Best Bank Account Bonuses

#25

BMO's Business Checking Bonus: Up to $1,000 for Your Company

National Bank Bonus

BMO is offering a cash bonus of $400, $750, or $1,000 for opening a new business checking account. You must open by Jan 28, 2026 and maintain a qualifying balance for 90 days.

Bonus $1,000

Annual Fee Not listed

Monthly Fee $15

Expiration Expired Jan 28, 2026

What to know

• Offer Amounts: $400, $750, or $1,000 cash bonus
• Offer Deadline: Account must be opened by January 28, 2026
• Eligible Accounts: New BMO Digital, Simple, Premium, or Elite Business Checking
• Balance Requirements for $400 Bonus: Maintain $4,000+ from day 30 through day 90

Read full breakdown View Official Offer →

#26

Michigan's orsa Credit Union Will Pay You Up To $1,000 To Try Their Checking Account

National Bank Bonus

orsa Credit Union (formerly Community Financial) offers a tiered bonus up to $1,000 for opening a CloseEnuff™ checking account by 11/30/25. Requires direct deposit setup within 6 weeks and maintenance for 90 days. Bonus payout is in April 2026.

Bonus $1,000

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Feb 26, 2026

What to know

• Maximum Bonus: $1,000
• Account Type: CloseEnuff™ Checking
• Offer Expiry: Account must be opened by November 30, 2025
• Bonus Payout Date: Mid-April 2026

Read full breakdown View Official Offer →

#27

Chase's $900 Bonus: A Big Win for New Customers (But Mind the Details)

National Bank Bonus

Chase offers up to $900 for opening checking & savings accounts. Get $300 for checking with direct deposit, $200 for savings with $15k deposit, plus a $400 combo bonus. Offer ends 04/15/2026.

Bonus $900

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expires Apr 15, 2026

What to know

• Maximum Bonus: $900 ($300 checking + $200 savings + $400 combo bonus)
• Offer Expiry: Must open account(s) with coupon by April 15, 2026
• Checking Requirement: Set up a qualifying direct deposit within 90 days of opening
• Savings Requirement: Deposit $15,000+ in new money within 30 days and maintain it for 90 days

Read full breakdown View Official Offer →

#28

Wells Fargo's $825 Business Checking Bonus: A Solid Return for Your Cash

National Bank Bonus

Wells Fargo offers up to $825 for opening a business checking account. Deposit $25k, maintain it for 60 days, and get paid. Offer ends May 5, 2026.

Bonus $825

Annual Fee Not listed

Monthly Fee $10

Expiration Expires May 05, 2026

What to know

• Maximum Bonus: $825
• Required Deposit: $25,000 or more
• Holding Period: Maintain minimum balance for 60 days after opening
• Account Type: Initiate Business Checking (or other eligible business checking)

Read full breakdown View Official Offer →

#29

Old National Bank's $800 Business Bonus: A Solid Deal for Small Business Owners

National Bank Bonus

Old National Bank offers up to $800 for opening a new business checking account by June 30, 2026. Requires a $100 opening deposit and meeting balance requirements within 90 days.

Bonus $800

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Feb 25, 2026

What to know

• Maximum Bonus Amount: $800
• Offer Expiry Date: June 30, 2026
• Eligible Account Types: Access Business Banking Checking or Pro Access Business Banking Checking
• Minimum Opening Deposit: $100

Read full breakdown View Official Offer →

#30

PenFed's $750 Checking Bonus: A Solid Offer for Your Cash Reserves

National Bank Bonus

PenFed Credit Union offers up to $750 for new checking accounts with a $50k deposit. Funds must stay from Jan 31 to May 29, 2026. Offer ends Jan 31, 2026. Requires membership.

Bonus $750

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Feb 25, 2026

What to know

• Maximum Bonus: $750
• Required Deposit (for max bonus): $50,000 in new money
• Bonus Tiers: $375 for $25,000+ new money, $750 for $50,000 new money
• Offer Deadline: January 31, 2026 (11:59 PM EST)

Read full breakdown View Official Offer →

#31

Dedham Savings Bank: A $750 Bonus for Massachusetts Residents

National Bank Bonus

Massachusetts residents can earn up to $750 by opening a Free & Easy Checking account with Dedham Savings Bank. Requires direct deposit and transactions within 90 days. Offer expires December 31, 2026.

Bonus $750

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expires Dec 31, 2026

What to know

• Maximum Bonus: $750
• Account Type: Free & Easy Checking
• Availability: Massachusetts residents only
• Promo Code Required: SELECT

Read full breakdown View Official Offer →

#32

4Front Credit Union's $400 Welcome Gift: A West Michigan Exclusive

National Bank Bonus

4Front Credit Union offers a $400 bonus for opening a Straight4ward Rewards checking account in West Michigan. Earn the bonus by meeting monthly criteria for three months, plus get up to $600/year in ongoing rewards.

Bonus $600

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $400
• Account Required: Straight4ward Rewards Checking
• Eligibility Area: West Michigan (Holland, Zeeland, Muskegon branches only)
• Promo Code: 4FRONT400

Read full breakdown View Official Offer →

#33

Amerant Bank's Florida-Only Checking Bonus: $300 or $600 for Your Savings Effort

National Bank Bonus

Florida residents can earn $300 or $600 by opening an Amerant Value Checking account, meeting balance requirements, and setting up direct deposit. Offer ends November 24, 2025.

Bonus $600

Annual Fee Not listed

Monthly Fee $5

Expiration Expired Feb 26, 2026

What to know

• Bonus Amounts: $300 or $600
• Required Account: New Amerant Value Checking
• Offer End Date: November 24, 2025
• Eligibility: Florida residents only. Not for existing customers or those who closed an account in the last 6 months.

Read full breakdown View Official Offer →

#34

Fidelity Bank's $550 Checking Bonus: Is This Pennsylvania Deal Worth Your Time?

National Bank Bonus

Fidelity Bank offers Pennsylvania residents up to $550 for opening new checking and savings accounts. The bonus requires direct deposits, debit card use, and maintaining a $10k savings balance for three months.

Bonus $550

Annual Fee Not listed

Monthly Fee $2

Expiration Expired Mar 10, 2026

What to know

• Maximum Bonus Amount: $550
• Account Type: Personal Checking & Savings
• Availability: Pennsylvania only
• Key Requirement Period: First 120 days after opening

Read full breakdown View Official Offer →

#35

Relay's $500 Bonus: A Solid Deal for Your Business Cash

National Bank Bonus

Relay Financial offers a $500 bonus for new business accounts funded with $10,000 and held for 90 days. No monthly fees on the Starter plan. A straightforward offer for business cash.

Bonus $500

Annual Fee Not listed

Monthly Fee $0

Expiration Expired Mar 20, 2026

What to know

• Bonus Amount: $500
• Required Deposit: $10,000
• Holding Period: 90 days
• Monthly Fees (Starter Plan): $0

Read full breakdown View Official Offer →

#36

Capital One's $500 Business Checking Bonus: A Straightforward Deal for Your Side Hustle

National Bank Bonus

Earn $500 by opening a Capital One business checking account, depositing $5,000, keeping it there 60 days, and making 10 electronic transactions. No direct deposit or business credit card required.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $500
• Required Deposit: $5,000 - $29,999.99 from an external, non-Capital One source
• Deposit Deadline: Within 30 days of account opening
• Balance Maintenance Period: Maintain the minimum deposit for at least 60 days within the first 90 days

Read full breakdown View Official Offer →

#37

Flagstar Bank's $300 or $500 Checking Bonus: A Solid Offer with a Long Deadline

National Bank Bonus

Flagstar Bank offers $300 or $500 for opening a checking account with direct deposit. Must open in-branch in select states by Feb 28, 2026. Here's how it works and what to watch for.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Feb 25, 2026

What to know

• Bonus Amount: $300 for Ready Checking or $500 for Elite Checking
• Offer Expires: February 28, 2026
• Availability: Residents of AZ, CA, FL, IN, MI, NJ, NY, OH, WI (must open in a branch)
• Direct Deposit Required: Yes, at least $500 total within first 90 days

Read full breakdown View Official Offer →

#38

A $500 Welcome from a Maine Credit Union: Is This Checking Bonus Right for You?

National Bank Bonus

TruChoice Federal Credit Union offers new Maine members a $500 bonus for opening a checking account and receiving $2,000 in direct deposits by March 31, 2026. Here's the fine print.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Mar 31, 2026

What to know

• Bonus Amount: $500
• Offer End Date: March 31, 2026
• Direct Deposit Requirement: $2,000 cumulative within 90 days of opening
• Eligibility: New members only; must live, work, worship, or attend school in specified Maine counties

Read full breakdown View Official Offer →

#39

TruStone Financial's $500 Checking Bonus: A Midwest-Exclusive Deal Worth Considering

National Bank Bonus

TruStone Financial FCU offers up to $500 for opening a checking account with direct deposit. Available only in MN/WI, valid through 12/31/26. Requires meeting tiered deposit targets.

Bonus $500

Annual Fee Not listed

Monthly Fee $10

Expiration Expired Feb 25, 2026

What to know

• Maximum Bonus: $500
• Offer Period: January 1, 2026 – December 31, 2026
• Eligible States: Minnesota and Wisconsin only
• Required Account: New TruRate Checking Account

Read full breakdown View Official Offer →

#40

National Bank of Arizona's $1,200 Bonus: A Deep Dive for Arizona Residents

National Bank Bonus

Arizona residents can earn up to $1,200 by opening a Gold Checking account and linking new Money Market or investment accounts. Requires meeting direct deposit or balance requirements within 90 days.

Bonus $500

Annual Fee Not listed

Monthly Fee $18

Expiration Not listed

What to know

• Maximum Total Bonus: $1,200
• Available Account Types: Gold Checking, Money Market, Zions Wealth Investment Account
• Geographic Availability: Arizona only
• Checking Bonus (Direct Deposit): $350 for $7,500+ in qualifying direct deposits within 90 days

Read full breakdown View Official Offer →

#41

OceanFirst Bank's $300 or $500 Checking Bonus: A Quick Guide for Tri-State Residents

National Bank Bonus

OceanFirst Bank offers a $300 or $500 bonus for opening a new checking account with direct deposit. Must be a new customer in NJ, NY, or PA. Offer ends 12/5/25.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $300 or $500
• Account Type: FreeStyle+ Checking (interest-bearing)
• Availability: New customers in NJ, NY, or PA
• Direct Deposit Requirement: Two qualifying deposits totaling $1,000 within 90 days

Read full breakdown View Official Offer →

#42

Citadel's $500 Checking Bonus: A Pennsylvania-Exclusive Deal Worth a Look

National Bank Bonus

Citadel Credit Union offers a $500 bonus for opening a new checking account. Requires direct deposit and a balance requirement. Limited to Pennsylvania residents. Expires 12/31/25.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Mar 23, 2026

What to know

• Bonus Amount: $500 total ($300 + $200)
• Account Type: Ultimate Growth Checking Account
• Availability: Pennsylvania residents only (specific counties)
• Direct Deposit Requirement: $2,000+ in qualifying deposits within first 90 days

Read full breakdown View Official Offer →

#43

Pillur's Business Checking Bonus: A $500 Boost for Your Small Business

National Bank Bonus

Pillur (MSU FCU) offers a $500 bonus for new business checking accounts. Deposit $10k for 90 days and make 5 transactions. No monthly fees. Offer ends 9/30/25.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Sep 30, 2025

What to know

• Issuer: Pillur (a trade name of Michigan State University Federal Credit Union)
• Maximum Bonus: $500
• Alternative Bonus: $300 for a $2,000 minimum deposit
• Account Type: New Business Checking or Savings

Read full breakdown View Official Offer →

#44

A $500 Welcome from Southern California's Credit Union: Is This Checking Bonus Right for You?

National Bank Bonus

Earn $500 for opening a checking account with a $100 deposit and setting up a $750 monthly direct deposit. Offer ends August 16, 2025, for California residents. Be aware of ChexSystems checks.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $500
• Account Type: CU SoCal Rewards Checking Account
• Minimum Opening Deposit: $100
• Key Requirement: Receive at least one monthly direct deposit of $750+

Read full breakdown View Official Offer →

#45

Wintrust's Business Checking Bonus: Up to $500 for Small Businesses in Four States

National Bank Bonus

Wintrust is offering a $300 or $500 bonus for opening a new business checking account in IL, FL, IN, or WI. The offer runs through January 29, 2025, with specific requirements to meet.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Jan 29, 2025

What to know

• Issuer: Wintrust
• Offer Amount: $300 or $500 bonus
• Account Type: New Business Checking Account
• Eligible States: Illinois (IL), Florida (FL), Indiana (IN), Wisconsin (WI)

Read full breakdown View Official Offer →

#46

Snag a $475 Checking Bonus from Travis Credit Union (California Only)

National Bank Bonus

California residents can earn a $475 bonus for opening a new checking account with Travis Credit Union. No direct deposit required, but you must open by 3/31/26 and use a promo code.

Bonus $475

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Mar 31, 2026

What to know

• Bonus Amount: $475
• Account Type: Free Checking or Access Checking
• Availability: California residents only
• Promo Code Required: CheckingBonusX75

Read full breakdown View Official Offer →

#47

U.S. Bank's Smartly Checking: A $450 Bonus That's Actually Worth Considering

National Bank Bonus

U.S. Bank offers up to $450 for opening a Smartly Checking account. You have 90 days to meet direct deposit tiers. The $12 monthly fee is easily waived. Offer ends April 1, 2026.

Bonus $450

Annual Fee Not listed

Monthly Fee $12

Expiration Expired Apr 01, 2026

What to know

• Maximum Bonus Amount: $450
• Account Required: U.S. Bank Smartly® Checking
• Offer Expiration Date: April 1, 2026
• Qualifying Period After Opening: 90 days

Read full breakdown View Official Offer →

#48

Ameriprise's $450 Savings Bonus: A Solid Offer for Existing Clients

National Bank Bonus

Ameriprise Bank offers a $450 bonus for existing clients who deposit $25,000 into a savings account by March 31, 2026 and maintain it through June. The bonus pays by September 2026.

Bonus $450

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Feb 25, 2026

What to know

• Bonus Amount: $450
• Required Deposit: $25,000 in Eligible Deposits
• Account Type: Ameriprise Bank Savings Account (new or existing)
• Deposit Deadline: March 31, 2026

Read full breakdown View Official Offer →