mph.bank offers a 3.76% APY money market account nationwide with a $1 min. deposit. Through Raisin, new customers can also earn a cash bonus up to $1,500 by depositing $10k+ by Feb 28, 2026.
Citi is offering up to $1,500 for opening a new checking account by April 13, 2026. You'll need a large balance or direct deposits to qualify. Here's how it works and what to watch for.
Bonus$1,500
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Maximum Bonus Amount: $1,500
Alternative Bonus Amount: $325 (for direct deposit path)
Open an Amex Rewards Checking account, get $300 after $7,500 in direct deposits, and earn 4X Membership Rewards points per $2 spent on debit through July 31.
Bonus$1,500
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Welcome Bonus: $300 after opening account by 07/30/2026 and receiving $7,500+ in qualifying direct deposits within 90 days
Debit Card Bonus Offer: Earn 4 Membership Rewards points per $2 spent on eligible debit purchases (up to $1,500 in spend) through July 31, 2024
Standard Earning Rate: 1 Membership Rewards point per $2 on eligible debit purchases
Earn $400 or $1,200 by opening a U.S. Bank business checking account. Deposit $5k or $25k, complete 6 transactions, and avoid fees with paperless statements. Offer ends September 27, 2026.
Bonus$1,200
Annual FeeNot listed
Monthly Fee$0
ExpirationExpires Sep 27, 2026
What to know
Maximum Bonus: $1,200 (Platinum account) or $400 (Business Essentials/Silver)
Minimum Deposit: $25,000 for $1,200 bonus; $5,000 for $400 bonus
Hold Period: Maintain balance for 60 days after opening
Qualifying Transactions: 6 transactions (debit card purchases, ACH, wires, Zelle, mobile check deposit, bill pay, etc.)
Earn up to $1,200 cash bonus and 3.96% APY with Valley Bank's High-Yield Savings through Raisin. No monthly fees, just a $1 minimum. Offer ends July 31, 2026.
Bonus$1,200
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
APY: 3.96% (variable)
Bonus Range: Up to $1,200 based on deposit tier and recurring deposit
Earn up to $1,200 from Vectra Bank by opening a Gold Checking account and completing tasks like direct deposits, a Money Market balance, or a new investment account. Limited time, CO residents only.
Earn up to $1,200 by opening a Gold Checking account and adding a Money Market or brokerage account. Requires $7,500 in direct deposits or $25k balance. Limited time for CA residents.
Earn up to $1,200 by opening a Zions Bank Gold Checking and completing bonuses for direct deposits, a money market account, and an investment account. Limited time for ID, UT, WY residents.
Bonus$1,200
Annual FeeNot listed
Monthly Fee$15
ExpirationNot listed
What to know
Maximum Bonus: $1,200
Account Type Required: Gold Checking (new account)
Availability: ID, UT, WY
Direct Deposit Bonus: $350 for $7,500+ in direct deposits within 90 days
Nevada State Bank offers up to $1,200 for new Gold Account holders. Combine direct deposits, a Money Market account, and an investment account to maximize the bonus. Limited time, NV only.
Bonus$1,200
Annual FeeNot listed
Monthly Fee$15
ExpirationNot listed
What to know
Maximum Bonus: $1,200
Account Type: Gold Checking
Availability: Nevada only
Direct Deposit Requirement: Yes, $7,500+ within 90 days for $350 bonus
Texas residents can earn up to $1,200 by opening a Gold Checking account and meeting requirements for direct deposits, money market balances, or investment accounts. Limited time offer with specific qualifications.
Bonus$1,200
Annual FeeNot listed
Monthly Fee$18
ExpirationNot listed
What to know
Maximum Bonus Amount: $1,200
Primary Account Required: New Gold Checking Account
Bonus Components: $350 for direct deposits, $350 for money market balance, up to $500 for investment account
Direct Deposit Requirement: $7,500+ in qualifying deposits within first 90 days
Central Pacific Bank offers up to $1,200 for opening a business checking account in Hawaii. Requires a large deposit ($25k or $75k) held for 3 months. Offer ends October 31, 2025.
Bonus$1,200
Annual FeeNot listed
Monthly Fee$20
ExpirationExpired Feb 26, 2026
What to know
Maximum Bonus Amount: $1,200
Account Required: Business Exceptional Checking or Analyzed Checking
Existing Ameriprise clients can earn up to $1,400 by opening a checking and savings account. Get $400 for $1,500 in direct deposits and up to $1,000 for depositing $25k+.
Bonus$1,000
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Maximum Bonus: $1,400 ($400 checking + up to $1,000 savings)
Checking Bonus Requirement: Direct deposits totaling $1,500+ within 90 days of account opening
Savings Bonus Tiers: $350 for $25k-$49,999.99, $650 for $50k-$99,999.99, $1,000 for $100k+
Savings Deposit Window: Must deposit qualifying amount within 30 days and maintain for 90 days
Capital One offers up to $1,000 for opening a business checking account. The $500 tier for a $5,000 deposit is the sweet spot. Must use promo code SBOFFER500 by September 15, 2025.
Bonus$1,000
Annual FeeNot listed
Monthly Fee$15
ExpirationExpired Sep 15, 2025
What to know
Maximum Bonus: $500 for $5,000 deposit or $1,000 for $30,000 deposit
Promo Code Required: SBOFFER500
Offer Deadline: September 15, 2025
Key Requirement: Maintain minimum balance for 60 days within first 90 days
Rize Credit Union offers business checking bonuses from $300 to $1,000 for CA/NV businesses. Requires deposits from $2k-$25k, maintaining balances for 60 days, and 5 transactions. Offer ends Feb 28, 2026.
Get $100 when you set up direct deposit of $200+ with Chime. No monthly fees, early paycheck access, and a referral program that pays up to $1,000/year.
Bonus$1,000
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $100
Account Type: Chime Spending Account (checking)
Direct Deposit Requirement: $200 or more within 45 days of opening
BMO is offering a cash bonus of $400, $750, or $1,000 for opening a new business checking account. You must open by Jan 28, 2026 and maintain a qualifying balance for 90 days.
Bonus$1,000
Annual FeeNot listed
Monthly Fee$15
ExpirationExpired Jan 28, 2026
What to know
Offer Amounts: $400, $750, or $1,000 cash bonus
Offer Deadline: Account must be opened by January 28, 2026
Eligible Accounts: New BMO Digital, Simple, Premium, or Elite Business Checking
Balance Requirements for $400 Bonus: Maintain $4,000+ from day 30 through day 90
orsa Credit Union (formerly Community Financial) offers a tiered bonus up to $1,000 for opening a CloseEnuff™ checking account by 11/30/25. Requires direct deposit setup within 6 weeks and maintenance for 90 days. Bonus payout is in April 2026.
Bonus$1,000
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 26, 2026
What to know
Maximum Bonus: $1,000
Account Type: CloseEnuff™ Checking
Offer Expiry: Account must be opened by November 30, 2025
Chase offers up to $900 for opening checking & savings accounts. Get $300 for checking with direct deposit, $200 for savings with $15k deposit, plus a $400 combo bonus. Offer ends 04/15/2026.
Earn $400 or $800 by opening a business checking account at Old National Bank. Deposit $4k–$20k, maintain balance for 90 days, and log in online. In-branch only in IL, IN, KY, MI, MN, WI, ND. No direct deposit required.
Bonus$800
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jun 30, 2026
What to know
Bonus Amounts: $400 for $4,000 deposit; $800 for $20,000 deposit
Availability: IL, IN, KY, MI, MN, WI, ND — in branch only
Direct Deposit Required: No
Credit Card Funding: Up to $500, accepted: Amex, Visa, Mastercard
Old National Bank offers up to $800 for opening a new business checking account by June 30, 2026. Requires a $100 opening deposit and meeting balance requirements within 90 days.
Bonus$800
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Maximum Bonus Amount: $800
Offer Expiry Date: June 30, 2026
Eligible Account Types: Access Business Banking Checking or Pro Access Business Banking Checking
Earn up to $800 with First Tech Federal Credit Union: $300 for direct deposit, $300 for new funds, $200 in debit card cash back. Nationwide eligibility via $8 membership fee.
Bonus$800
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 08, 2026
What to know
Maximum Bonus: $800
Account Type: First Tech Rewards Checking & Savings
Availability: Nationwide (via Financial Fitness Association membership for $8)
Direct Deposit Required: Yes (for $300 bonus tier)
PenFed Credit Union offers up to $750 for new checking accounts with a $50k deposit. Funds must stay from Jan 31 to May 29, 2026. Offer ends Jan 31, 2026. Requires membership.
Bonus$750
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Maximum Bonus: $750
Required Deposit (for max bonus): $50,000 in new money
Bonus Tiers: $375 for $25,000+ new money, $750 for $50,000 new money