Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Aug 24, 2026

Showing 879 of 879 in this guide (1264 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#241

Snag a $200 Bonus from Premier Bank: A Simple Checking Deal for the Midwest

National Bank Bonus

Premier Bank offers a $200 bonus for opening a Simple Checking account. Requires 20 debit card purchases and $1,000 in direct deposits within 60 days. Available in OH, MI, IN, PA. Offer ends 12/31/24.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 12, 2026

What to know

  • Bonus Amount: $200
  • Account Required: Simple Checking Account
  • Key Requirements: 20 debit card purchases AND $1,000+ in direct deposits within 60 days of opening
  • Availability: Residents of Ohio, southeast Michigan, northeast Indiana, and western Pennsylvania
#242

First South Financial's $200 Checking Bonus: A Solid Offer, But Mind the Fine Print

National Bank Bonus

First South Financial offers a $200 bonus for opening a checking account with a $50 deposit and setting up a qualifying monthly direct deposit. The offer has specific deadlines and requirements.

Bonus $200
Annual Fee Not listed
Monthly Fee $12
Expiration Expired Mar 12, 2026

What to know

  • Bonus Amount: $200
  • Account Type: Checking Account (Anywhere Checking)
  • Availability: Tennessee (must be eligible for membership)
  • Minimum Deposit to Open: $50
#243

Step's $200 Direct Deposit Bonus: A Straightforward Deal for a Fee-Free Account

National Bank Bonus

Open a new Step account and get a direct deposit to earn up to $200. The bonus amount depends on your deposit size, and you must also make $20 in card purchases. Account must be opened by Sept 30, 2024.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Sep 30, 2024

What to know

  • Maximum Bonus: $200
  • Account Type: Step Checking Account & Visa Card
  • Direct Deposit Required: Yes, a single deposit within 30 days of opening
  • Bonus Tiers: $100 for deposits of $150-$499; $200 for deposits of $500+
#244

Snag a $200 Bonus on an Alliant CD Through Rakuten

National Bank Bonus

Open a new Alliant Credit Union CD with at least $1,000 via Rakuten to earn a $200 cash back bonus. The account must stay open for 60 days. A solid way to boost your CD's effective yield.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $200 cash back
  • Required Deposit: Minimum $1,000 into a new Alliant CD
  • Account Requirement: Must be a new Alliant Credit Union customer
  • Holding Period: Account must remain open for at least 60 days
#245

Wescom Credit Union's Refer-a-Friend Deal: Earn Up to $200 (and Maybe Theme Park Passes)

National Bank Bonus

Wescom Credit Union's referral program pays you and a friend up to $200 each for opening a checking account. Must be in Southern California and use promo code RAF by 12/31/24.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 17, 2026

What to know

  • Maximum Bonus Per Person: $200
  • Offer End Date: December 31, 2024
  • Required Promo Code: RAF
  • Minimum Deposit to Open: $100
#246

Northwest Bank Checking Bonuses: Up to $500 for Targeted Offers, Plus a Referral Program

National Bank Bonus

Earn up to $500 with a targeted Northwest Bank checking bonus, or get $200 for you and $50 for a friend via referral. No monthly fees on basic accounts. Must be in MD, NY, OH, or PA.

Bonus $200
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $250 (Affinity Checking) or $500 (Affinity Premier Checking) for targeted offers; $200 for referred friends, $50 for referrer
  • Account Type: Personal checking (Affinity, Affinity Plus, or Affinity Premier)
  • Availability: MD, NY, OH, PA
  • Direct Deposit Requirement: $500+ (Affinity) or $2,000+ (Affinity Premier) within a single statement cycle in first 3 cycles
#247

Snag a $200 Bonus from UKFCU: A Kentucky-Exclusive Checking Deal

National Bank Bonus

Kentucky residents can earn a $200 bonus by opening a new UKFCU checking account and setting up qualifying direct deposits by December 31, 2024.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 18, 2026

What to know

  • Bonus Amount: $200
  • Offer Deadline: December 31, 2024
  • Key Requirement: Three direct deposits totaling $3,000+ within 95 days of opening
  • Eligibility: New checking account customers only; no account in past 12 months
#248

A Kansas-Exclusive Banking Deal: $100 Amazon Gift Card & $200 Referral Bonus

National Bank Bonus

Credit Union of America offers a $100 Amazon gift card for opening a checking account and a $200 referral bonus. Both offers are exclusive to their Manhattan, KS branch and end August 30, 2024.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Aug 30, 2024

What to know

  • Primary Offer: $100 Amazon Gift Card for opening a Core Checking Account
  • Secondary Offer: $200 Referral Bonus for you and a friend
  • Account Type: Core Checking Account (first-time members only)
  • Offer Expiry: August 30, 2024
#249

Freedom Federal Credit Union's Cash Bonuses: $200, $100, and $50 Offers Explained

National Bank Bonus

Freedom Federal Credit Union has multiple cash bonuses for Maryland residents: $200 for checking/business accounts, $100 for personal checking, and $50 referral bonuses. All require membership eligibility.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus Amount: $200
  • Other Available Bonuses: $100 personal checking, $50 referral
  • Eligibility Area: Must live, work, worship, attend school, volunteer, or have family in Baltimore City, Baltimore, Carroll, or Harford County
  • Account Funding Requirement (for $200 offer): $100 deposit within 90 days of opening
#250

Fairwinds Credit Union $175 Referral Bonus: A Simple Way to Earn Cash

National Bank Bonus

Earn $175 by opening a Fairwinds checking account with a $1,000 direct deposit. Refer friends to earn up to $750 more. Offer ends 12/31/25.

Bonus $175
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2025

What to know

  • Bonus Amount: $175
  • Account Type: Preferred or Signature Checking
  • Direct Deposit Requirement: $1,000+ within 60 days
  • Minimum Opening Deposit: $25
#251

Fairwinds Credit Union: Earn $175 for You and $75 for Each Friend You Refer

National Bank Bonus

Earn $175 when you open a Fairwinds checking account with $1K+ in direct deposits, then get $75 per referral (up to 10). Nationwide. Ends 12/31/25.

Bonus $175
Annual Fee Not listed
Monthly Fee $10
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $175 for new account + $75 per referral
  • Account Type: Preferred or Signature Checking
  • Availability: Nationwide (branches in Florida)
  • Direct Deposit Requirement: $1,000+ within 60 days
#252

Salal Credit Union $150 Checking Bonus: No Direct Deposit Needed, Just 30 Swipes

National Bank Bonus

Earn $150 from Salal Credit Union with no direct deposit required. Just open a checking account, deposit $25, and make 30 debit card purchases within 90 days. Must live in King County, WA.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Dec 31, 2025

What to know

  • Bonus Amount: $150
  • Direct Deposit Required: No
  • Minimum Opening Deposit: $25
  • Debit Card Transactions Required: 30 within 90 days
#253

Navigator Credit Union $150 Checking Bonus: Easy Cash for Gulf Coast Residents

National Bank Bonus

Earn $150 from Navigator Credit Union with a new free checking account. Meet $500 in direct deposits and 12 debit card purchases within 60 days. Offer ends Aug 31, 2026.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Expires Aug 31, 2026

What to know

  • Bonus Amount: $150
  • Direct Deposit Requirement: $500+ within 60 days
  • Debit Card Purchases: 12 within 60 days
  • Offer Period: June 1, 2026 – August 31, 2026
#254

Amex Offer Alert: $30 Back on $150+ Priceline Hotel Bookings

National Bank Bonus

Targeted Amex Offer: get $30 back on $150+ prepaid Priceline hotel bookings by 8/13/26. Check your cards & stack with portals.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Aug 13, 2026

What to know

  • Offer: $30 statement credit on $150+ purchase
  • Merchant: Priceline.com (US site, USD only)
  • Valid for: Prepaid lodging bookings only
  • Expiration: August 13, 2026
#255

Send a $500 Gift Card to a Friend, Get $150 Back for Yourself – But Act Fast

National Bank Bonus

PerfectGift offers a $150 bonus when you send a $500+ PerfectGift+ card to a friend. Limited-time promo runs 5/25–7/4/2026. Must be a gift, not self-purchase.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Offer: Send $500+ PerfectGift+ gift card to a friend, get $150 PerfectGift+ digital card for yourself
  • Promo Code: 250SMILES
  • Valid Dates: May 25, 2026 – July 4, 2026
  • Minimum Spend: $500
#256

Lafayette Federal Credit Union Offers Up to $150 in Checking Bonuses – Here's How to Score Yours

National Bank Bonus

Earn up to $150 with a new Lafayette Federal checking account: $50 upfront plus $100 after setting up a $500 monthly direct deposit. Offer valid through 12/31/26 for DC, MD, VA residents.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: $150 total ($50 at account opening + $100 within 90 days)
  • Account Type: Checking Account
  • Availability: DC, MD, VA
  • Direct Deposit Requirement: Yes – at least $500 per month
#257

Varo's $150 Referral Bonus: A Friend-Only Deal with Big Rewards

National Bank Bonus

Varo Bank offers a $150 bonus for new accounts opened via a personal referral, requiring a $500+ direct deposit within 45 days. No monthly fees, but you must get the invite from someone you know.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Key Requirement: Open account using a personal referral link sent to your email
  • Direct Deposit Needed: $500 or more within first 45 days of account opening
  • Monthly Fees: $0
#258

Seattle Credit Union's $150 Checking Bonus: A Simple Path to Extra Cash

National Bank Bonus

Seattle Credit Union offers a $150 bonus for opening a checking account. Meet 2 of 3 easy requirements within 90 days. Washington residents only. Bonus is taxable.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Account Type: Any Seattle Credit Union checking account
  • Availability: Washington state residents only
  • Key Requirement: Meet 2 out of 3 conditions within 90 days
#259

Summit Federal Credit Union's $150 Checking Bonus: A Solid Deal for New Yorkers

National Bank Bonus

Summit Federal Credit Union offers a $150 bonus for opening a checking account and making 50 debit purchases by May 31, 2026. Must be eligible to join and apply by March 31, 2026.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $150
  • Account Required: New Checking Account & Summit Visa Debit Card
  • Key Deadline to Apply: March 31, 2026
  • Spending Requirement Deadline: Complete 50 point-of-sale transactions by May 31, 2026
#260

Proponent FCU's $150 Referral Bonus: Get Paid to Bring a Friend

National Bank Bonus

Proponent Federal Credit Union offers a $150 bonus to both referrer and new member when you refer someone who opens accounts. Must use promo code Refer2026 by March 31, 2026. Eligibility limited to certain employer groups in NJ/NC.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $150 for the referring member AND $150 for the new member
  • Promo Code: Refer2026 (Required)
  • Offer End Date: March 31, 2026
  • Eligible States: New Jersey and North Carolina
#261

MSUFCU's $150 Illinois Checking Bonus: A Grand Opening Deal Worth Checking Out

National Bank Bonus

Illinois residents can snag a $150 bonus for opening a new MSUFCU checking account by Dec 31, 2025. Requires direct deposit and has geographic restrictions.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $150
  • Offer Expires: December 31, 2025
  • Eligibility: Permanent Illinois residents only
  • Account Required: Any MSUFCU checking account
#262

First Flight Federal Credit Union's $150 Checking Bonus: A Two-Part Deal for North Carolina Residents

National Bank Bonus

First Flight FCU offers up to $150 for opening a checking account. Get $50 upfront, then earn another $100 with a small direct deposit. Must be in NC, offer ends 11/30/25.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 23, 2026

What to know

  • Total Bonus Amount: $150
  • Offer Expiry: November 30, 2025
  • Geographic Availability: North Carolina (must be eligible for First Flight FCU membership)
  • Required Account: New First Flight Checking account and a new Share (savings) account
#263

A $150 Bonus for Students in New Jersey: Is Sturdy Savings Bank's Offer Right for You?

National Bank Bonus

Sturdy Savings Bank offers a $150 bonus for students (ages 14-25) in NJ who open a checking account, make 6 debit purchases, and enroll in online banking by Aug 31, 2025.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 27, 2026

What to know

  • Bonus Amount: $150
  • Account Type: Student Checking Account
  • Eligibility Age: 14 to 25 years old
  • Availability: New Jersey residents only
#264

Double Your Impact: United Heritage Credit Union’s $150 Checking Bonus Also Supports Literacy

National Bank Bonus

Open a Freedom Checking account online, complete 20 debit purchases and two $500+ direct deposits in 90 days, and earn a $150 bonus. UHCU also donates $150 to BookSpring. Texas residents only.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Account Type: Freedom Checking
  • Availability: Texas residents only
  • Direct Deposit Requirement: Two direct deposits of $500+ each

Regional & Local Offers

Regional/local offers start on page 20.