Westerra Credit Union offers a $100 bonus for opening a Smart Money Checking or Money Market Select account. No direct deposit required—just two deposits and ten transactions within 60 days. Colorado's Denver metro area only.
Bonus
$100
Annual Fee
Not listed
Monthly Fee
Not listed
Chase is offering up to $900 for new Total Checking customers who receive $2,500–$10,000 in direct deposits within 90 days. No minimum balance required, but the top tier demands a hefty paycheck.
Bonus
$900
Annual Fee
Not listed
Monthly Fee
$15
Community State Bank in Iowa is offering a $400 bonus (or a luxury gift) for new checking customers who open an account by Dec 31, 2026 and complete simple requirements within 90 days.
Bonus
$400
Annual Fee
Not listed
Monthly Fee
Not listed
Stark Federal Credit Union offers up to $500 in bonuses: $400 for a new checking account (no direct deposit needed) and $100 for a $2,500 savings deposit. Offer ends 11/30/26 for Ohio residents in select counties.
Bonus
$500
Annual Fee
Not listed
Monthly Fee
Not listed
Cobalt Credit Union offers up to $400 for new checking customers in Iowa and Nebraska. Use promo code COBALT400, set up direct deposit, and make 6 debit purchases. Offer ends 12/31/2026.
Bonus
$400
Annual Fee
Not listed
Monthly Fee
Not listed
CCU Florida brings back its $500 checking bonus for new members in select counties. Requires $2,500+ in monthly direct deposits for 90 days. Hard pull and no known EATF.
Bonus
$500
Annual Fee
Not listed
Monthly Fee
Not listed
USE Federal Credit Union offers $100 for opening a new checking account, with no monthly fees. But details on direct deposit and application process are scarce, so proceed with caution.
Bonus
$100
Annual Fee
Not listed
Monthly Fee
Not listed
OceanFirst Bank offers up to $2,050 for new business checking accounts in NJ, NY, and PA. Earn $50 for opening, plus $200 or $2,000 based on your 3-month average balance. No monthly fees if you meet balance requirements.
Bonus
$2,050
Annual Fee
Not listed
Monthly Fee
$15
CFSB offers $100 for new Community Classic Checking accounts opened Oct 1–Nov 1, 2026. Complete 25 debit card purchases by Nov 30. No direct deposit needed. Available in KY, TN, IL, IN, MO.
Bonus
$100
Annual Fee
Not listed
Monthly Fee
$0
Targeted Citi AAdvantage Business cardholders can earn Loyalty Points on authorized user spend, matching what the AU earns. Extended through Dec 31, 2028.
Bonus
Not listed
Annual Fee
Not listed
Monthly Fee
Not listed
Chase emailed some business checking customers a $30 bonus for creating 5 invoices. It's targeted and YMMV, but the invoices likely don't need to be paid.
Bonus
$1,500
Annual Fee
Not listed
Monthly Fee
Not listed
Revolut soft-launched a credit card with 0% APR on purchases for six months and 10% back on purchases for three months, capped at $150. Issued by Cross River Bank.
Bonus
$150
Annual Fee
Not listed
Monthly Fee
Not listed
Foothill Credit Union offers $200 for new checking accounts with $2,000+ in direct deposits within 90 days. California membership required, but a loophole may help.
Bonus
$200
Annual Fee
Not listed
Monthly Fee
Not listed
TruMark Financial offers up to $500 in rewards points for new Momentum Checking and High Yield Savings accounts. Requires $1,000 in direct deposits and $15,000 savings balance. PA residents only.
Bonus
$500
Annual Fee
Not listed
Monthly Fee
$10
Pima Federal Credit Union is offering $275 for new CareFREE Plus checking accounts. You'll need $1,000 in direct deposits and 20 debit card purchases within 60 days. Offer ends 12/31/26.
Bonus
$275
Annual Fee
Not listed
Monthly Fee
Not listed
Texas Trust Credit Union offers up to $500 for new Bonus Checking accounts in select Texas counties. Requires large direct deposits, 20+ debit purchases, and a 180-day commitment. Monthly fees and a hard pull may eat into the bonus.
Bonus
$500
Annual Fee
Not listed
Monthly Fee
$10
Some Capital One business cardholders can get $200 off when spending $500+ on Capital One Travel by Dec 31, 2026. Targeted offer—check your account.
Bonus
Not listed
Annual Fee
Not listed
Monthly Fee
Not listed
AmEx Offers brings back an ITA Airways deal: spend $1,000 online, get a $175 statement credit. Valid until November 30, 2024. Check your card for this offer.
Bonus
$225
Annual Fee
Not listed
Monthly Fee
Not listed
Sharonview FCU offers $200 total ($100 each) for referrals when the new member opens a checking account, receives $1,000+ in direct deposits, and makes 15 debit card purchases within 60 days. Requires hard pull.
Bonus
$100
Annual Fee
Not listed
Monthly Fee
Not listed
Chase offers up to $1,500 for new business checking customers who deposit $2,000–$100,000 and complete 5 transactions. No direct deposit required.
Bonus
$1,500
Annual Fee
Not listed
Monthly Fee
$15
Some Citi cardholders can get $50 off a $300+ IHG booking through Citi Travel if they book by Oct 22, 2026. It's targeted, so check your Citi Travel homepage.
Bonus
Not listed
Annual Fee
Not listed
Monthly Fee
Not listed
Happen Bank is offering a targeted $200 bonus for new LevelUp Checking customers who open by Oct 31, 2026 and receive two $500+ direct deposits by Dec 31, 2026. Invitation only.
Bonus
$200
Annual Fee
Not listed
Monthly Fee
Not listed
Bank of America is offering up to $500 for new checking customers who receive qualifying direct deposits within 90 days. The more you deposit, the bigger the bonus.
Bonus
$500
Annual Fee
Not listed
Monthly Fee
$12
Robinhood, SoFi, and Public are each offering a 3% ACATS transfer bonus for assets moved out of Webull. Deadlines fall between Oct 15–26, 2026, and each deal has different caps and holding rules.
Bonus
Not listed
Annual Fee
Not listed
Monthly Fee
Not listed