Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Aug 24, 2026

Showing 879 of 879 in this guide (1264 total offers sitewide).

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National Offers

Offers with broad nationwide availability.

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#625

FirstBank $300 Checking Bonus: A Straightforward Deal for TN, GA, AL Residents

Regional Bank Bonus

Get $300 from FirstBank by opening a FirstRewards Checking account and setting up $1,000 in direct deposits. No monthly fees, no minimum balance, and a soft pull. Offer ends Sept 15, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Sep 15, 2026

What to know

  • Bonus Amount: $300
  • Account Type: FirstRewards Checking
  • Availability: TN, GA, AL, KY, NC (must live near a branch to open)
  • Direct Deposit Required: $1,000 or more in a single statement cycle
#626

Snag a $300 Bonus from Home Federal Bank – Here's How

Regional Bank Bonus

Get $300 from Home Federal Bank by opening a checking account, setting up bill pay, and making a direct deposit. No monthly fees. Expires 8/31/26.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Aug 31, 2026

What to know

  • Bonus Amount: $300
  • Availability: Louisiana branches only (in-branch application likely required)
  • Direct Deposit Required: Yes, at least one qualifying payroll direct deposit within 30 days
  • Minimum Balance: $500 daily balance
#627

North Valley Bank's $300 Checking Bonus: A Hebron, OH Deal Worth Your Time?

Regional Bank Bonus

Earn up to $300 with North Valley Bank's Five Star Checking. Must open at Hebron office, meet requirements in 90 days. Expires 08/31/26.

Bonus $300
Annual Fee Not listed
Monthly Fee $7.50
Expiration Expires Aug 31, 2026

What to know

  • Maximum Bonus: $300 ($200 + $100)
  • Availability: Must open at Hebron, OH office
  • Direct Deposit Required: Yes (no minimum mentioned)
  • Additional Requirements: eStatements, 10 debit card transactions per cycle, 3 online bill pays
#628

BECU $300 Checking Bonus: A Solid Deal for Pacific Northwest Residents

Regional Bank Bonus

Earn $300 from BECU with a new checking & savings account. Requires $500+ direct deposit and 30 debit purchases. Open to WA, ID, OR residents. No monthly fees. Expires April 10, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Promo Code: CKG300Q226
  • Availability: WA, ID, OR (must live, work, worship, or attend school in eligible counties)
  • Direct Deposit Requirement: $500 or more within first 90 days
#629

Bellwether Community Credit Union: Score a $300 Checking Bonus with Two Simple Steps

Regional Bank Bonus

Earn $300 total from Bellwether Community Credit Union: $150 after 90 days with $1,000 in direct deposits, plus $150 after 12 months with 10 debit transactions and 6 direct deposits. Offer ends June 30, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jun 30, 2026

What to know

  • Bonus Amount: $300 total ($150 after 90 days + $150 after 12 months)
  • Account Type: Live Free Checking or Begin Banking Checking
  • Availability: NH; Essex & Middlesex Counties, MA (plus eligible family members)
  • Direct Deposit Requirement: Yes — $1,000 within 90 days for first bonus; 6 deposits of $100+ over 12 months for second bonus
#630

Holyoke Credit Union $300 Checking Bonus – Simple Steps, Solid Payout

Regional Bank Bonus

Earn $300 with Holyoke Credit Union's Simply FREE Checking. Open with $10, set up direct deposit, and meet easy requirements. Limited time offer for MA residents.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Account Type: Simply FREE Checking
  • Minimum Opening Deposit: $10
  • Availability: Hampden and Hampshire counties, MA (or work there)
#631

Rockland Trust Bank $300 Checking Bonus: Is It Worth the Hype?

Regional Bank Bonus

Earn up to $300 with Rockland Trust's Worry-Free Checking. Must be targeted and live in MA, RI, CT, NH, ME, or VT. $2k direct deposit needed. No monthly fees.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Jun 30, 2026

What to know

  • Bonus Amount: $300 (previously $200)
  • Availability: MA, RI, CT, NH, ME, VT (must reside at address on mailer)
  • Direct Deposit Requirement: $2,000 or more within 90 days
  • Monthly Fee: $0 (Worry-Free Checking has no monthly fee)
#632

GECU's $300 Checking Bonus: A Southwest-Exclusive Deal with Some Caveats

Regional Bank Bonus

GECU Federal Credit Union offers $300 for opening a checking account, requiring $2,000 in direct deposits and a $500 average balance. Available in NM and TX until July 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Jul 31, 2026

What to know

  • Bonus Amount: $300
  • Availability: New Mexico and Texas residents primarily; out-of-state may be possible but uncertain
  • Direct Deposit Required: Yes, one or more deposits totaling $2,000+ within 90 days of opening
  • Average Balance Requirement: Maintain a $500 average daily balance for the first 90 days
#633

Is This $300 Credit Union Bonus Worth the Monthly Hustle?

Regional Bank Bonus

Cornerstone Community Financial offers $300 for opening a checking account, paid $100/month for three months. Requires $500+ direct deposit, 18 signature debit purchases, eStatements, and monthly login. Available in all of Michigan and select Ohio counties.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: $300
  • Bonus Structure: $100 per qualifying month, for up to 3 months
  • Direct Deposit Required: Yes, $500 or more each month
  • Monthly Debit Card Requirement: 18 signature-based transactions (PIN/ATM not eligible)
#634

Unitus Credit Union Will Pay You $300 to Switch Your Checking Account

Regional Bank Bonus

Unitus Community Credit Union offers a $300 bonus for opening a checking account with a $50 deposit and setting up a $250 direct deposit. Must be an Oregon or Washington resident. Offer ends April 30, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Apr 30, 2026

What to know

  • Bonus Amount: $300
  • Availability: Oregon and Washington residents only
  • Offer Deadline: Must open account by April 30, 2026
  • Initial Funding: $50 minimum to open
#635

TruNorth Bank's $300 Checking Bonus: A Two-Part Deal Worth a Look

Regional Bank Bonus

TruNorth Bank offers a $300 bonus split into two $150 payments for opening a new checking account. You need to live in CT, MA, NH, or RI. The first $150 requires meeting requirements in 90 days; the second $150 pays after 12 months.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Total Bonus Amount: $300 ($150 + $150)
  • Account Required: Get Real Checking®
  • Minimum to Open: $10
  • Availability: Connecticut, Massachusetts, New Hampshire, Rhode Island
#636

StagePoint Federal Credit Union's $300 Bonus: A Solid Offer with a Catch

Regional Bank Bonus

StagePoint FCU offers $300 for opening an Ultimate Checking account. Requires 20+ $5 debit purchases, a direct deposit, online login, and e-statements monthly. Must meet requirements for 3 of the first 4 months. Limited to specific Colorado/Wyoming counties. Ends March 31, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $300
  • Account Required: New Ultimate Checking Account
  • Key Requirement: Meet all monthly qualifications for 3 of the first 4 months
  • Monthly Qualifications: 20+ debit card purchases ($5 min each), at least one direct deposit, log in to online banking, receive e-statements
#637

TruNorth Bank's $300 Checking Bonus: A Two-Part Deal for New England Residents

Regional Bank Bonus

TruNorth Bank offers a $300 bonus split into two $150 payments for opening a checking account. Available in MA, CT, RI, NH. No monthly fees, but requires eStatements and either direct deposits or debit card transactions.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Total Bonus Amount: $300 ($150 initially + $150 after 12 months)
  • Account Required: New Get Real Checking® account
  • Minimum to Open: $10
  • Eligible States: Massachusetts, Connecticut, Rhode Island, New Hampshire
#638

GBC Bank's $300 Checking Bonus: A Straightforward Deal Worth a Look

Regional Bank Bonus

GBC Bank offers a $300 bonus for opening a checking account and setting up a $300+ direct deposit within 90 days. No monthly fee with paperless statements. Bonus posts within 120 days.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Required Action: Open a new Easy Checking or On Campus Checking account and receive $300+ in qualifying direct deposits within 90 days.
  • Direct Deposit Definition: Electronic deposits of paycheck, pension, or government benefits (e.g., Social Security). Zelle and micro-deposits do NOT qualify.
  • Bonus Timeline: Bonus deposited within 120 days of account opening, after requirements are met.
#639

UCCU's $300 Checking Bonus: A Sweet Deal for Utah Residents

Regional Bank Bonus

Utah Community Credit Union offers $300 for opening an Elevated Checking account and setting up a qualifying direct deposit. Must be a Utah resident. No monthly fees, but keep account open 6+ months.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Account Required: New Elevated Checking Account
  • Key Requirement: Set up a new direct deposit of at least $500
  • Geographic Restriction: Available to Utah residents only
#640

Altra's $300 Checking Bonus: A One-Day Cyber Monday Deal for Select States

Regional Bank Bonus

Altra Federal Credit Union offers a $300 bonus for opening a new A+ checking account with a $500 direct deposit. Must apply online on December 1, 2025. Available in WI, MN, TX, TN.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Account Type: New A+ Checking or A+ Platinum Account
  • Key Requirement: $500 qualifying direct deposit within 60 days
  • Promo Code Required: CHK_$300A+BRANCH
#641

Credit Human's $300 Checking Bonus: A Solid Deal for Texas and Louisiana Residents

Regional Bank Bonus

Credit Human offers $300 for opening a checking account with direct deposit and debit card use. Limited to TX and LA residents. Must complete requirements by Dec 31, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: $300
  • Availability: Residents of San Antonio, TX; Houston, TX; New Orleans, LA, and surrounding areas
  • Promo Code: CheckingPromo2026
  • Offer Expires: December 31, 2026
#642

Quad City Bank's $300 Bonus: No Direct Deposit Needed, But There's a Catch

Regional Bank Bonus

Quad City Bank & Trust offers a $300 checking bonus for IA/IL residents without requiring direct deposit. Just open an account, use your debit card 3 times, and go paperless. Bonus expires 8/15/2025.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Aug 15, 2025

What to know

  • Bonus Amount: $300 cash credit or choice of physical gifts (Yeti Cooler, Ninja Espresso System)
  • Availability: Must be a resident of Iowa or Illinois
  • Direct Deposit Required: No
  • Key Requirements: Open a new consumer checking account, use debit card 3 times, enroll in online banking & e-Statements, keep account open & in good standing for 30+ days
#643

State Bank's $300 Checking Bonus: A Straightforward Deal for Midwesterners

Regional Bank Bonus

State Bank offers a $300 bonus for opening a Cash Rewards Checking account with a qualifying direct deposit. Available in IN, OH, MI. No minimum deposit amount, but watch the $8 monthly fee and 180-day early closure penalty.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jan 30, 2026

What to know

  • Bonus Amount: $300
  • Offer Expiration: None officially listed, but terms effective 1/30/26. Subject to change.
  • Availability: Indiana, Ohio, and Michigan residents only
  • Required Action: Open a new Cash Rewards Checking account and receive a qualifying direct deposit within 60 days.
#644

Bank of Oklahoma's $300 Student Checking Bonus: A Smart Deal for College Students

Regional Bank Bonus

Bank of Oklahoma offers a $300 bonus for students opening an Access Checking account. Requires proof of enrollment, $50 deposit, $200 in deposits, and 10 debit card purchases within 90 days. Offer ends June 30, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee $3
Expiration Expired Jun 30, 2026

What to know

  • Bonus Amount: $300
  • Account Type: Access Checking (Student Account)
  • Offer Expiry: June 30, 2026
  • Minimum Opening Deposit: $50
#645

Snag a $300 Bonus from TopLine Financial Credit Union in Minnesota

Regional Bank Bonus

TopLine Financial Credit Union offers a $300 bonus for opening a checking account with direct deposit requirements. Must be in Minnesota, use promo code TL300, and meet eligibility. Offer expires 12/31/25.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2025

What to know

  • Bonus Amount: $300
  • Account Required: Totally Free Checking & a $5 Share Savings Account
  • Promo Code: TL300
  • Direct Deposit Requirement: $1,000 per month for 3 consecutive months
#646

Members Choice Credit Union: A $300 Bonus for Texans with a Solid Checking Account

Regional Bank Bonus

Texas residents can earn a $300 bonus by opening a Complete Checking account and receiving two direct deposits totaling $1,000 within 60 days. No monthly fees and a competitive APY sweeten the deal.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Offer Expiry: Not specified; subject to change without notice
  • Required Action: Open a new Complete Checking account with promo code NEWREWARDS
  • Qualifying Period: 60 days from account opening
#647

Trustco Bank's $300 Bonus: A Solid Deal with a Few Strings Attached

Regional Bank Bonus

Trustco Bank offers a $300 bonus for opening a checking and savings combo. You'll need to set up direct deposit and weekly transfers, and the bonus pays out after 90 days. Offer ends 2/28/26.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $300
  • Required Accounts: Home Town Free Checking Account and a new Rainy Day Fund Account
  • Direct Deposit Requirement: Minimum $500 monthly from payroll, Social Security, or pension. Must be the entire recurring payment.
  • Additional Requirement: Set up a weekly automatic transfer of at least $10 from checking to the Rainy Day Fund.
#648

First Farmers Bank & Trust: A $300 Bonus and Free Tumbler for Indiana Residents

Regional Bank Bonus

Indiana residents in select counties can get a $300 cash bonus and a free Owala tumbler for opening a new checking and savings account by 12/31/25. Requires 15 debit card purchases and a $1,000 balance within 60 days.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2025

What to know

  • Bonus Amount: $300 cash
  • Additional Perk: Free Owala Tumbler
  • Accounts Required: New checking AND new savings account
  • Offer Expiry: Accounts must be opened by December 31, 2025