Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Oct 22, 2026

Showing 1029 of 1029 in this guide (1552 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#457

Bluevine Premier Business Checking: A High-Yield Option for Larger Balances

National Bank Bonus

Bluevine Premier offers 3.0% APY on balances up to $3M for a $95 monthly fee, which can be waived with $100k+ balance and $5k monthly debit card spend. Includes high FDIC insurance and payment fee discounts.

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Monthly Fee $95
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What to know

  • Account Type: Business Checking
  • Interest Rate (APY): 3.0% on balances up to $3,000,000
  • Standard Plan Rate: 1.3% APY on balances up to $250,000 (no monthly fee)
  • Monthly Fee: $95 for Premier plan
#458

Snag Up to $1,000 with HarborOne Bank's Latest Bonuses – But Act Fast

National Bank Bonus

HarborOne Bank offers $600 personal or $1,000 business checking bonuses in MA, NH, RI. Direct deposit or balance requirements apply. Offers end Sept 2025.

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Expiration Expired Jul 09, 2026

What to know

  • Personal Checking Bonus: $600 ($300 checking + $300 savings)
  • Business Checking Bonus: $1,000
  • Availability: MA, NH, RI (branch locations)
  • Personal Bonus Expiration: September 10, 2025
#459

Firstrust Bank's Eagles Checking: Score Bonus Points Without Direct Deposit

National Bank Bonus

Firstrust Bank offers 5,000-10,000 bonus points for new Eagles checking accounts in DE, MD, NJ, PA. No direct deposit needed—just meet debit card spend requirements by 12/31/25.

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Monthly Fee $10
Expiration Expired Feb 26, 2026

What to know

  • Bonus Amount: 5,000 or 10,000 reward points
  • Account Types: Eagles FirstPay Checking (5K pts) or Eagles FirstPay Premier Checking (10K pts)
  • Spend Requirement: $500 in debit card purchases within 60 days for 5K pts; $1,000 for 10K pts
  • Direct Deposit Required?: No
#460

Educators Credit Union's Referral Deal: Get $50 for You, $350 for Your Friend

National Bank Bonus

Wisconsin's Educators Credit Union offers a two-sided referral bonus: $50 for current members who refer someone, and a $350 checking bonus for the new member. Both must meet direct deposit and activity requirements.

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Expiration Expired Feb 26, 2026

What to know

  • Offer Type: Member Referral Program
  • Bonus for Referring Member: $50 Referral Reward
  • Bonus for New Member: $350 Account Bonus
  • Required Account: Checking and Savings account (for new member)
#461

Is Prime Alliance Bank's 4.05% Savings Rate Right for You?

National Bank Bonus

Prime Alliance Bank offers a nationwide personal savings account at 4.05% APY. Requires a $10,000 minimum to earn the rate, with no monthly fees. Here's what to know before opening.

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What to know

  • Account Type: Personal Savings Account (Direct Premium Personal Savings)
  • Current APY: 4.05%
  • Minimum Balance to Earn APY: $10,000
  • Minimum Opening Deposit: $1.00
#462

Affinity Plus FCU's Money Market: A Solid 3.40% APY, But Mind the Monthly Rules

National Bank Bonus

Affinity Plus FCU offers a nationwide money market account with a 3.40% APY on balances up to $25k. No monthly fees or minimums, but you must set up a $500 monthly direct deposit and e-statements to earn the top rate.

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What to know

  • Account Type: Superior Money Market Account
  • Top Tier APY: 3.40% (on balances up to $25,000)
  • APY on Balances Over $25k: 3.10%
  • Monthly Requirement for Top Rate: $500+ direct deposit & e-statements
#463

Heritage Bank's Business Jumbo Deposit: A High-Yield Option for Large Balances

National Bank Bonus

Heritage Bank offers a business savings account with tiered interest rates up to 2.77% APY for balances over $2M. Requires $1k to open, is online-only, and has a $15 paper statement fee.

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Monthly Fee $15
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What to know

  • Account Type: Business Jumbo Deposit (High-Yield Savings)
  • Maximum APY: 2.77% (variable)
  • Minimum Opening Deposit: $1,000
  • Key Balance Tiers & Rates: $0.01+: 0.51% APY | $100k+: 1.53% APY | $230k+: 2.77% APY | $2M+: 2.77% APY
#464

Poppy Bank Premier Online Savings: A 4.25% APY That's Worth a Look

National Bank Bonus

Poppy Bank offers a 4.25% APY on its Premier Online Savings account, available nationwide. The rate is guaranteed for 180 days, but you need a $1,000 minimum balance. No monthly fees if you go paperless.

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Monthly Fee $0
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What to know

  • APY: 4.25% (promotional, guaranteed for 180 days)
  • Minimum Balance to Earn APY: $1,000
  • Monthly Fee: $0 (if you opt for electronic statements; otherwise $5/month)
  • Opening Deposit: None required
#465

Western State Bank Money Market: 3.75% APY That Beats the National Average

National Bank Bonus

Western State Bank offers a 3.75% APY High Yield Money Market account with no monthly fees, a $5,000 minimum opening deposit, and nationwide access. Earn up to $10M in balances.

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What to know

  • Account Type: High Yield Money Market
  • APY: 3.75%
  • Minimum Opening Deposit: $5,000
  • Minimum Balance to Earn APY: None (after opening)
#466

USALLIANCE Financial CD Rates: Lock In 4.30% APY on 12- and 18-Month Terms

National Bank Bonus

USALLIANCE Financial offers competitive CD rates up to 4.30% APY on 12- and 18-month terms, plus a no-penalty 11-month CD at 4.20% APY. Minimum deposit is just $500. Membership is open nationwide via partner organizations.

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What to know

  • 12-Month CD APY: 4.30%
  • 18-Month CD APY: 4.30%
  • 11-Month No-Penalty CD APY: 4.20%
  • Minimum Deposit: $500
#469

Two Easy Bank Bonuses from Evanston Community Bank & Trust: Up to $300 for Checking, $200 for Savings

National Bank Bonus

Evanston Community Bank & Trust offers $300 for a new checking account with $500/mo direct deposit, and $200 for a savings account with $15,000 deposit. Both extended through July 31, 2025.

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Expiration Expired Jul 31, 2025

What to know

  • Offer Expiration: July 31, 2025
  • Checking Bonus: $300
  • Checking Direct Deposit Requirement: $500 per month for 2 consecutive months
  • Savings Bonus: $200
#470

Capital One Business Savings: A 3.70% Promo Rate That's Worth a Look

National Bank Bonus

Earn up to 3.70% APY for 3 months on business savings with Capital One. Low $300 min to waive the $3 fee. Nationwide availability.

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Monthly Fee $3
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What to know

  • Account Type: Business Savings
  • Promotional APY: Up to 3.70% (for balances $10K–$10M)
  • Promotional Period: First 3 months (92 days) after account opening
  • Standard APY (under $10K): 0.25%
#471

BrightStar Credit Union Is Offering a Free Cruise and Cash Bonuses – Here's What You Need to Know

National Bank Bonus

BrightStar Credit Union has a limited-time cruise offer for depositing $20k, plus $100 cash bonuses for checking and business accounts. Florida residents only.

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What to know

  • Cruise Offer: Deposit Requirement: $20,000 or more into a consumer checking or standard savings account
  • Cruise Offer: Direct Deposit Requirement: Yes, at least $1,000 per month for 30 days
  • Cruise Offer: Promo Code: CRUISE20K
  • Cruise Offer: Account Type: Consumer Checking or Savings (business accounts excluded)
#472

Is iGObanking's Index-Linked Money Market Worth the $25K Minimum?

National Bank Bonus

iGObanking's iGOindexmoneymarket offers a variable rate tied to the Fed Funds Rate (currently 3.90% APY). Requires $25,000 minimum, no monthly fees, and includes full mobile banking. Good for larger savings seeking rate flexibility.

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What to know

  • Current APY: 3.90% (Variable, as of March 2025)
  • Minimum to Open & Earn Interest: $25,000
  • Account Type: iGOindexmoneymarket (Variable Rate Money Market)
  • Rate Mechanism: Automatically tracks 85% of the Bloomberg FDTR (Upper bound of Fed Funds Target Rate)
#473

Quorum's HighQ Savings: A Solid, No-Fuss Option for Your Emergency Fund

National Bank Bonus

Quorum Federal Credit Union offers a nationwide HighQ Savings account at 3.40% APY with no minimums. Just watch out for a potential $10 monthly fee if you opt for paper statements.

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Monthly Fee $0
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What to know

  • Financial Institution: Quorum Federal Credit Union
  • Account Type: HighQ Savings (High-Yield Savings Account)
  • Current APY: 3.40%*
  • Minimum Opening Deposit: $0
#475

Salem Five Direct's eOne Savings: A High-Yield Account That Actually Makes Sense

National Bank Bonus

Salem Five Direct's eOne Savings offers a competitive 3.61% APY on balances up to $1 million with no monthly fees. Just a $10 deposit opens it, but watch for eligibility rules and potential fees.

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What to know

  • APY: 3.61%
  • Minimum to Open: $10
  • Monthly Fees: None
  • Balance for Full APY: $0.01 to $1,000,000
#477

Snag a $15 Whole Foods Gift Card Just for Trying Amazon Pharmacy

National Bank Bonus

New Amazon Pharmacy customers can get a $15 Whole Foods gift card with their first prescription order. Limited time offer.

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What to know

  • Offer: $15 Whole Foods gift card
  • Requirement: First Amazon Pharmacy prescription order
  • Eligibility: New Amazon Pharmacy customers only; no government insurance
  • Gift card delivery: Email with code within 7–14 days after verification
#478

MyPoints Is Offering a Huge Bonus for Student Loan Refinancing

National Bank Bonus

MyPoints offers 44,000 points for refinancing a student loan through Credible. Points can be redeemed for gift cards. Must use the same email for both accounts and allow 45 days for credit.

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What to know

  • Reward Amount: 44,000 MyPoints
  • Required Action: Refinance an existing student loan through Credible
  • Credit Timeframe: Up to 45 days after loan refinancing
  • Key Requirement: Must use the same email address for your MyPoints account and the Credible application
#479

KS StateBank CD Rates: Lock In Up to 4.60% APY with a $500 Minimum

National Bank Bonus

KS StateBank offers competitive CD rates up to 4.60% APY for 6-month terms, with a low $500 minimum. Nationwide availability, FDIC insured, and flexible terms up to 84 months.

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What to know

  • 6-Month CD APY: 4.60%
  • 12-Month CD APY: 4.30%
  • 24-Month CD APY: 4.10%
  • 36-Month CD APY: 4.00%
#480

Is Newtown Savings Bank's 4-Year CD Worth Your Locked-In Cash?

National Bank Bonus

Newtown Savings Bank offers a 4-year CD at 3.50% APY with a $500 minimum. It's a solid mid-term option, but compare rates and understand the early withdrawal penalty before committing.

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What to know

  • Featured Rate: 4-Year CD at 3.50% APY
  • Minimum Deposit: $500
  • Term Lengths Available: 3 months, 6 months, 1 year, 15 months, 18 months, 2 years, 3 years, 4 years, 5 years
  • Early Withdrawal Penalty (4-Year CD): 365 days of interest

Regional & Local Offers

Regional/local offers start on page 23.