card, complete financial courses, and keep the account active for a year. Must live/work in eligible Utah/Idaho areas. Ends 12/31/25.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2025

What to know

  • Maximum Bonus Amount: $250
  • Eligible Age Range: 13-25 years old
  • Offer Expiration Date: December 31, 2025
  • Geographic Availability: Must live, work, worship, volunteer, or attend school in eligible areas of Utah (Weber, Cache, Davis, Salt Lake, Washington counties) or Idaho
#375

A $250 Welcome for Virginia Locals: UVA Community Credit Union's Checking Bonus

Regional Bank Bonus

Virginia residents in Harrisonburg or Rockingham County can earn a $250 bonus by opening new checking and savings accounts and meeting a simple $500 requirement by 10/31/25.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Oct 31, 2025

What to know

  • Bonus Amount: $250
  • Offer Deadline: October 31, 2025
  • Geographic Eligibility: Must be a resident of the City of Harrisonburg or Rockingham County, Virginia
  • Account Requirement: Must open a new personal or business checking account and a new savings account
#376

SouthEast Bank's $250 Bonus: A Tennessee-Exclusive Deal with a Catch

Regional Bank Bonus

SouthEast Bank offers a $250 bonus for opening a Bonus Rate Checking account by 12/31/25. Requires a $4,000 deposit, 15 debit card transactions, and Tennessee residency. No direct deposit needed.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 26, 2026

What to know

  • Bonus Amount: $250
  • Account Type: Bonus Rate Checking
  • Promo Code: BONUS2025
  • Offer Expires: December 31, 2025
#377

F&M Trust's $250 Business Checking Bonus: A Straightforward Deal for PA & MD Entrepreneurs

Regional Bank Bonus

F&M Trust offers a $250 bonus for opening a Better Business Checking account with $1,000. Available in PA & MD. Bonus posts within 30 days. No monthly fees or direct deposit required. Offer valid through 3/31/26.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $250
  • Required Account: Better Business Checking
  • Minimum Opening Deposit: $1,000
  • Bonus Posting Time: Within 30 days of account opening
#378

A Michigan Credit Union's Welcome Gift: Up to $250 for a New Checking Account

Regional Bank Bonus

Alpena Alcona Area Credit Union offers a $250 bonus for adults (or $100 for teens) when you open a new checking account. The bonus is locked in a short-term CD. Must be a new member in Michigan.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount (Age 18+): $250
  • Bonus Amount (Age 14-17): $100
  • Account Required: New checking account with debit card
  • Key Requirements: Enroll in e-Statements and free credit monitoring (Savvy Money). All steps must be completed within 14 days of opening.
#379

A $250 Business Checking Bonus in Nevada That Doesn't Need Direct Deposit

Regional Bank Bonus

Farm Bureau Bank offers Nevada businesses a $250 bonus for opening a checking account. Meet one of three flexible requirements within 90 days. No direct deposit needed, but watch the monthly fees and a six-month holding period.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 12, 2026

What to know

  • Bonus Amount: $250
  • Account Type: Business Checking, Business Advantage Checking, or Business Analysis Checking
  • Availability: State of Nevada only
  • Qualification Period: First 3 statement cycles (approx. 90 days)
#380

Snag a $225 Bonus from Campus Federal Credit Union in Louisiana

Regional Bank Bonus

Campus Federal Credit Union offers a $225 Mastercard reward card for opening a Lagniappe Lite checking account. Requires two $500+ direct deposits within 90 days and keeping the account open for 120 days. Limited to eligible Louisiana residents.

Bonus $225
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $225 Mastercard Reward Card
  • Required Account: New Lagniappe Lite Checking Account
  • Key Requirement: Two direct deposits of $500+ each within 90 days of opening
  • Account Maintenance: Must keep account open and in good standing for 120 days
#381

Monterey Credit Union's $225 Checking Bonus: A No-Direct-Deposit Deal for Californians

Regional Bank Bonus

Monterey Credit Union offers a $225 bonus for opening a checking account with no direct deposit required. Limited to California residents and new checking customers. Act fast—it's a limited-time offer.

Bonus $225
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $225
  • Account Type: MCU Live Full Checking or Cash Back Checking
  • Direct Deposit Required?: No
  • Availability: California residents only
#382

CEFCU's $225 Checking Bonus: A Solid Offer with Flexible Requirements

Regional Bank Bonus

CEFCU offers up to $225 for new checking accounts in CA & IL. Meet one of three easy requirements by June 30th. No monthly fees, but watch for geographic eligibility and credit pulls.

Bonus $225
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jun 30, 2025

What to know

  • Maximum Bonus: $225 ($200 + $25)
  • Offer Expiry: June 30, 2025
  • Geographic Availability: California and Illinois residents
  • Minimum Opening Deposit: $25
#383

Fidelity Bank's $225 Checking Bonus: A Straightforward Deal for Louisiana Residents

Regional Bank Bonus

Fidelity Bank offers a $225 bonus for opening an On The Geaux checking account in Louisiana. Requires a $50 deposit, a $500+ direct deposit within 90 days, and must be your first account with them. Offer ends 12/31/24.

Bonus $225
Annual Fee Not listed
Monthly Fee $5
Expiration Expired Dec 31, 2024

What to know

  • Bonus Amount: $225
  • Offer Expiry: December 31, 2024
  • Eligible Account: On The Geaux Personal Checking (new customers only)
  • Required Opening Deposit: $50
#384

Score $200 for Banking with the Memphis Grizzlies (But Read This First)

Regional Bank Bonus

Pinnacle Financial Partners offers a $200 bonus for opening a Grizzlies-themed checking account with direct deposit. The offer expires May 30, 2026, but there are important details and potential hurdles to know.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires May 30, 2026

What to know

  • Bonus Amount: $200
  • Offer Expiry: May 30, 2026
  • Minimum Opening Deposit: $100
  • Direct Deposit Requirement: At least $300 in total qualifying deposits within 90 days of opening