Best Credit Card Bonuses

Credit card welcome offers, bonus points promos, and targeted card deals.

Last updated: Aug 24, 2026

Showing 329 of 329 in this guide (1264 total offers sitewide).

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Offers in this Guide

#169

Score $75 Off Your Next Hotel Stay with Citi Travel – Here’s How to Stack It for Even More Savings

National Card Bonus

Get $75 off a $400+ hotel booking through Citi Travel by August 7, 2026. Stack with Citi card credits like Strata Premier's $100 off $500 or Strata Elite's $300 credit. No minimum nights required.

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What to know

  • Discount Amount: $75 off
  • Minimum Spend: $400 on a single hotel booking
  • Booking Window: July 7, 2026 – August 7, 2026
  • Travel Window: Any stay available in the booking calendar (no end date specified)
#170

Capital One Spark Cash Cards Now Include a Travel Credit – Here’s What You Need to Know

National Card Bonus

Capital One's Spark Cash and Spark Cash Plus business cards now offer a travel credit on top of the cash bonus. Earn $1,000 + $250 travel credit or $2,000 + $500 travel credit. Big spending required.

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Annual Fee $95
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What to know

  • Spark Cash Bonus: $1,000 cash bonus after spending $10,000 in first 3 months
  • Spark Cash Travel Credit: $250 Capital One Business Travel credit after spending $10,000 in first 3 months
  • Spark Cash Annual Fee: $95, waived first year
  • Spark Cash Rewards Rate: 2% cash back on all purchases; 5% on hotels and rental cars booked through Capital One Business Travel
#171

Score $75 Off Your Next Hotel Stay with Citi Strata Premier

National Card Bonus

Targeted offer for Citi Strata Premier cardholders: get $75 off a hotel booking of $400+ via Citi Travel. Stacks with existing $100 hotel discount. Valid 7/7/26–8/7/26.

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What to know

  • Offer: Get $75 off a hotel stay of $400 or more
  • Booking Platform: Citi Travel
  • Offer Period: July 7, 2026 – August 7, 2026
  • Targeting: Targeted – check your Citi Strata Premier account
#172

Is AmEx Really Handing Out 300,000 Points on the Business Platinum Card? Here's What I Found

National Card Bonus

AmEx Business Platinum welcome offer is now up to 300,000 Membership Rewards points after $20k spend in 3 months. But the actual offer you see may vary. Here's how to check and what to watch for.

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Annual Fee $895
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What to know

  • Welcome Bonus: Up to 300,000 Membership Rewards points after spending $20,000 in eligible purchases within the first 3 months of Card Membership
  • Annual Fee: $895
  • Bonus Type: Targeted / variable — some see 300k, others see 250k or 200k
  • How to Check: Visit the AmEx Business Platinum page in incognito mode or different browsers
#173

Score 2,325 AA Miles with a Single $65 AT&T Wireless Payment

National Card Bonus

Earn 2,325 American Airlines miles by spending just $65 on AT&T Wireless through AA SimplyMiles. Targeted offer extended to August 31.

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Expiration Expires Aug 31, 2026

What to know

  • Offer: Earn 2,325 AAdvantage miles with a $65+ AT&T Wireless payment
  • Requirement: Make one payment of at least $65 on AT&T Wireless
  • Availability: Targeted; check your SimplyMiles account
  • Expiration: August 31, 2026
#174

PlayStation Visa Card Gets a Major Upgrade: Free PS Plus Premium at $6K Spend

National Card Bonus

The PlayStation Visa card now offers a free 12-month PS Plus Premium membership when you spend $6,000/year, plus 5% back at PlayStation and 2% at grocery stores.

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What to know

  • Card Issuer: Comenity Bank
  • PS Plus Premium Requirement: Spend $6,000 in a calendar year to qualify for a 12-month membership
  • Notification Timeline: Email with opt-in link arrives about 60 days after meeting spend requirement; link expires in 90 days
  • Email Match Required: The email on your PlayStation account must match the one on your card account
#175

Capital One Business Referral Bonuses: Up to 100,000 Points or $2,000

National Card Bonus

Targeted Capital One business cardholders can earn 100,000 points or $2,000 per referral—up to 500,000 points yearly. Huge, but watch for taxes.

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What to know

  • Offer Type: Targeted referral bonus for Capital One business cardholders
  • Referrer Bonus: 100,000 Capital One points (or $2,000 in some cases)
  • Annual Limit: 500,000 bonus points per year
  • New Member Bonus: Standard sign-up offer (not the referral bonus)
#176

Barclays 10X Points Offer: Adding an Authorized User Could Be Worth It

National Card Bonus

Targeted Barclays cardholders can earn 10X points on up to $500 in authorized user spend, max 5,000 bonus points. Add by 7/31/2026, spend through 9/30/2026.

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What to know

  • Bonus Rate: 10 points per $1 on authorized user purchases
  • Maximum Bonus Points: 5,000 points
  • Spending Cap for Bonus: $500 in eligible authorized user purchases
  • Add Authorized User By: July 31, 2026
#177

25,000 American Airlines Miles for Your Business? Read the Fine Print First

National Card Bonus

American Airlines offers 25,000 AAdvantage miles for new AAdvantage Business enrollments with code JOINA7, but you need 5 travelers and $5K annual spend to unlock the bonus.

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Expiration Expired Jul 31, 2026

What to know

  • Bonus Miles: 25,000 AAdvantage miles
  • Promo Code: JOINA7
  • Offer End Date: July 31, 2026 at 11:59 PM CDT
  • Minimum Active Travelers: 5
#178

Morgan Stanley Amex Platinum: 150,000 Points Are Back – But There's a Catch

Regional Card Bonus

The Morgan Stanley Amex Platinum is back with a 150,000-point welcome offer. You'll need an E*Trade or Morgan Stanley account, and the $12k spend requirement is steep. But the free authorized user perk makes it a standout.

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Annual Fee $895
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Expiration Expired Jul 09, 2026

What to know

  • Welcome Bonus: 150,000 Membership Rewards points
  • Minimum Spend: $12,000 in the first 6 months
  • Annual Fee: $895
  • Eligibility Requirement: Must be a Morgan Stanley or E*Trade customer
#179

How to Turn a $100 Software Credit into Real Profit with the U.S. Bank Triple Cash Card

National Card Bonus

The U.S. Bank Triple Cash card offers a $100 annual credit for recurring software subscriptions. With a cheap monthly plan, you can pocket real cash.

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What to know

  • Credit Amount: $100 statement credit per 12-month period
  • How to Earn: Make 11 consecutive months of eligible software subscription purchases directly with a software provider
  • Eligible MCC: 5734 – Computer Software Stores
  • No Minimum Charge: No minimum monthly spend required to trigger the credit
#180

Snag 150,000 Points with the Schwab or Morgan Stanley Platinum – Is It Worth the $895 Fee?

National Card Bonus

Earn 150,000 Membership Rewards points after $12k spend in 6 months on the Schwab or Morgan Stanley AmEx Platinum. $895 annual fee, but credits can offset it. Ends 7/8/26.

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Annual Fee $895
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Expiration Expired Jul 10, 2026

What to know

  • Welcome Bonus: 150,000 Membership Rewards points after $12,000 in purchases within the first 6 months
  • Annual Fee: $895 (not waived the first year)
  • Offer Expiration: July 8, 2026
  • Earning Rates: 5x on flights booked directly with airlines, 5x on prepaid hotels and flights via AmEx Travel, 1x on everything else
#181

Unlocking the $100 Gift Card Credit on Chase Sapphire Reserve for Business

National Card Bonus

The Chase Sapphire Reserve for Business offers a $100 annual credit for gift cards at reservebusiness.giftcards.com, split into two $50 periods. Here's how to make the most of it.

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What to know

  • Credit Amount: $100 annually (two $50 credits: Jan-Jun and Jul-Dec)
  • Where to Use: reservebusiness.giftcards.com
  • Credit Timing: Statement credit appears 6-8 weeks after purchase
  • Eligible Card: Chase Sapphire Reserve for Business
#182

Alaska Atmos Cards Are Back With Big Bonuses: Up to 100K Points

Regional Card Bonus

All three Alaska Atmos Rewards credit cards are offering elevated welcome bonuses again — up to 100,000 points plus a companion fare. Here's what you need to know before you apply.

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What to know

  • Atmos Rewards Summit Visa Infinite: 100,000 bonus points + 25,000 Global Companion Award after $6,000 spend in first 90 days. $395 annual fee.
  • Atmos Rewards Ascent Visa Signature: 85,000 bonus points + Companion Fare ($99 fare + taxes) after $4,500 spend in first 120 days. $95 annual fee.
  • Atmos Rewards Business Visa: 85,000 bonus points + Companion Fare ($99 fare + taxes) after $5,500 spend in first 90 days. $95 annual fee.
  • Summit Card Perks: 10,000 elite status points each anniversary, 2 lounge passes per quarter, $120 TSA PreCheck/Global Entry credit, free first checked bag, priority boarding, and...
#183

Score 10x Capital One Miles on Every Lyft Ride – Here's How to Stack It Even Higher

Regional Card Bonus

Get 10x Capital One miles on Lyft rides through a limited-time card-linked offer. Activate, pay with your Capital One card, and stack with Lyft partners for even more rewards.

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What to know

  • Offer: Earn 10x Capital One miles on Lyft rides paid with an eligible Capital One card
  • Activation: Required through Capital One Offers – check your account
  • Expiration: 7 days after activation
  • Eligibility: Must pay through the Lyft app with the same Capital One card used to activate the offer
#184

SoFi Smart Card: 5% Back on Groceries, But There's a Catch

National Card Bonus

SoFi's new Smart Card offers unlimited 5% back on groceries, but requires a $10/month SoFi Plus membership. Plus, it's a charge card, not a credit card.

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Annual Fee $0
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What to know

  • Card Type: Charge card (balance must be paid in full each month)
  • Rewards Rate: 5% cash back on eligible grocery store purchases
  • Annual Fee: $0, but requires SoFi Plus membership at $10/month
  • Effective Annual Cost: $120 (SoFi Plus membership fee)
#185

How to Score $250 Back on a Luxury Hilton Stay This Year

Regional Card Bonus

Targeted Amex Offer gives $250 back when you spend $1,250+ at Waldorf Astoria, Conrad, or LXR hotels in the US, Mexico, Anguilla, and French Polynesia through November 30, 2026.

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Expiration Expires Nov 30, 2026

What to know

  • Offer: Spend $1,250+ on room rate and charges at participating Waldorf Astoria, Conrad, or LXR hotels in the US and Latin America, get $250 back as a statement credit.
  • Expiration: November 30, 2026
  • Targeted: Yes – you must check your Amex Offers to see if it's available on your card.
  • Eligible Cards: Only U.S.-issued American Express Cards. Limit one enrolled card per Card Member across all Amex offer channels.
#186

Stack Your Chase Card Bonus with Extra Cash from Rakuten

National Card Bonus

Rakuten is offering $50-$100 cash back when you sign up for select Chase cards via their portal. Stack with the card's own bonus for a bigger haul.

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What to know

  • Offer Amounts: Chase Ink Unlimited: $100; Chase Freedom Unlimited: $50 (existing Chase customers) or $90 (new Chase customers); Chase Sapphire Preferred: $50 (as of original...
  • How to Get It: Apply for the eligible Chase card through the Rakuten portal to receive the bonus as cash back or Membership Rewards points.
  • Eligibility: Must be a new cardholder for the specific Chase card. Existing Chase customers may receive lower bonuses on some cards.
  • Bonus Form: Cash back via Rakuten (can be redeemed as a check or as Membership Rewards points if you have an Amex card linked).
#187

Snag 10,000 United Miles Just by Adding a Friend to Your Card

National Card Bonus

Targeted Chase United cardholders can earn 10,000 bonus miles (or up to 10,000 in two tiers) by adding an authorized user by June 30, 2026. No spending required.

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Expiration Expired Jun 30, 2026

What to know

  • Bonus Miles: 10,000 miles for adding one authorized user; tiered version offers 5,000 miles per user (up to 10,000 for two users)
  • Spend Requirement: None
  • Expiration Date: June 30, 2026
  • How to Access: Targeted email; no direct link available
#188

Delta Flyers with Amex Platinum or Centurion: Score $250 Back on $2,000 in Flights

National Card Bonus

Targeted Amex Platinum & Centurion cardholders can get a $250 statement credit when booking $2,000+ in Delta flights via Amex Travel by 8/31/26.

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Expiration Expires Aug 31, 2026

What to know

  • Offer: $250 statement credit
  • Minimum Spend: $2,000 in one or more qualifying purchases
  • Eligible Cards: Select American Express Platinum & Centurion cardholders (targeted)
  • Booking Channel: Amex Travel
#189

Delta Business Card Upgrade Offers: Up to 60,000 SkyMiles for Targeted Cardholders

Regional Card Bonus

Targeted Delta Business cardholders can earn up to 60,000 SkyMiles by upgrading to a higher-tier card. But beware: if you've never held these cards, the welcome offers are better.

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What to know

  • Offer 1: Upgrade Delta Business Platinum to Delta Business Reserve: Earn 60,000 SkyMiles after $12,000 spend in 6 months.
  • Offer 2: Upgrade Delta Business Gold to Delta Business Platinum: Earn 50,000 SkyMiles after $8,000 spend in 6 months.
  • Targeting: Offers are targeted; you must click the upgrade link and log in to your Amex account to see if you're eligible.
  • Redemption Value: Delta SkyMiles valued at ~1.3 cents each, making these offers worth roughly $600-$750.
#190

Chase Sapphire Reserve Cardholders Can Grab Marriott Gold Status Through Early 2028

National Card Bonus

Chase Sapphire Reserve and J.P. Morgan Reserve cardmembers can get 3 months of Marriott Gold Elite status, then extend it through February 2028 by staying just 3 paid nights.

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What to know

  • Offer Validity: Registration open July 1 – September 30, 2026
  • Eligible Cards: Chase Sapphire Reserve and J.P. Morgan Reserve
  • Status Duration: 3 months of Gold Elite status from registration date
  • Extension Requirement: 3 qualifying paid nights within the 3-month period
#191

Barclays Wants You to Add an Authorized User — But Is It Worth It?

National Card Bonus

Barclays offers targeted cardholders 10x points on authorized user spending, up to 2,500 points. Deadline: 7/31/2026. Not the best bonus they've offered.

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What to know

  • Offer Type: Authorized user bonus (targeted via email)
  • Bonus Structure: 10 additional points per $1 spent by the authorized user
  • Maximum Bonus: 2,500 points
  • Add Authorized User By: July 31, 2026
#192

Score an Extra $100 on the Citi Strata Premier via Rakuten

National Card Bonus

Get a $100 Rakuten bonus when you apply for the Citi Strata Premier card through their portal. Stack it with the 60,000-point welcome offer. Must earn cash back or Bilt points in Rakuten.

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Annual Fee $95
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What to know

  • Offer: $100 cash back via Rakuten when you apply for the Citi Strata Premier card through Rakuten's portal.
  • Card Welcome Offer: 60,000 bonus points after spending $4,000 in the first 3 months.
  • Annual Fee: $95
  • Rakuten Earning Preference: Bonus only shows if your Rakuten account is set to earn Cash Back or Bilt points (not Membership Rewards).