Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Aug 24, 2026

Showing 879 of 879 in this guide (1264 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#361

Truity Credit Union Offers $250 for New Checking Customers and $50 for Referrals

National Bank Bonus

Earn up to $250 for opening a Truity checking account with direct deposit, plus $50 per referral. Limited-time offer in KS, OK, TX. No direct deposit requirement for the bonus.

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Annual Fee Not listed
Monthly Fee $3
Expiration Expired Aug 14, 2026

What to know

  • Referral Bonus: $50 per referred friend (for the referrer)
  • Referred Friend Bonus: $250 Visa Virtual Reward
  • Direct Deposit Requirement: None for the referral bonus; the referred friend must set up direct deposit within 60 days of account opening
  • Availability: KS, OK, TX (branch locations)
#362

Central Bank Checking Bonuses: Up to $500 in CO, IL, KS, MO, OK

National Bank Bonus

Earn up to $500 with a new Central Bank checking account. Direct deposit required. Expires 12/31/26. Available in CO, IL, KS, MO, OK.

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Expiration Expired Jul 15, 2026

What to know

  • Offer Amount: $500
  • Account Type: Personal Checking (eligible accounts)
  • Availability: CO, IL, KS, MO, OK
  • Direct Deposit Requirement: Yes, two or more deposits totaling $5,000 within 90 days
#363

Get 50% Off a Second Room for Your Kids with Accor's Family Offer

National Bank Bonus

Accor's Family Offer gives you 50% off a second room for your kids at participating hotels worldwide. Book at least two rooms with one child under 16 to unlock the savings across brands like Novotel, Mercure, and Sofitel.

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What to know

  • Offer: 50% discount on the price of a second room for children
  • Participating Brands: ibis budget, ibis, ibis Styles, Greet, Mercure, Novotel, Tribe, Mama Shelter, Mövenpick, Pullman, MGallery, Sofitel, Swissôtel, Fairmont, and more
  • Key Requirement: Reservation must include at least one child up to 15 years old
  • Room Requirements: Minimum of 2 rooms, maximum of 6 rooms per reservation
#364

PayPal's Latest Spend Challenge: Easy Points for Your Regular Shopping

National Bank Bonus

PayPal has a limited-time spend challenge: make 2-3 purchases of $40-$50 within 14 days to earn 1,500-2,000 bonus points. Must enroll by May 17, 2026. Only 25,000 rewards available.

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Expiration Expired May 17, 2026

What to know

  • Offer Type: Targeted spend challenge
  • Potential Bonus: 1,500 or 2,000 PayPal Rewards points
  • Required Spending: Either 3 purchases of $40+ OR 2 purchases of $50+ within 14 days
  • Enrollment Deadline: Must opt in by May 17, 2026
#365

Current Max: Is This $10 Monthly Fee Worth It for 3x Points and 6% APY?

National Bank Bonus

Current's new Max tier costs $10/month for 3x points on dining/groceries and 6% APY on savings pods, but requires a $200+ payroll deposit. Does the math work for you?

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Monthly Fee $10
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What to know

  • Monthly Fee: $10
  • Rewards Boost: 3x points per $1 on dining & groceries (vs. standard 1x)
  • Savings APY: 6% on Savings Pods (vs. standard 4% APY)
  • Savings Limits: Up to $2,000 per pod, max $6,000 total
#366

First Tech's Short-Term Certificates: A Smart Move for Your Cash?

National Bank Bonus

First Tech Federal Credit Union offers competitive rates on short-term share certificates, including a 4.00% APY 6-month option. Here's what you need to know before opening an account.

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What to know

  • Top Rate Offered: 4.00% APY
  • Term for Top Rate: 6-Month Share Certificate
  • Other Notable Rate: 3.90% APY on a 13-Month Certificate
  • Minimum Deposit: $500
#367

CIT Bank's Savings Boost: An Extra .35% APY for Your Emergency Fund

National Bank Bonus

CIT Bank is offering a temporary 0.35% APY boost on its Platinum Savings account for 6 months, raising the total rate to 4.10% APY. Available to new and existing customers who enroll with a promo code.

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What to know

  • Promo Code: CITBOOST
  • APY Boost Amount: 0.35%
  • Boost Duration: 6 months
  • Base Platinum Savings APY: 3.75% (as of offer publication)
#368

Spirit Airlines Paid Status Upgrade: Is It Worth Paying for Silver or Gold?

National Bank Bonus

Spirit Airlines is offering paid status upgrades from $79 for Silver and $199/$399 for Gold, valid through Dec 31, 2026. Worth it if you fly Spirit regularly.

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What to know

  • Offer Type: Paid status upgrade (not a match)
  • Base to Silver: $79
  • Silver to Gold (reclaim for former Gold members): $199
  • Silver to Gold (upgrade for non-former Gold): $399
#369

Score Big: Get $100 Back on a Walmart+ Annual Membership Through Swagbucks

National Bank Bonus

Snag a Walmart+ annual membership for net free or better: get $100 back on the $98 cost via Swagbucks, plus possible AmEx stacking. Limited time.

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What to know

  • Offer: $100 cash back on Walmart+ annual membership via Swagbucks
  • Cost: $98/year (plus tax)
  • Alternative: MyPoints offers 17,500 points (~$108-$110 value)
  • Eligibility: New Walmart+ members only; no trials, Assist, or Student memberships
#370

X Money: What We Know About the Rumored 6% APY and Cash Back Debit Card

National Bank Bonus

Elon Musk's X is reportedly testing a financial product with a 6% APY on direct deposits, a cash back debit card, and a $25 bonus. Here's what's known and what to watch for.

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What to know

  • Reported Welcome Bonus: $25
  • Reported APY: 6% (screenshots indicate it's earned when depositing a paycheck)
  • Key Feature: Debit card with cash back rewards
  • Deposit Insurance: Deposits reportedly held by Cross River Bank, Member FDIC (up to $250,000)
#371

CIT Bank's Latest Rates: Where to Park Your Cash for Solid Returns

National Bank Bonus

CIT Bank offers competitive savings and CD rates up to 3.75% APY. Here's a breakdown of their Platinum Savings, Savings Connect, and No-Penalty CD, plus what you need to know before opening an account.

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What to know

  • Platinum Savings APY: 3.75% on balances of $5,000 or more (0.25% on lower balances)
  • Savings Connect APY: 3.65%
  • No-Penalty 11-Month CD APY: 3.75%
  • 6-Month CD APY: 3.75%
#372

CIT Bank's Savings Connect: A Strong Contender for Your Emergency Fund

National Bank Bonus

CIT Bank's Savings Connect account pays 3.65% APY on all balances with a $100 minimum. No monthly fees, daily compounding, and FDIC insurance make it a solid high-yield savings option.

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Monthly Fee $0
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What to know

  • APY (Annual Percentage Yield): 3.65% (variable rate)
  • Minimum to Open: $100
  • Monthly Maintenance Fee: $0
  • Interest Compounding: Daily
#373

Score $200 Back on Your Next Hilton Resort Stay

National Bank Bonus

Get a $200 statement credit when you spend $1,000+ at participating Hilton Resorts in the US, Caribbean, and Latin America. Valid through June 16, 2026.

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Expiration Expired Jul 10, 2026

What to know

  • Offer Amount: $200 statement credit
  • Minimum Spend: $1,000 USD on room rate and room charges
  • Valid Dates: February 23, 2026 – June 16, 2026
  • Eligible Regions: US, Caribbean, and Latin America
#374

Score a 15% Bonus When You Move Amex Points to Avianca LifeMiles

National Bank Bonus

Transfer Amex Membership Rewards to Avianca LifeMiles and get a 15% bonus through March 28, 2026. Best if you have a specific award booking in mind.

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What to know

  • Promotion: Get 15% more miles when transferring Amex Membership Rewards to Avianca LifeMiles
  • Offer Period: February 18, 2026 (12:00 AM GMT-6) to March 28, 2026 (11:59 PM GMT-6)
  • Minimum Transfer: 1,000 Amex Membership Rewards points
  • Eligibility: American Express cardholders with a U.S. Amex account and a registered LifeMiles account
#375

Is the Gainbridge FastBreak Annuity Your Next Savings Move?

National Bank Bonus

Considering the Gainbridge FastBreak Annuity? It offers a fixed 4.85% APY for 3-10 years, but it's an insurance product, not a bank account. Here's what you need to know.

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What to know

  • Issued By: An insurance company
  • Current Interest Rate: Up to 4.85% APY
  • Term Lengths Available: 3 to 10 years
  • Minimum Investment: $1,000
#376

Spirit's New Debit Card: A $6.99 Monthly Fee for Perks and Points

National Bank Bonus

Spirit Airlines is launching a debit card with a $6.99 monthly fee. It offers points, priority boarding, and points pooling. We break down if the cost is worth it for frequent flyers.

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Annual Fee Not listed
Monthly Fee $6.99
Expiration Not listed

What to know

  • Monthly Fee: $6.99
  • Issuing Bank: Cross River Bank
  • First-Year Monthly Points Bonus: 200 Spirit points per month for the first 12 months
  • Standard Earning Rate: 1 point per $2 spent
#377

Stack Your Way to Free Factor Meals with Capital One Shopping

National Bank Bonus

Score $75 back at Factor via Capital One Shopping, stack with 50% off and AmEx $10 back — basically free meals if everything tracks.

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What to know

  • Offer: $75 back at Factor via Capital One Shopping
  • Stackable Promo: Code CAPBFAST for 50% off (auto-applies via Capital One link)
  • AmEx Offer: $10 back when you spend $50+
  • Eligibility: First box delivery confirmation within 14 days; charges $67+
#378

Huntington Bank's Latest Cash Bonuses: Up to $1,000 for New Accounts

National Bank Bonus

Huntington Bank is offering cash bonuses up to $1,000 for opening new business and personal checking accounts. Deadlines vary by offer, with some ending March 15, 2026 and others June 16, 2026. Must be in eligible states.

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Expiration Expired Feb 25, 2026

What to know

  • Business Checking Bonus (Unlimited Plus): $1,000 cash bonus
  • Business Checking Bonus (Unlimited): $400 cash bonus
  • Personal Checking Bonus (Platinum Perks): $600 cash bonus
  • Personal Checking Bonus (Perks): $400 cash bonus
#379

Ponce Bank CD Rates: Lock in 3.90% APY on Short-Term CDs with Just $1

National Bank Bonus

Ponce Bank offers competitive short-term CDs with rates up to 3.90% APY. Minimum deposit is just $1, and there's no penalty on the 4-month CD. Nationwide availability.

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What to know

  • Bank: Ponce Bank
  • Best Rate: 3.90% APY
  • Available Terms: 1, 3, 4, 6, 11, 13, and 48 months
  • Minimum Deposit: $1
#380

HealthcareBank Money Market: A Solid 3.40% APY Plus a Chance at $1,500

National Bank Bonus

HealthcareBank's money market account offers 3.40% APY nationwide with a $1 minimum. Through Raisin, new customers can earn a cash bonus up to $1,500 by depositing $10k+ by 2/28/26.

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Expiration Expired Feb 28, 2026

What to know

  • Account Type: Money Market Account
  • APY: 3.40%
  • Minimum Opening Deposit: $1
  • Monthly Fees: None
#381

Climate First Bank's Choice Money Market: A Solid Rate with a Green Twist

National Bank Bonus

Climate First Bank offers a 3.76% APY on its Choice Money Market account nationwide. Requires a $50K opening deposit. Watch for a $15 monthly fee if balance dips below $5K.

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What to know

  • Account Type: Choice Money Market
  • Current APY: 3.76%
  • Availability: Nationwide (online application)
  • Minimum Opening Deposit: $50,000
#382

Elevault's Mobile Banking App: A Fresh Take on High-Yield Savings?

National Bank Bonus

Elevault's mobile-only account offers a competitive 3.82% APY nationwide with no monthly fees. However, limited public info on transfer limits suggests using it as a secondary savings pot, not a primary hub.

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What to know

  • APY: 3.82%
  • Account Type: Mobile Banking Account
  • Availability: Nationwide (U.S.)
  • Minimum Opening Deposit: None
#383

Bask Bank's 10,000 Mile Offer: A Big Boost for American Airlines Flyers

National Bank Bonus

Earn 10,000 American Airlines AAdvantage miles by opening a Bask Mileage Savings Account with $75k by 2/28/26. A solid offer for frequent flyers, but mind the long hold period and tax implications.

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Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: 10,000 American Airlines AAdvantage® miles
  • Required Account: Bask Mileage Savings Account (first-time customers only)
  • Offer Deadline: Account must be opened between December 1, 2025 and February 28, 2026
  • Funding Requirement: Fund the account within 15 business days of opening
#384

GreenState Credit Union's Holiday Savings Boost: 3.00% APY + Up to $1,600 in Quarterly Bonuses

National Bank Bonus

Open a high-yield savings account through Raisin by Dec 31, 2025 with promo code GIFT. Earn 3.00% APY plus quarterly cash bonuses through 2026, with up to $1,600 total for maintaining a $250k+ balance.

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Expiration Expired Dec 31, 2025

What to know

  • Annual Percentage Yield (APY): 3.00%
  • Maximum Total Bonus Potential: $1,600
  • Bonus Structure: Quarterly cash bonuses paid throughout 2026
  • Minimum Opening Deposit: $1

Regional & Local Offers

Regional/local offers start on page 20.