Northpointe Bank's 4.50% APY CD: A Short-Term Savings Powerhouse
Northpointe Bank offers a standout 4.50% APY on an 11-month CD, requiring a $25k minimum. A solid, FDIC-insured option for locking in a high rate for under a year.
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Northpointe Bank offers a standout 4.50% APY on an 11-month CD, requiring a $25k minimum. A solid, FDIC-insured option for locking in a high rate for under a year.
LendingClub Bank offers competitive CD rates, including a standout 4.10% APY for 8 months. Minimum deposit is $500, and your money is FDIC-insured. A good option if you can lock funds away.
Langley FCU offers a 12-month CD at 4.00% APY and a 24-month at 3.45% APY, with just a $500 minimum. Nationwide membership is easy. Learn the details and watch out for early withdrawal penalties.
Brilliant Bank offers competitive short-term CD rates, like 4.55% APY for 9 months. Weigh the pros of a low $1k minimum against the early withdrawal penalty and limited state availability.
Merchants Bank of Indiana offers a 5.39% APY Flex Index CD for 12, 24, or 36 months. Minimum $1,000. Rate tied to Prime minus 2.75%. FDIC insured. Nationwide availability.
Financial Partners Credit Union offers a standout 6.00% APY on an 8-month CD, plus 4.75% on 4 or 7-month terms. Nationwide membership is available. Here's what you need to know.
Credit Union of New Jersey offers a 7-month share certificate at 3.65% APY with a $500 min. It's open nationwide via membership, but watch the renewal terms and $500k max.
My Banking Direct offers a competitive 5.25% APY on a 5-month CD with a $2,500 minimum. A solid, short-term option for cash you know you won't need for a few months.
First Citizens Bank offers an 11-month CD at 5.00% APY with a $5,000 minimum. It's online-only and FDIC insured. Here's what to know before you lock in your cash.
Pima Federal Credit Union offers a straightforward 4.50% APY on CDs from 12 to 60 months with a low $250 minimum. Available nationwide with membership options.
HomeStreet Bank offers 5.00% APY on 4- and 7-month CDs, and 4.65% APY on 11- and 18-month terms. Available in CA, OR, WA, HI with a $500 minimum deposit. FDIC insured.
Jovia Financial Credit Union offers standout CD rates, including a 5.30% APY 15-month term. Open to anyone nationwide with a $100 minimum. Here's a detailed look at the offer and key considerations.