Colorado residents can earn a $200 bonus by opening a No Strings Checking account with promo code ROCKON. No direct deposit needed—just deposit $100 and activate your debit card within 30 days. Offer ends 12/31/26.
Bonus$200
Annual FeeNot listed
Monthly Fee$0
ExpirationExpires Dec 31, 2026
What to know
Bonus Amount: $200
Account Type: No Strings Checking
Promo Code: ROCKON
Availability: Colorado (specific counties and military personnel)
Open a Superior Credit Union checking account with code EGGS26, set up direct deposit of $1,000+/month and e-statements to earn a $200 bonus. Limited time.
A $200 bonus for opening a checking account with 1st Advantage FCU, but it's geographically limited and requires a direct deposit and debit card spend. Here's what you need to know.
Bonus$200
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $200
Promo Code: CHECKING200
Key Requirements: Set up a recurring direct deposit, sign up for eStatements, and make a $200+ purchase with the debit card within 60 days.
Prestige Community Credit Union offers a $200 bonus for opening a Payback Checking account with promo code CKDFF. Requires monthly direct deposits and debit card use. Texas residents only. Offer ends March 20, 2026.
Get $200 cash back via Rakuten for opening a new Alliant Credit Union checking account and setting up a $500 direct deposit. Must also open a $1,000 certificate.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Cash Back Amount: $200
Issuer: Rakuten (not Alliant Credit Union)
Required Action: Open a new Alliant Checking account via the Rakuten link, then complete a $500+ direct deposit within 30 days.
Additional Requirement: Must also fund a new Alliant Certificate (CD) with a minimum deposit of $1,000.
Georgia's Own Credit Union offers a $200 bonus for opening a new All Access Checking account. Requires promo code, direct deposits, and debit card transactions. Must be a Georgia resident. Offer ends October 31, 2025.
Bonus$200
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $200
Offer Expires: October 31, 2025
Required Account: All Access Checking
Promo Code: WELCOME (must be used during application)
Earn up to $200 in rewards points by opening a Hanmi personal checking account. Requires maintaining a $3k balance, using your debit card, and signing up for eStatements. Offer ends 12/31/26.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Dec 31, 2026
What to know
Maximum Bonus Value: $200 (20,000 points)
Offer Expiry: December 31, 2026
Eligible States: California, Illinois, New Jersey, New York, Texas, Virginia
Account Requirement: New personal checking account (no existing account in past 60 days)
Washington Trust offers a $200 bonus for opening a new personal checking account with two qualifying direct deposits. Available in RI and CT. Requires promo code Free200.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $200
Account Type: New Personal Checking Account
Promo Code Required: Free200
Key Requirement: Two qualifying direct deposits within 90 days of opening
OMNI Community Credit Union offers a $200 bonus for referring friends who open a checking account. Both you and your referral get paid. Michigan residents only. Ends 12/31/25.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $200 for both the referrer and the new member
Offer Type: Referral Bonus
Eligible Account: Qualifying Checking Account (Digital Membership)
Availability: Michigan residents only (some Indiana counties may also qualify)
First Commonwealth Bank offers a $200 bonus for a new checking account. No direct deposit needed—just 10 debit card purchases within 60 days. Must be in PA, OH, IN, KY, or WV. Offer ends 12/31/25.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2025
What to know
Bonus Amount: $200
Account Type: Personal Checking Account
Key Requirement: Make 10+ qualifying debit card purchases within 60 days of opening
Christian Community Credit Union offers a $200 bonus for opening checking and savings accounts. Requires direct deposit and e-statements. Nationwide eligibility for new members. Offer ends 12/31/25.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $200
Required Accounts: New Harvest Checking and new Harvest Savings
Savings Balance Requirement: $5,000 or more within 30 days of opening
Direct Deposit Requirement: Yes, for checking account
Indiana Members Credit Union offers a $200 bonus for opening a checking account with direct deposit. Must receive two payroll deposits of at least $400 each and keep account open one year. Offer expires July 31, 2026.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 31, 2026
What to know
Bonus Amount: $200
Account Type: Regular or Preferred Checking Account
Barclays offers a $200 bonus and competitive rates on its Tiered Savings account if you deposit $30k and maintain it for 120 days. Offer ends 3/31/2026.
A $200 bonus for opening a checking account in Mississippi. Requires 60 debit purchases and $1k in direct deposits over three months. Offer ends 10/31/25.
Earn $600 with a new checking account (code YES600) or up to $200 for a youth savings account (code YOUTH). Offers end soon—check eligibility in AL/TN.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 09, 2026
What to know
Offer 1: $600 Checking Bonus: Open a new personal checking account using code YES600, log into online banking, and make 10 debit card purchases within 60 days. Bonus typically deposited wit...
Offer 2: $200 Youth Savings Bonus: Open a youth savings account (ages 0-17) using code YOUTH by October 11, 2025. Redstone matches the average daily balance over 30 days, up to $200. Bonus depos...
Eligibility: Membership open to military/civilian personnel at Redstone Arsenal, employees of Madison County (AL), National Guard in certain AL/TN counties, and members of...
Key Requirements: Primary savings and checking must be opened on same day. $25 minimum deposit for checking, $5 for youth savings. Monthly fees may apply but can be waived. Soft...
Laurel Road offers a tiered bonus up to $200 for new High Yield Savings accounts. Deposit at least $1 within 20 days, then maintain a qualifying balance by day 90. Offer ends January 21, 2026.
Public Employees Credit Union (PECU) in Texas offers a $200 bonus for new members who open checking & savings accounts and complete simple debit card transactions. Must be eligible for membership.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: $200
Offer Expiry: Limited time, no specific end date given
Geographic Availability: Texas only; must meet membership eligibility
Key Requirement: 5 signature-based debit card purchases of $10+ each within 60 days
Utah teens can earn up to $200 by opening a Cyprus Credit Union Learn & Earn account, completing financial literacy modules, and setting up direct deposit. No monthly fees, high-yield savings, and a debit card included.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 07, 2026
What to know
Bonus Amount: Up to $200 total: $50 for opening a new checking account, $100 for completing three Learn & Earn modules, and $50 for setting up direct deposit after getting a...
Account Type: Teen Checking (Learn & Earn Checking and Savings)
Availability: Utah residents (membership open through a one-time $5 fee to the Community Recreation Association or other eligibility groups)
Direct Deposit Required: Only for the $50 job-related bonus; no direct deposit needed for the $50 opening bonus or $100 education bonus.
1st Advantage FCU offers a $200 bonus for opening a checking account. Requires direct deposit, $200 debit spend, and eStatements. Must live, work, or attend school in select VA/NC counties. Bonus posts in 60-90 days.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $200
Eligible States: Virginia and North Carolina (select counties)
Eligible Account Types: Premier Checking, Preferred Checking, or Free Advantage Checking
Key Requirements: Sign up for eStatements, set up one recurring direct deposit, and make at least $200 in purchases with the account's debit card within 60 days of opening.
Oregon State Credit Union offers a $200 bonus for opening a new checking account and setting up qualifying direct deposits. Must be an Oregon or Washington resident. Offer ends August 30, 2025.
Bonus$200
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired Aug 30, 2025
What to know
Bonus Amount: $200
Account Type: New Checking Account
Availability: Residents of eligible Oregon counties or Washington state
Direct Deposit Requirement: Set up a recurring monthly direct deposit of at least $500 within 60 days of opening
Earn $200 in debit rewards by opening a Cash Back Checking account at a Michigan branch. Meet four simple steps in 90 days: direct deposit, digital banking, active card, and keep account open.
Expedition Credit Union offers a $200 bonus for opening a new checking account with direct deposit requirements. Available nationwide through a $5 membership. Must keep account open 6 months.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Mar 10, 2026
What to know
Bonus Amount: $200
Offer Expiry: December 31, 2025
Account Requirement: New Rewards Checking Account (Cash Back or High Yield)
Direct Deposit Requirement: Two automatic deposits from payroll, pension, Social Security, or other government payments, totaling $600+ within 90 days of opening