Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Aug 24, 2026

Showing 879 of 879 in this guide (1264 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#553

Score Up to $500 with Canyon View Credit Union's New Member Bonus

Regional Bank Bonus

New members can earn up to $500 through a combination of account opening, direct deposit, debit card usage, and an auto loan. Limited-time offer for Utah and Nebraska residents.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: $500
  • Account Type: Checking/Savings (Primary Savings required)
  • Availability: IA, NE (must live, work, worship, or volunteer in eligible counties)
  • Direct Deposit Requirement: Yes, $1,000+/month for $150 bonus
#554

TD Bank's $500 Business Checking Bonus: A Solid Deal for Small Business Owners

Regional Bank Bonus

Open a new TD Bank business checking account and earn $500 cash back by depositing $2,500 and making 25 transactions within 90 days. Offer ends July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee $10
Expiration Expired Jul 31, 2025

What to know

  • Bonus Amount: $500 cash back
  • Eligible Accounts: Business Simple Checking, Business Convenience Checking Plus, Business Interest Checking Plus, Business Premier Checking
  • Minimum Deposit: $2,500 within 25 days of account opening
  • Balance Requirement: Maintain at least $2,500 balance for 90 days after the initial 25-day period
#555

Score $500 with First Entertainment Credit Union's Creator Package (But Act Fast!)

Regional Bank Bonus

Earn up to $500 by opening a checking account and credit card with First Entertainment Credit Union. Must meet eligibility and complete requirements by June 30, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee $6
Expiration Not listed

What to know

  • Offer Name: Creator Package
  • Maximum Bonus: $500
  • Bonus Breakdown: $400 from checking + $100 from credit card
  • Checking Requirement: Open Value or Advantage Checking, deposit $1,000+ per month for 90 days
#556

Score Up to $500 with Crystal Lake Bank & Trust's Extended Bonus Offers

Regional Bank Bonus

Crystal Lake Bank & Trust is offering $300 or $500 cash bonuses for new checking accounts in Illinois. Open an account, set up direct deposit, and get paid. Extended through July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 31, 2025

What to know

  • Bonus Amounts: $300 (checking only) or $500 (checking + savings combo)
  • Account Type: Total Access Checking (and Statement Savings for $500 bonus)
  • Availability: Illinois (in-branch or online with promo code)
  • Direct Deposit Requirement: $500/month for $300 bonus; $2,000/month for $500 bonus
#557

KeyPoint Credit Union's $500 Business Checking Bonus: What You Need to Know

Regional Bank Bonus

Earn $500 with a new KeyPoint Elite Business Checking account. Must maintain $2,000 balance and make 20 qualifying transactions. In-branch only with promo code BUS26.

Bonus $500
Annual Fee Not listed
Monthly Fee $15
Expiration Expired Jul 11, 2026

What to know

  • Bonus Amount: $500
  • Account Type: Elite Business Checking
  • Promo Code: BUS26
  • Availability: In-branch only, California (San Francisco Bay Area, Santa Barbara County, and beyond)
#558

Village Bank & Trust's $300 or $500 Bonus: A Solid Deal for Illinois Savers

Regional Bank Bonus

Illinois residents can earn up to $500 by opening a new checking account with Village Bank & Trust. Requires direct deposits and online banking enrollment. Offer ends July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Issuer: Village Bank & Trust (a Wintrust Community Bank)
  • Offer Amounts: $300 or $500 bonus
  • Eligible Account: Total Access Checking
  • Availability: Illinois residents only
#559

Wheaton Bank's $300 or $500 Bonus: A Straightforward Deal for Illinois Residents

Regional Bank Bonus

Wheaton Bank & Trust offers Illinois residents a $300 or $500 bonus for opening a checking account and setting up direct deposits. The offer ends July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Issuer: Wheaton Bank & Trust Company, N.A.
  • Offer Amounts: $300 or $500 bonus
  • Eligible Account: Total Access Checking
  • Availability: Illinois residents only
#560

TTCU's $500 Checking Bonus: A Solid Offer with a Catch (You Have to Go to Oklahoma)

Regional Bank Bonus

TTCU Federal Credit Union offers a $500 bonus for opening a checking account, but you must visit a branch in the Oklahoma City metro. Requires three direct deposits of $500+.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2025

What to know

  • Bonus Amount: $500
  • Account Type: New TTCU Checking Account
  • Offer Deadline: Account must be opened by March 31, 2025
  • Direct Deposit Requirement: Three recurring deposits of at least $500 each (payroll or Social Security)
#562

Texas Trust Credit Union's $500 Checking Bonus: A Solid Deal for Texans

Regional Bank Bonus

Texas Trust Credit Union offers up to $500 for opening a checking account with qualifying direct deposits. Must be a new member in eligible Texas counties. Offer ends June 30, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Maximum Bonus: $500
  • Account Type: New Bonus Checking Account
  • Availability: Texas residents in eligible counties (Dallas, Henderson, Tarrant, Tom Green, and parts of Denton, Ellis, Johnson). Also open to UT Arlington alumni/students.
  • Direct Deposit Tiers: $3,000 for $100, $5,000 for $300, $10,000+ for $500
#563

Schaumburg Bank & Trust: How to Score Up to $500 in Bonus Cash

Regional Bank Bonus

Schaumburg Bank & Trust offers Illinois residents up to $500 for opening new accounts. Choose a $300 checking bonus or a $500 combo offer. Deadline is July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Maximum Bonus Amount: $500
  • Bonus Tiers: $300 for checking only; $500 for checking with higher direct deposit
  • Offer Expiry: July 31, 2025
  • Eligibility Area: Illinois residents only
#564

Old Plank Trail Community Bank: How to Snag Up to $500 in Bonus Cash

Regional Bank Bonus

Old Plank Trail Community Bank offers up to $500 for opening a checking account. Requires direct deposits and online banking enrollment. Available in IL and IN until July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Maximum Bonus Amount: $500
  • Offer Expiry Date: July 31, 2025
  • Eligible States: Illinois (IL), Indiana (IN)
  • Minimum Opening Deposit: $100
#565

Northbrook Bank & Trust: How to Score Up to $500 in Bonus Cash

Regional Bank Bonus

Northbrook Bank & Trust offers up to $500 for new checking customers in Illinois. Requires direct deposits and online banking enrollment. Offer ends July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Maximum Bonus: $500
  • Offer Expiry: July 31, 2025
  • Required Account: Total Access Checking
  • Minimum Opening Deposit: $100
#566

Kemba Financial Credit Union: Two Ways to Score Cash Bonuses in Ohio

Regional Bank Bonus

Ohio residents can earn up to $300 on a money market account or $500 for a homebuyer savings program with Kemba Financial Credit Union. Deadlines and requirements vary.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2025

What to know

  • Money Market Bonus Amount: $300
  • Money Market Minimum Deposit: $10,000 within first 30 days
  • Money Market Holding Period: 180 days
  • Homebuyer Savings Bonus Amount: $500
#567

A $500 Welcome Mat in Oklahoma: Communication Federal's Checking Bonus

Regional Bank Bonus

Communication Federal Credit Union offers a $500 bonus for opening a new checking account, but you must visit a specific Oklahoma branch by July 15, 2024, and meet direct deposit & debit purchase requirements.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 21, 2026

What to know

  • Bonus Amount: $500
  • Offer End Date: July 15, 2024
  • Required Account: New PayMe Checking or Performance Checking (must be your first CFCU checking account)
  • Promo Code: PD24
#568

Bank Independent's $200 Checking Bonus: A Straightforward Deal for Alabama Residents

Regional Bank Bonus

Alabama residents can earn a $200 bonus for opening a new Bank Independent checking account with two recurring direct deposits. The referral program offers up to $500 more.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Account Type: New personal or business checking account
  • Key Requirement: Set up at least two recurring ACH direct deposits within 60 days of opening
  • Timeline: Must maintain account open and active for 60 days; bonus deposited within 60 days after evaluation
#569

Legacy Bank's $500 Texas-Only Checking Bonus: A Solid Deal with Some Strings

Regional Bank Bonus

Legacy Bank & Trust offers a $500 bonus for opening a Premier Checking account in Texas. Requires a $500 direct deposit each statement cycle for the first 90 days. Must keep account open 12 months or face a $100 fee.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $500
  • Account Type: Premier Checking Account
  • Availability: Texas residents only
  • Direct Deposit Requirement: $500 per statement cycle for first 90 days
#570

Provident Credit Union's $475 Checking Bonus: A Deep Dive for California Residents

Regional Bank Bonus

Provident Credit Union offers a $475 bonus for new checking accounts in parts of California. Requires direct deposit, debit card spending, and online enrollment. Offer expires Feb 28, 2026.

Bonus $475
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 28, 2026

What to know

  • Bonus Amount: $475
  • Offer Expiry: February 28, 2026
  • Promo Code Required: JOIN475
  • Eligible Locations: Residents of specific California counties: Alameda, Contra Costa, El Dorado, Placer, Sacramento, San Mateo, Santa Clara, San Francisco
#571

Byline Bank $450 Checking Bonus: A Straightforward Way to Earn Cash in IL and WI

Regional Bank Bonus

Byline Bank is offering up to $450 for new Simple Checking accounts in IL and WI. Meet $1,000 in direct deposits for three months and use promo code WELCOME450. Offer ends 11/30/26.

Bonus $450
Annual Fee Not listed
Monthly Fee $5
Expiration Not listed

What to know

  • Bonus Amount: Up to $450 ($150 per month for 3 months)
  • Promo Code: WELCOME450
  • Offer Period: August 4, 2026 – November 30, 2026
  • Eligibility: IL, WI residents only; original addressee of mailer
#572

Score Up to $450 with a New U.S. Bank Smartly Checking Account

Regional Bank Bonus

Open a U.S. Bank Smartly Checking by Sept 8, 2026, set up two direct deposits totaling $8,000+, and earn a $450 bonus. Easy requirements, flexible direct deposit rules.

Bonus $450
Annual Fee Not listed
Monthly Fee $12
Expiration Not listed

What to know

  • Bonus Amount: Up to $450
  • Account Type: U.S. Bank Smartly® Checking
  • Offer Period: June 23, 2026 – September 8, 2026
  • Minimum Opening Deposit: $25
#573

Simmons Bank's $450 Checking Bonus: A Realistic Look at the Stackable Offer

Regional Bank Bonus

Simmons Bank offers up to $450 for new checking accounts. Earn $150 per month for three months with direct deposits. Offer ends March 30, 2026. Requires promo code and online access.

Bonus $450
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Aug 04, 2026

What to know

  • Maximum Bonus: $450
  • Bonus Structure: Earn $150 per qualifying statement cycle, up to 3 cycles
  • Qualifying Activity: Receive $1,000+ in qualifying direct deposits per statement cycle
  • Eligible Accounts: New Coin Checking, Classic Checking, or Simply Checking
#574

Snag 42,000 Swagbucks with a Chime Spending Account – Here's the Full Breakdown

Regional Bank Bonus

Earn 42,000 SB (worth $420) by opening a Chime account and setting up direct deposit. Offer ends March 31, 2025. New customers only.

Bonus $420
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Reward: 42,000 SB (worth $420)
  • Enrollment Bonus: 7,000 SB for signing up
  • Direct Deposit Bonus: 35,000 SB for two qualifying payroll deposits
  • Minimum Direct Deposit: At least $200 each, two consecutive deposits
#575

Snag a $400 Bonus and Help a Charity with Westconsin Credit Union

Regional Bank Bonus

Get $400 and a $100 charity donation with no direct deposit needed. Just open an eSmart Checking account and make 10 debit card transactions in August and September. Offer ends July 31, 2026.

Bonus $400
Annual Fee Not listed
Monthly Fee $3
Expiration Expired Aug 02, 2026

What to know

  • Bonus Amount: $400 + $100 charity donation
  • Availability: WI, MN
  • Direct Deposit Required: No
  • Requirements: Open a Membership Savings and eSmart Checking account between July 1-31, 2026; complete 10 debit card transactions in August and 10 in September
#576

Score $400 with Equity Bank's Gold Checking Bonus – Here's How

Regional Bank Bonus

Open a checking and savings account with Equity Bank, deposit $1,000 via direct deposit, and use your debit card to earn a $400 bonus. Available in KS, MO, AR, OK, and NE.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $400
  • Availability: KS, MO, AR, OK, NE (in-branch or online)
  • Direct Deposit Requirement: $1,000+ within 45 days of account opening
  • Debit Card Requirement: Activate and use within 45 days