Best Credit Card Bonuses

Credit card welcome offers, bonus points promos, and targeted card deals.

Last updated: Oct 22, 2026

Showing 452 of 452 in this guide (1552 total offers sitewide).

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Offers in this Guide

#289

Barclays 10X Points Offer: Adding an Authorized User Could Be Worth It

Regional Card Bonus

Targeted Barclays cardholders can earn 10X points on up to $500 in authorized user spend, max 5,000 bonus points. Add by 7/31/2026, spend through 9/30/2026.

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What to know

  • Bonus Rate: 10 points per $1 on authorized user purchases
  • Maximum Bonus Points: 5,000 points
  • Spending Cap for Bonus: $500 in eligible authorized user purchases
  • Add Authorized User By: July 31, 2026
#290

25,000 American Airlines Miles for Your Business? Read the Fine Print First

National Card Bonus

American Airlines offers 25,000 AAdvantage miles for new AAdvantage Business enrollments with code JOINA7, but you need 5 travelers and $5K annual spend to unlock the bonus.

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Expiration Expired Jul 31, 2026

What to know

  • Bonus Miles: 25,000 AAdvantage miles
  • Promo Code: JOINA7
  • Offer End Date: July 31, 2026 at 11:59 PM CDT
  • Minimum Active Travelers: 5
#291

Morgan Stanley Amex Platinum: 150,000 Points Are Back – But There's a Catch

Regional Card Bonus

The Morgan Stanley Amex Platinum is back with a 150,000-point welcome offer. You'll need an E*Trade or Morgan Stanley account, and the $12k spend requirement is steep. But the free authorized user perk makes it a standout.

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Annual Fee $895
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Expiration Expired Jul 09, 2026

What to know

  • Welcome Bonus: 150,000 Membership Rewards points
  • Minimum Spend: $12,000 in the first 6 months
  • Annual Fee: $895
  • Eligibility Requirement: Must be a Morgan Stanley or E*Trade customer
#292

How to Turn a $100 Software Credit into Real Profit with the U.S. Bank Triple Cash Card

National Card Bonus

The U.S. Bank Triple Cash card offers a $100 annual credit for recurring software subscriptions. With a cheap monthly plan, you can pocket real cash.

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What to know

  • Credit Amount: $100 statement credit per 12-month period
  • How to Earn: Make 11 consecutive months of eligible software subscription purchases directly with a software provider
  • Eligible MCC: 5734 – Computer Software Stores
  • No Minimum Charge: No minimum monthly spend required to trigger the credit
#293

United and Marriott Launch New Reciprocal Promo: Earn 2,000 Bonvoy Points + 1,500 United Miles Per Stay & Flight

National Card Bonus

United and Marriott have a new limited-time promo: earn 2,000 Bonvoy points and 1,500 United miles each time you complete both a paid United flight and a paid Marriott stay. Registration required by Aug 31, 2026.

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What to know

  • Bonus per qualified booking: 2,000 Marriott Bonvoy points + 1,500 United MileagePlus miles
  • Eligibility: Marriott Bonvoy Titanium Elite or Ambassador Elite, OR United MileagePlus Premier Gold, Premier Platinum, or Premier 1K
  • Registration period: July 1, 2026, 12:00 a.m. EDT – August 31, 2026, 11:59 p.m. EDT
  • Travel period: July 15, 2026 – September 30, 2026, 11:59 p.m. EDT
#294

Snag 150,000 Points with the Schwab or Morgan Stanley Platinum – Is It Worth the $895 Fee?

National Card Bonus

Earn 150,000 Membership Rewards points after $12k spend in 6 months on the Schwab or Morgan Stanley AmEx Platinum. $895 annual fee, but credits can offset it. Ends 7/8/26.

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Annual Fee $895
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Expiration Expired Jul 10, 2026

What to know

  • Welcome Bonus: 150,000 Membership Rewards points after $12,000 in purchases within the first 6 months
  • Annual Fee: $895 (not waived the first year)
  • Offer Expiration: July 8, 2026
  • Earning Rates: 5x on flights booked directly with airlines, 5x on prepaid hotels and flights via AmEx Travel, 1x on everything else
#295

Unlocking the $100 Gift Card Credit on Chase Sapphire Reserve for Business

National Card Bonus

The Chase Sapphire Reserve for Business offers a $100 annual credit for gift cards at reservebusiness.giftcards.com, split into two $50 periods. Here's how to make the most of it.

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What to know

  • Credit Amount: $100 annually (two $50 credits: Jan-Jun and Jul-Dec)
  • Where to Use: reservebusiness.giftcards.com
  • Credit Timing: Statement credit appears 6-8 weeks after purchase
  • Eligible Card: Chase Sapphire Reserve for Business
#296

Capital One Offers Is Handing Out 10x Rewards on Lyft — But the Clock Starts When You Click

National Card Bonus

Capital One Offers is showing a 10x rewards (or 10% cashback) deal on Lyft rides. You have to activate it first, and the clock starts ticking the moment you do — only 7 days.

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What to know

  • Offer: 10x rewards or 10% cashback on Lyft purchases through Capital One Offers
  • Activation: Required before the offer applies
  • Offer window: Valid for 7 days after activation
  • Exclusions: Not valid on gift card purchases
#297

Alaska Atmos Cards Are Back With Big Bonuses: Up to 100K Points

Regional Card Bonus

All three Alaska Atmos Rewards credit cards are offering elevated welcome bonuses again — up to 100,000 points plus a companion fare. Here's what you need to know before you apply.

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What to know

  • Atmos Rewards Summit Visa Infinite: 100,000 bonus points + 25,000 Global Companion Award after $6,000 spend in first 90 days. $395 annual fee.
  • Atmos Rewards Ascent Visa Signature: 85,000 bonus points + Companion Fare ($99 fare + taxes) after $4,500 spend in first 120 days. $95 annual fee.
  • Atmos Rewards Business Visa: 85,000 bonus points + Companion Fare ($99 fare + taxes) after $5,500 spend in first 90 days. $95 annual fee.
  • Summit Card Perks: 10,000 elite status points each anniversary, 2 lounge passes per quarter, $120 TSA PreCheck/Global Entry credit, free first checked bag, priority boarding, and...
#298

Score 10x Capital One Miles on Every Lyft Ride – Here's How to Stack It Even Higher

Regional Card Bonus

Get 10x Capital One miles on Lyft rides through a limited-time card-linked offer. Activate, pay with your Capital One card, and stack with Lyft partners for even more rewards.

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What to know

  • Offer: Earn 10x Capital One miles on Lyft rides paid with an eligible Capital One card
  • Activation: Required through Capital One Offers – check your account
  • Expiration: 7 days after activation
  • Eligibility: Must pay through the Lyft app with the same Capital One card used to activate the offer
#299

SoFi Smart Card: 5% Back on Groceries, But There's a Catch

National Card Bonus

SoFi's new Smart Card offers unlimited 5% back on groceries, but requires a $10/month SoFi Plus membership. Plus, it's a charge card, not a credit card.

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Annual Fee $0
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What to know

  • Card Type: Charge card (balance must be paid in full each month)
  • Rewards Rate: 5% cash back on eligible grocery store purchases
  • Annual Fee: $0, but requires SoFi Plus membership at $10/month
  • Effective Annual Cost: $120 (SoFi Plus membership fee)
#300

How to Score $250 Back on a Luxury Hilton Stay This Year

Regional Card Bonus

Targeted Amex Offer gives $250 back when you spend $1,250+ at Waldorf Astoria, Conrad, or LXR hotels in the US, Mexico, Anguilla, and French Polynesia through November 30, 2026.

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Expiration Expires Nov 30, 2026

What to know

  • Offer: Spend $1,250+ on room rate and charges at participating Waldorf Astoria, Conrad, or LXR hotels in the US and Latin America, get $250 back as a statement credit.
  • Expiration: November 30, 2026
  • Targeted: Yes – you must check your Amex Offers to see if it's available on your card.
  • Eligible Cards: Only U.S.-issued American Express Cards. Limit one enrolled card per Card Member across all Amex offer channels.
#301

Stack Your Chase Card Bonus with Extra Cash from Rakuten

National Card Bonus

Rakuten is offering $50-$100 cash back when you sign up for select Chase cards via their portal. Stack with the card's own bonus for a bigger haul.

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What to know

  • Offer Amounts: Chase Ink Unlimited: $100; Chase Freedom Unlimited: $50 (existing Chase customers) or $90 (new Chase customers); Chase Sapphire Preferred: $50 (as of original...
  • How to Get It: Apply for the eligible Chase card through the Rakuten portal to receive the bonus as cash back or Membership Rewards points.
  • Eligibility: Must be a new cardholder for the specific Chase card. Existing Chase customers may receive lower bonuses on some cards.
  • Bonus Form: Cash back via Rakuten (can be redeemed as a check or as Membership Rewards points if you have an Amex card linked).
#302

Snag 10,000 United Miles Just by Adding a Friend to Your Card

National Card Bonus

Targeted Chase United cardholders can earn 10,000 bonus miles (or up to 10,000 in two tiers) by adding an authorized user by June 30, 2026. No spending required.

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Expiration Expired Jun 30, 2026

What to know

  • Bonus Miles: 10,000 miles for adding one authorized user; tiered version offers 5,000 miles per user (up to 10,000 for two users)
  • Spend Requirement: None
  • Expiration Date: June 30, 2026
  • How to Access: Targeted email; no direct link available
#303

Delta Flyers with Amex Platinum or Centurion: Score $250 Back on $2,000 in Flights

National Card Bonus

Targeted Amex Platinum & Centurion cardholders can get a $250 statement credit when booking $2,000+ in Delta flights via Amex Travel by 8/31/26.

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Expiration Expired Aug 31, 2026

What to know

  • Offer: $250 statement credit
  • Minimum Spend: $2,000 in one or more qualifying purchases
  • Eligible Cards: Select American Express Platinum & Centurion cardholders (targeted)
  • Booking Channel: Amex Travel
#304

Delta Business Card Upgrade Offers: Up to 60,000 SkyMiles for Targeted Cardholders

Regional Card Bonus

Targeted Delta Business cardholders can earn up to 60,000 SkyMiles by upgrading to a higher-tier card. But beware: if you've never held these cards, the welcome offers are better.

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What to know

  • Offer 1: Upgrade Delta Business Platinum to Delta Business Reserve: Earn 60,000 SkyMiles after $12,000 spend in 6 months.
  • Offer 2: Upgrade Delta Business Gold to Delta Business Platinum: Earn 50,000 SkyMiles after $8,000 spend in 6 months.
  • Targeting: Offers are targeted; you must click the upgrade link and log in to your Amex account to see if you're eligible.
  • Redemption Value: Delta SkyMiles valued at ~1.3 cents each, making these offers worth roughly $600-$750.
#305

Chase Sapphire Reserve Cardholders Can Grab Marriott Gold Status Through Early 2028

National Card Bonus

Chase Sapphire Reserve and J.P. Morgan Reserve cardmembers can get 3 months of Marriott Gold Elite status, then extend it through February 2028 by staying just 3 paid nights.

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What to know

  • Offer Validity: Registration open July 1 – September 30, 2026
  • Eligible Cards: Chase Sapphire Reserve and J.P. Morgan Reserve
  • Status Duration: 3 months of Gold Elite status from registration date
  • Extension Requirement: 3 qualifying paid nights within the 3-month period
#306

Barclays Wants You to Add an Authorized User — But Is It Worth It?

National Card Bonus

Barclays offers targeted cardholders 10x points on authorized user spending, up to 2,500 points. Deadline: 7/31/2026. Not the best bonus they've offered.

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What to know

  • Offer Type: Authorized user bonus (targeted via email)
  • Bonus Structure: 10 additional points per $1 spent by the authorized user
  • Maximum Bonus: 2,500 points
  • Add Authorized User By: July 31, 2026
#307

Score an Extra $100 on the Citi Strata Premier via Rakuten

National Card Bonus

Get a $100 Rakuten bonus when you apply for the Citi Strata Premier card through their portal. Stack it with the 60,000-point welcome offer. Must earn cash back or Bilt points in Rakuten.

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Annual Fee $95
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What to know

  • Offer: $100 cash back via Rakuten when you apply for the Citi Strata Premier card through Rakuten's portal.
  • Card Welcome Offer: 60,000 bonus points after spending $4,000 in the first 3 months.
  • Annual Fee: $95
  • Rakuten Earning Preference: Bonus only shows if your Rakuten account is set to earn Cash Back or Bilt points (not Membership Rewards).
#308

Boost Your Miles: Amex to Virgin Atlantic 30% Transfer Bonus Is Back

National Card Bonus

Get 30% extra Virgin Atlantic miles when you transfer Amex Membership Rewards. Offer valid until July 31, 2026. A solid bonus for booking award flights.

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Expiration Expired Jul 31, 2026

What to know

  • Bonus Rate: 30% extra miles
  • Transfer Example: 1,000 Amex points → 1,300 Virgin Atlantic miles
  • Offer End Date: July 31, 2026
  • Previous High Bonus: 40% (December 2025)
#309

IHG Points Sale: Grab a 100% Bonus and Pay Just 0.5 Cents Each

Regional Card Bonus

IHG is offering a 100% bonus on points purchases through July 16, 2026. Buy at least 26,000 points to get them for 0.5 cents each. Great for award stays, especially with the 4th night free perk.

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What to know

  • Bonus: 100% bonus on purchased points
  • Effective Cost: 0.5 cents per point (when buying at least 26,000 points)
  • Minimum Purchase for Bonus: 5,000 points
  • Offer Period: June 22, 2026 12:00 AM ET – July 16, 2026 11:59 PM ET
#310

Score 25,000 American Airlines Miles by Switching to AT&T Wireless

National Card Bonus

Switch to AT&T Wireless and earn 25,000 American Airlines AAdvantage miles after 60 days of service. Must fill out redemption form within 14 days.

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What to know

  • Offer: 25,000 American Airlines AAdvantage miles
  • Requirement: Switch to AT&T Wireless and maintain service for 60 days
  • Redemption Form Deadline: Must be completed within 14 days of activating your new line
  • Miles Posting Time: 8-10 weeks after the 60-day qualification period
#311

Hilton NLL Offers: Another Chance to Snag Bonuses Even If You've Had the Card Before

National Card Bonus

American Express Hilton cards with no lifetime language are back. If you've had these cards before, you may still qualify for the bonus. Offers include up to 175k points plus a free night certificate.

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Expiration Expired Jan 14, 2026

What to know

  • Card Type: Hilton Honors American Express Card (No Annual Fee)
  • Welcome Bonus: 70,000 Hilton Honors Bonus Points + a Free Night Reward after spending $2,000 in the first 3 months
  • Card Type: Hilton Honors American Express Surpass® Card
  • Welcome Bonus: 130,000 Hilton Honors Bonus Points + a Free Night Reward after spending $4,000 in the first 3 months