Washington residents can earn $100 by opening a Solarity Bonus Savings account, linking it to checking, and making 20 debit purchases in 60 days. No monthly fees.
Bonus$100
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Bonus Amount: $100
Required Account: New Bonus Savings account
Key Requirement: 20+ debit card purchases from linked checking account within 60 days of opening
First Heritage FCU offers a $100 bonus for opening an APEX Rewards Checking account. Requires one direct deposit, 12 debit card purchases, and e-statements within 60 days. Limited to eligible residents in parts of Pennsylvania and New York.
Bonus$100
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Bonus Amount: $100
Account Type: APEX Rewards Checking Account
Availability: Eligible residents in specific counties of Pennsylvania (Bradford, Lycoming, Potter, Tioga) and New York (Allegany, Chemung, Livingston, Schuyler, Steuben, Tio...
Key Requirements: Complete within 60 days of opening: 1 direct deposit, 12 debit card purchases (non-ATM), and enroll in e-statements.
iQ Credit Union's referral program pays $100 to both you and a friend when they open a new account. No direct deposit needed, but they must open three accounts and meet requirements within 60 days. Limited to WA/OR residents.
Bonus$100
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Bonus Amount: $100 for the referring member AND $100 for the new member
Availability: Must live, work, or attend school in Washington state, or live/work in Oregon (via Pacific Foundation for Blind Children membership)
Key Requirement for New Member: Open a Savings, Checking, and Easy Saver account; get/maintain a debit card; enroll in e-Statements
Minimum Deposit: $5 into the new Savings account at opening
Bank of Hope offers a $100 bonus for students who open a Simply Checking account and make 10+ debit purchases in 60 days. No monthly fees, no direct deposit needed. Limited to 8 states.
Bonus$100
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: $100
Account Type: Bank Simply Checking (with College Banking benefits)
Key Requirement: Make 10 or more debit card purchases within the first 60 days
Colorado residents can earn $100 by opening a Bellco checking account and setting up two qualifying direct deposits within 90 days. No monthly fees, but check eligibility first.
Bonus$100
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Bonus Amount: $100
Account Type: Qualifying Checking Account
Key Requirement: Two qualifying direct deposits within 90 days of opening
Virginia residents can earn a $100 bonus by opening a new Langley checking account online, registering for digital banking, and making $50 in debit card purchases within 45 days. No direct deposit required.
Colorado families: Minnequa Works Credit Union offers a $100 bonus for kids under 18 who save $100 in a new YSave account. No direct deposit needed. A great way to kickstart a savings habit.
Bonus$100
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Bonus Amount: $100
Account Type: YSave Youth Savings Account
Eligibility Age: Primary member must be under 18 years old
Open a new checking account by Dec 31, 2024, set up a direct deposit by Feb 1, 2025, and get a $100 gift card to a local Rock Island business. Illinois residents only.
Bonus$100
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ExpirationExpired Dec 31, 2024
What to know
Bonus Amount: $100 Gift Card
Account Type: New Checking Account
Availability: Illinois residents only
Account Open Deadline: Must be opened between December 1, 2024, and December 31, 2024
Colorado residents can snag a $100 bonus from Westerra Credit Union by opening a new checking/savings combo before Dec 31, 2024. No direct deposit needed, but watch for potential hard credit pulls.
Wisconsin residents: Refer a friend to open a Madison CU checking account with direct deposit, and you both get cash. You earn $50, they get $100. Limited-time offer.
Bonus$100
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Your Bonus (Referrer): $50 per successful referral
Friend's Bonus (New Member): $100 welcome bonus
Offer Period: September 1, 2024 – October 31, 2024
Key Requirement: New member must set up direct deposit, a debit card, and eStatements
Fifth District Savings Bank offers a $100 bonus for teens (15-19) in Louisiana who open a Totally Free Checking account, make a $50 deposit, and complete a few simple digital tasks within 60 days.
Iowa educators can get a $100 bonus, waived fees, loan discounts, and free classroom supplies through Corda's ClassAct program. Must set up $500 monthly school direct deposit.
Bonus$100
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Offer Name: ClassAct by Corda Credit Union
Cash Bonus: $100
Key Requirement: $500 monthly direct deposit from a school/learning center
Bonus Payout Timeline: Within 60 days of meeting requirements
TD Bank offers students $100 for opening a checking account and making 15 debit purchases in 60 days. No monthly fee for ages 17-23. Read the fine print before applying.
Bonus$100
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Monthly Fee$0
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What to know
Bonus Amount: $100
Account Type: TD Complete Checking
Key Requirement: Make 15 qualifying debit card purchases within 60 days of opening
Bonus Payout Timeline: On or before 180 days after account opening
Westfield Bank offers Ohio residents a $100 bonus for opening a new checking account with a $250 deposit. No traditional direct deposit is required, but you must keep the account open for 180 days. Offer ends 12/31/24.
Bonus$100
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ExpirationExpired Dec 31, 2024
What to know
Bonus Amount: $100
Required Account: New Dream Big Checking with Savings or other eligible checking account
Minimum Opening Deposit: $250
Direct Deposit Required?: No, but a recurring ACH transfer (debit or deposit) is needed
Credit Union of Denver's referral offer pays $100 to both you and a friend when they open a checking account and meet simple requirements. Act fast—this deal ends July 31, 2024.
Bonus$100
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ExpirationExpired Jul 31, 2024
What to know
Bonus Amount: $100 for the referrer, $100 for the new member
Michigan residents can snag a $100 bonus by opening a checking account with Route 31 Credit Union and setting up a qualifying direct deposit. Offer ends May 31, 2024.
Bonus$100
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired May 31, 2024
What to know
Bonus Amount: $100
Account Type: Checking Account
Key Requirement: Direct deposit of $250+ within 30 days of opening
Washington residents can score a $100 bonus by opening a checking account at Verity Credit Union with a $500 direct deposit. Here's how it works and what to watch for.
Bonus$100
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What to know
Bonus Amount: $100
Account Required: New Checking Account
Key Requirement: $500+ in qualifying direct deposits within 60 days
Availability: Washington state residents/workers only
Sea Air Federal Credit Union is offering a tiered referral bonus until 12/31/24. Earn $25 or $50 for each friend who opens a savings account, with higher payouts for military and USA Water Polo connections.
Bonus$100
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ExpirationExpired Dec 31, 2024
What to know
Offer End Date: December 31, 2024
Bonus Amount (Standard): $25 per referral for first 5; $50 per referral for 6+
Bonus Amount (Military/USA Water Polo): $50 per referral for first 5; $100 per referral for 6+
Required Account: New Savings Account for the referred person
Stanford Federal Credit Union offers new members up to $625 in cash rewards, including a $500 bonus for opening a spending account and meeting direct deposit & debit card spend requirements. Must join by 3/4/26.
Bonus$35
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ExpirationExpired Mar 04, 2026
What to know
Maximum Potential Bonus: $625
Headline $500 Bonus Requirements: Open a spending account, receive $2,500+ in monthly payroll/Social Security direct deposits for 3 consecutive months, AND spend $1,000+ monthly on Stanford FCU...
Other Available Rewards: $35 for a new credit card, $30 for an extra savings account/certificate, $25 for a welcome appointment, $20 for eStatements, $10 for alerts, $5 for first Zelle...
Offer Deadline for New Members: Must join beginning on or after March 4, 2026 (terms are for a specific promotion period).
First Nebraska Credit Union offers a $50 referral bonus for new members opening checking & savings accounts. Both referrer and new member get $25 each. Must be in NE or IA, have direct deposit, and keep accounts active for 60 days. Offer ends 12/31/24.
Bonus$25
Annual FeeNot listed
Monthly Fee$2
ExpirationExpired Mar 21, 2026
What to know
Bonus Amount: $50 total ($25 for referrer, $25 for new member)
Account Types: Qualifying checking and savings accounts
Availability: Nebraska and Iowa residents only
Direct Deposit Required: Yes, at least $50 per month
New Kraken users can stack a shopping portal bonus (up to $250) with a referral bonus (up to $150) by trading crypto. Here's how to navigate the offers and minimize risk.
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Portal Offers (Vary): Rakuten: $125 for $200 trade. Topcashback: $100 for $100 trade. Capital One Shopping: Targeted offers up to $250 reported.
Kraken Referral Bonus Tiers: Trade $100 get $15, $300 get $20 ($35 total), $500 get $40 ($75 total), $5,000 get $75 ($150 total).
Key Deadline: All qualifying trades must be completed within 30 days of sign-up.
Referral Eligibility: Available in the US (excluding ME, WA, NY), Canada, and several European countries. Portal bonuses may work in excluded US states.
CommonWealth One Credit Union offers 5.5% APY on up to $30,000 in checking, but requires 15 debit purchases & a monthly deposit. For eligible states, it's a strong rate with no fees.
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Interest Rate: 5.5% APY on balances up to $30,000
Balance Cap for Top Rate: $30,000
Monthly Requirements: 15 debit card purchases & one qualifying deposit/ACH transaction
Stack a Swagbucks bonus with SoFi's own offer for a potential $715 payout. Requires new account, specific direct deposits, and careful timing. Details and caveats inside.
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ExpirationExpires Dec 31, 2026
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Maximum Total Bonus: $715
SoFi Direct Bonus: $50 or $300 (based on direct deposit total)
Arizona Financial Credit Union offers two checking bonuses: $300 or $319.36. Both require a $1,000 monthly direct deposit and a $500 balance. Must be a new member in eligible Arizona counties.
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Available Bonuses: $300 or $319.36
Account Required: Consumer Checking Plus Account
Key Requirement: Set up recurring direct deposits totaling $1,000+ per month within 60 days
Balance Requirement: Maintain at least $500 in the account on the 60th day after opening