American Express offers a high-yield savings account with a competitive rate, no monthly fees, and no minimum balance. It's FDIC insured and features robust transfer capabilities.
Bonus
Not listed
Annual Fee
Not listed
Monthly Fee
$0
The Citi AAdvantage Globe Mastercard offers 90k bonus miles after $5k spend in 4 months, plus lounge passes & travel credits for a $350 annual fee. Great for frequent American Airlines flyers.
Bonus
$350
Annual Fee
$350
Monthly Fee
Not listed
Open an eLife Checking or Kasasa Cash Back account, deposit $1,500+ via ACH within a month, and get $100. Offer ends 12/31/25. Available in HI.
Bonus
Not listed
Annual Fee
Not listed
Monthly Fee
Not listed
Colorado residents can earn a $350 bonus by opening a new Elevations Credit Union checking account, setting up direct deposit, and enrolling in online banking. Offer ends January 1, 2026.
Bonus
$350
Annual Fee
Not listed
Monthly Fee
Not listed
OceanFirst Bank offers a $300 or $500 bonus for opening a new checking account with direct deposit. Must be a new customer in NJ, NY, or PA. Offer ends 12/5/25.
Bonus
$500
Annual Fee
Not listed
Monthly Fee
Not listed
Open a PyraMax Bank Simply Cash Back Checking account, use promo code BONUS300, set up $300+ in direct deposits for 2 months, and earn $300. Offer ends 12/31/25. WI residents only.
Bonus
$300
Annual Fee
Not listed
Monthly Fee
$0
Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,000 in 90 days. Offer ends soon.
Bonus
Not listed
Annual Fee
$395
Monthly Fee
Not listed
Idaho residents can earn a $100 bonus by opening a Kasasa Checking account, making 12 debit card purchases, and spending $120 within two statement cycles. No monthly fees, but be aware of a potential hard credit pull.
Bonus
$100
Annual Fee
Not listed
Monthly Fee
Not listed
Arizona business owners can earn $500 by opening a new Vantage West business checking account and meeting deposit/transaction requirements. Offer ends October 31, 2025.
Bonus
$500
Annual Fee
Not listed
Monthly Fee
Not listed
Massachusetts residents can earn a $250 bonus from Middlesex Savings Bank by opening a checking account and making 8 debit card purchases. No direct deposit needed. Offer ends 10/31/25.
Bonus
$250
Annual Fee
Not listed
Monthly Fee
$0
Get $100 when you set up direct deposit of $200+ with Chime. No monthly fees, early paycheck access, and a referral program that pays up to $1,000/year.
Bonus
$1,000
Annual Fee
Not listed
Monthly Fee
$0
South Central Bank offers a $200 bonus for opening a new checking account in Franklin, KY. Requires $2,000 in qualifying direct deposits within 90 days. Offer ends October 31, 2025.
Bonus
$200
Annual Fee
Not listed
Monthly Fee
$3
The Rakuten American Express Card offers a $100 bonus after spending $1,000 in 90 days. Earn up to 10% cash back by stacking rewards, with no annual fee. A solid pick for frequent Rakuten shoppers.
Bonus
$100
Annual Fee
$0
Monthly Fee
Not listed
Earn $600 total by opening a checking and savings account with First Interstate Bank. Meet deposit and direct deposit requirements by Nov 21, 2025. Available in 11 states.
Bonus
$600
Annual Fee
Not listed
Monthly Fee
$5
Earn $300 by opening a Star Rewards Checking account with Town & Country Credit Union. Meet simple requirements by 11/30/25. A solid, no-fee offer for eligible residents.
Bonus
$300
Annual Fee
Not listed
Monthly Fee
Not listed
Targeted offer: earn $300 or $700 by opening a new Commerce Bank checking account with promo code Oct25NewBonus. Must be invited via mail/email. Expires 12/2/25.
Bonus
$700
Annual Fee
Not listed
Monthly Fee
$12
Earn a $300 checking bonus and up to $360 in streaming credits from Berkshire Bank. Must be a new customer in CT, MA, NY, TN, or VT. Offer ends 12/31/25.
Bonus
$300
Annual Fee
Not listed
Monthly Fee
Not listed
Iowa residents can earn a $400 bonus by opening a Maxx Checking account and meeting transaction requirements. The offer requires a recurring ACH transfer, not traditional direct deposit.
Bonus
$400
Annual Fee
Not listed
Monthly Fee
$5
Barclays offers a $200 bonus and competitive rates on its Tiered Savings account if you deposit $30k and maintain it for 120 days. Offer ends 3/31/2026.
Bonus
$200
Annual Fee
Not listed
Monthly Fee
Not listed
Open a Premier or Bulldog Checking account, meet direct deposit and debit card spend requirements, and earn a $250 bonus. Offer valid for NC and SC residents only.
Bonus
$250
Annual Fee
Not listed
Monthly Fee
$5
A $200 bonus for opening a checking account in Mississippi. Requires 60 debit purchases and $1k in direct deposits over three months. Offer ends 10/31/25.
Bonus
$200
Annual Fee
Not listed
Monthly Fee
$4
Open a Free Checking for Life account with Embassy Bank, deposit $500, and set up $2,000 in direct deposits within 90 days to earn a $150 bonus. Limited-time offer for PA residents.
Bonus
$150
Annual Fee
Not listed
Monthly Fee
Not listed
Arizona residents can earn $300 for opening a new checking account with Pinnacle Bank. Requires a $100 deposit, setting up direct deposit, and using a specific offer code. Offer ends January 31, 2026.
Bonus
$300
Annual Fee
Not listed
Monthly Fee
Not listed
Bank of Colorado offers a $300 bonus for opening a new checking account with direct deposit. Available in AZ and CO until Jan 31, 2026. Watch for the $5 monthly fee and 90-day hold period.
Bonus
$300
Annual Fee
Not listed
Monthly Fee
Not listed