Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Mar 22, 2026

Showing 461 of 461 in this guide (611 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#169

Coastal Credit Union's $100 Bonus for Learning About Money

National Bank Bonus

Coastal Credit Union offers $100 to new and existing checking customers in NC who complete four short financial education courses by October 31, 2024. No direct deposit required.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 17, 2026

What to know

  • Bonus Amount: $100
  • Offer Expires: October 31, 2024
  • Eligibility: New and existing Coastal checking account customers
  • Key Requirement: Complete four Everfi financial education courses
#170

Telhio's $100 Referral Deal: A Simple Way for Ohioans to Earn Together

National Bank Bonus

Telhio Credit Union offers a $100 bonus for you and a friend when you refer them to open a new checking account. Both parties get paid if simple requirements are met. Ohio only.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 17, 2026

What to know

  • Bonus Amount: $100 Visa Reward Card for you AND your referred friend
  • Account Required: New Telhio Credit Union Checking Account
  • Key Requirements for Friend: Activate a Telhio debit card and enroll in e-statements within 60 days of opening
  • Bonus Timeline: Cards are delivered 4-6 weeks after all requirements are met
#171

Snag a $100 Bonus from Fort Liberty Federal Credit Union (But Read This First)

National Bank Bonus

Fort Liberty FCU offers a $100 checking bonus for new members in NC. Requires a $500 monthly direct deposit for 3 months and account must stay open. Monthly fees apply but are waivable.

Bonus $100
Annual Fee Not listed
Monthly Fee $2.95
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Required Account: Basic Checking or Secure Checking
  • Key Requirement: $500 minimum monthly direct deposit for 3 months
  • Initial Deposit Deadline: First direct deposit must post within 60 days of opening
#172

A $100 Welcome for Texas Educators: DATCU's Checking Bonus

National Bank Bonus

Texas educators and school staff can earn a $100 bonus by opening a free DATCU checking account and setting up a $400 direct deposit. Offer ends July 1, 2026.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Jul 01, 2026

What to know

  • Bonus Amount: $100
  • Required Account: DATCU Free Checking
  • Key Requirement: $400 minimum direct deposit within 45 days of opening
  • Eligibility: Employees of UNT or listed North Texas ISDs (see official page for full list)
#173

Iowa's Advantage Credit Union: A $100 Welcome for New Members

National Bank Bonus

Iowa residents can earn $100 by opening a new Advantage Credit Union checking account and setting up two direct deposits of $500+ within 60 days. Existing members can get $50 for moving their direct deposit.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount (New Members): $100
  • Bonus Amount (Existing Members): $50
  • Key Requirement: Two direct deposits of $500+ each
  • Timeline to Complete: Within 60 days of account opening (for new member $100 bonus)
#174

River Valley Credit Union's $100 Checking Bonus: A Simple Ohio Deal

National Bank Bonus

River Valley Credit Union offers a $100 bonus for opening a new checking account with direct deposit in Ohio. Offer expires December 31, 2025.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2025

What to know

  • Bonus Amount: $100
  • Offer Expiry: December 31, 2025
  • Account Required: New River Valley checking account
  • Key Requirement: Set up direct deposit and e-statements
#175

A $100 Double Play: Checking Bonus and Referral Cash from a Fort Wayne Credit Union

National Bank Bonus

Indiana residents can snag a $100 bonus for opening a checking account at Public Service Credit Union. Existing members can also earn $100 per referral. Here's how both offers work.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Offer Type: Checking Account Opening Bonus & Referral Bonus
  • Bonus Amount: $100 each (for new account and per successful referral)
  • Eligibility Area: Must live, work, or be related to a member in Allen County, Indiana
  • Key Requirement (New Account): Set up a qualifying direct deposit, loan, or VISA credit card
#176

Score $75 for Opening a ONE Account Through Swagbucks

National Bank Bonus

Open a new ONE account via Swagbucks, deposit $30+, and get 7,500 SB ($75). Plus, get a debit card, up to 5% APY on savings, and Walmart cash back.

Bonus $75
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: 7,500 SB (equivalent to $75)
  • Required Action: Open a new ONE account through the specific Swagbucks link and make a first deposit of $30 or more.
  • Bonus Payout: SB will appear as Pending in your Swagbucks account for 32 days before becoming available.
  • Account Features: Debit Mastercard, no monthly fees, up to 5.00% APY on Savings (with conditions), early direct deposit.
#177

LemFi's $50 Welcome Bonus: A Smart Deal for International Money Transfers?

National Bank Bonus

LemFi offers $50 cashback on your first $500+ international transfer. Use code NEW50 at signup. Good for planned transfers, but research the service first.

Bonus $50
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Offer: $50 cashback
  • Minimum Transfer: $500
  • Promo Code: NEW50
  • Code Entry: Must be entered during account registration
#178

Together Credit Union's Referral Deal: Get $50, Help a Friend Get $200

National Bank Bonus

A two-tiered bonus offer from Together Credit Union. Refer someone to open a checking account, you both get $50. They can then earn an extra $150, for a total of $200. Limited to certain states.

Bonus $50
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Offer Type: Referral Bonus + New Account Bonus
  • Referrer Bonus: $50 for current member
  • New Member Initial Bonus: $50 just for opening account
  • New Member Additional Bonus: $150 (for a total of $200)
#179

C&N Bank's $50 Referral Bonus: A Simple Way to Earn with Friends

National Bank Bonus

C&N Bank offers a $50 bonus for you and a friend when you refer them to open a checking account. They need a $500 direct deposit and 15 debit card purchases within 60 days. You can earn up to $500 a year.

Bonus $50
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $50 for you and $50 for your friend
  • Annual Limit: Up to $500 (10 referrals) per calendar year
  • Friend's Requirements: Open a new checking account, make one direct deposit of $500+ and 15 debit card purchases within first 60 days
  • Bonus Payout: Direct deposit within 30 days after friend meets requirements
#180

Four Points FCU's $50 Referral Bonus: A Simple Way to Earn with Friends

National Bank Bonus

Four Points Federal Credit Union offers a $50 referral bonus for members and new joiners. Existing members get $50 per referral; new members get $25 upfront and another $25 after meeting simple account activity goals.

Bonus $50
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 17, 2026

What to know

  • Bonus for Referring Member: $50 per successful referral
  • Bonus for New Member: $25 instantly upon opening, plus a potential $25 later
  • Account Required: A new Four Points FCU checking account
  • Referral Limit: Up to 10 new members per calendar year for existing members
#181

Heritage Federal's $50 Referral Deal: Get Paid for Sharing Your Credit Union

National Bank Bonus

Heritage Federal Credit Union pays $50 to both you and friends you refer for opening checking accounts. Limited to IN/KY residents. Max $500/year. No direct deposit needed.

Bonus $50
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $50 per referral (both referrer and new member get $50)
  • Maximum Annual Earnings: $500 per referring member (10 referrals)
  • Eligible Account: New checking account with Visa Debit or Credit Card
  • Geographic Availability: Indiana and Kentucky residents only
#182

A $50 Bonus for You and a Friend at NIH Federal Credit Union

National Bank Bonus

NIH Federal Credit Union is offering a $50 Visa Reward Card to both current members who refer someone and the new member who opens an account. You have 90 days to meet the requirements.

Bonus $50
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $50 Visa Reward Card for both referrer and new member
  • Eligible Account: New consumer checking account with e-statements
  • Availability: Washington, D.C. and Maryland residents
  • Time Limit: Requirements must be met within 90 days of account opening
#183

First American Bank's $50 Student Checking Bonus: A Smart Start for Young Adults

National Bank Bonus

First American Bank offers a $50 bonus for students opening a checking account. Available in FL, IL, WI. Requires 10 transactions in first 3 months. Account converts at age 23.

Bonus $50
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Mar 22, 2026

What to know

  • Bonus Amount: $50
  • Account Type: Student Checking
  • Availability: Florida, Illinois, Wisconsin
  • Minimum Opening Deposit: $50
#184

Get Free Laundry Money: PayRange's $10 Bonus for Using Paze

National Bank Bonus

Load $10+ to your PayRange app using the Paze digital wallet and get a $10 bonus instantly. Do it up to 3 times for $30 total free credit. Offer ends June 15, 2026.

Bonus $30
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Offer: Load $10+ to PayRange using Paze, get a $10 bonus credit
  • Maximum Bonus: $30 per user (3x $10 bonuses)
  • Promotion Period: March 13, 2026 to June 15, 2026 (11:59 PM PT)
  • Key Requirement: Must use Paze digital wallet as the funding source
#185

Snag a $25 Bonus with Upgrade's Boost Money Account

National Bank Bonus

Open a new Upgrade Boost Money account, make two direct deposits of $200+ each within 90 days, and get a $25 bonus. Offer ends February 28, 2026.

Bonus $25
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 28, 2026

What to know

  • Bonus Amount: $25
  • Required Action: Open a new Boost Money account and make two qualifying direct deposits
  • Direct Deposit Minimum: $200 per deposit
  • Timeframe to Complete: Within 90 days of account opening
#186

Polymarket's $20 Sign-Up Bonus: A Quick Guide to the POLYMADNESS Promo

National Bank Bonus

Get a free $20 bonus on Polymarket's prediction market app (iOS only) with promo code POLYMADNESS. Use it to trade on any market, but understand the risks first.

Bonus $20
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Offer: $20 free cash bonus for new users
  • Promo Code: POLYMADNESS
  • Platform Availability: iOS only (via the Polymarket app)
  • Bonus Use: Trade on any prediction market within the app
#187

Get 50% Off a Second Room for Your Kids with Accor's Family Offer

National Bank Bonus

Accor's Family Offer gives you 50% off a second room for your kids at participating hotels worldwide. Book at least two rooms with one child under 16 to unlock the savings across brands like Novotel, Mercure, and Sofitel.

Bonus Not listed
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Offer: 50% discount on the price of a second room for children
  • Participating Brands: ibis budget, ibis, ibis Styles, Greet, Mercure, Novotel, Tribe, Mama Shelter, Mövenpick, Pullman, MGallery, Sofitel, Swissôtel, Fairmont, and more
  • Key Requirement: Reservation must include at least one child up to 15 years old
  • Room Requirements: Minimum of 2 rooms, maximum of 6 rooms per reservation
#188

PayPal's Latest Spend Challenge: Easy Points for Your Regular Shopping

National Bank Bonus

PayPal has a limited-time spend challenge: make 2-3 purchases of $40-$50 within 14 days to earn 1,500-2,000 bonus points. Must enroll by May 17, 2026. Only 25,000 rewards available.

Bonus Not listed
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires May 17, 2026

What to know

  • Offer Type: Targeted spend challenge
  • Potential Bonus: 1,500 or 2,000 PayPal Rewards points
  • Required Spending: Either 3 purchases of $40+ OR 2 purchases of $50+ within 14 days
  • Enrollment Deadline: Must opt in by May 17, 2026
#189

Current Max: Is This $10 Monthly Fee Worth It for 3x Points and 6% APY?

National Bank Bonus

Current's new Max tier costs $10/month for 3x points on dining/groceries and 6% APY on savings pods, but requires a $200+ payroll deposit. Does the math work for you?

Bonus Not listed
Annual Fee Not listed
Monthly Fee $10
Expiration Not listed

What to know

  • Monthly Fee: $10
  • Rewards Boost: 3x points per $1 on dining & groceries (vs. standard 1x)
  • Savings APY: 6% on Savings Pods (vs. standard 4% APY)
  • Savings Limits: Up to $2,000 per pod, max $6,000 total
#190

First Tech's Short-Term Certificates: A Smart Move for Your Cash?

National Bank Bonus

First Tech Federal Credit Union offers competitive rates on short-term share certificates, including a 4.00% APY 6-month option. Here's what you need to know before opening an account.

Bonus Not listed
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Top Rate Offered: 4.00% APY
  • Term for Top Rate: 6-Month Share Certificate
  • Other Notable Rate: 3.90% APY on a 13-Month Certificate
  • Minimum Deposit: $500
#191

CIT Bank's Savings Boost: An Extra .35% APY for Your Emergency Fund

National Bank Bonus

CIT Bank is offering a temporary 0.35% APY boost on its Platinum Savings account for 6 months, raising the total rate to 4.10% APY. Available to new and existing customers who enroll with a promo code.

Bonus Not listed
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Promo Code: CITBOOST
  • APY Boost Amount: 0.35%
  • Boost Duration: 6 months
  • Base Platinum Savings APY: 3.75% (as of offer publication)
#192

X Money: What We Know About the Rumored 6% APY and Cash Back Debit Card

National Bank Bonus

Elon Musk's X is reportedly testing a financial product with a 6% APY on direct deposits, a cash back debit card, and a $25 bonus. Here's what's known and what to watch for.

Bonus Not listed
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Reported Welcome Bonus: $25
  • Reported APY: 6% (screenshots indicate it's earned when depositing a paycheck)
  • Key Feature: Debit card with cash back rewards
  • Deposit Insurance: Deposits reportedly held by Cross River Bank, Member FDIC (up to $250,000)

Regional & Local Offers

Regional/local offers start on page 12.