Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Oct 22, 2026

Showing 1031 of 1031 in this guide (1554 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#841

A $250 Welcome for Virginia Locals: UVA Community Credit Union's Checking Bonus

Regional Bank Bonus

Virginia residents in Harrisonburg or Rockingham County can earn a $250 bonus by opening new checking and savings accounts and meeting a simple $500 requirement by 10/31/25.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Oct 31, 2025

What to know

  • Bonus Amount: $250
  • Offer Deadline: October 31, 2025
  • Geographic Eligibility: Must be a resident of the City of Harrisonburg or Rockingham County, Virginia
  • Account Requirement: Must open a new personal or business checking account and a new savings account
#842

SouthEast Bank's $250 Bonus: A Tennessee-Exclusive Deal with a Catch

Regional Bank Bonus

SouthEast Bank offers a $250 bonus for opening a Bonus Rate Checking account by 12/31/25. Requires a $4,000 deposit, 15 debit card transactions, and Tennessee residency. No direct deposit needed.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 26, 2026

What to know

  • Bonus Amount: $250
  • Account Type: Bonus Rate Checking
  • Promo Code: BONUS2025
  • Offer Expires: December 31, 2025
#843

F&M Trust's $250 Business Checking Bonus: A Straightforward Deal for PA & MD Entrepreneurs

Regional Bank Bonus

F&M Trust offers a $250 bonus for opening a Better Business Checking account with $1,000. Available in PA & MD. Bonus posts within 30 days. No monthly fees or direct deposit required. Offer valid through 3/31/26.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $250
  • Required Account: Better Business Checking
  • Minimum Opening Deposit: $1,000
  • Bonus Posting Time: Within 30 days of account opening
#844

Earn Up to $250 with Commodore Perry FCU's Bundled Account Bonuses

Local Bank Bonus

Score up to $250 cash by bundling a checking, savings, and certificate with Commodore Perry FCU. Open accounts, meet deposit and direct deposit requirements within 45 days, and the bonus is yours. Limited-time offer for Ohio residents.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: $250
  • Account Types: Checking, Savings, Certificate (12+ months), Money Market
  • Availability: Ohio (must live, work, worship, or attend school in Ottawa County)
  • Direct Deposit Required: Yes
#845

A Michigan Credit Union's Welcome Gift: Up to $250 for a New Checking Account

Regional Bank Bonus

Alpena Alcona Area Credit Union offers a $250 bonus for adults (or $100 for teens) when you open a new checking account. The bonus is locked in a short-term CD. Must be a new member in Michigan.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount (Age 18+): $250
  • Bonus Amount (Age 14-17): $100
  • Account Required: New checking account with debit card
  • Key Requirements: Enroll in e-Statements and free credit monitoring (Savvy Money). All steps must be completed within 14 days of opening.
#846

Land of Lincoln Credit Union: $250 Checking Bonus for Illinois Residents (Expires Aug 1, 2025)

Regional Bank Bonus

Open a new checking account at Land of Lincoln Credit Union, set up direct deposit, make 10 debit transactions, and enroll in e-statements to earn a $250 bonus. Offer ends August 1, 2025.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $250
  • Account Type: New Checking Account
  • Availability: Illinois (12 branches)
  • Promotion Period: June 2, 2025 – August 1, 2025
#847

Grab a $250 Bonus from Waukesha State Bank – No Direct Deposit Needed

Regional Bank Bonus

Open a qualifying checking account with promo code DDA250GEO26, deposit $100, and get a $250 statement credit within 10 days. No direct deposit required. Expires 12/31/26.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $250
  • Promo Code: DDA250GEO26
  • Minimum Deposit: $100
  • Direct Deposit Required: No
#848

Score a $250 Bonus with Compass Community Credit Union's Directional Checking Offer

Regional Bank Bonus

Earn $250 by opening a Directional Checking account with Compass Community Credit Union. Must meet direct deposit, debit card, and e-statement requirements within 90 days. Limited time offer for CA residents.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $250
  • Account Type: Directional Checking
  • Availability: Residents or workers in Humboldt, Del Norte, or Trinity County, CA
  • Minimum Opening Deposit: $5.00
#849

A $250 Business Checking Bonus in Nevada That Doesn't Need Direct Deposit

Regional Bank Bonus

Farm Bureau Bank offers Nevada businesses a $250 bonus for opening a checking account. Meet one of three flexible requirements within 90 days. No direct deposit needed, but watch the monthly fees and a six-month holding period.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 12, 2026

What to know

  • Bonus Amount: $250
  • Account Type: Business Checking, Business Advantage Checking, or Business Analysis Checking
  • Availability: State of Nevada only
  • Qualification Period: First 3 statement cycles (approx. 90 days)
#850

Legacy Bank $250 Checking Bonus: Earn Cash with Debit Card Swipes and Direct Deposit

Regional Bank Bonus

Earn $250 with Legacy Bank's new checking account bonus. Complete 15 debit card purchases and set up direct deposit or auto withdrawals within 90 days. Offer ends 8/30/24.

Bonus $250
Annual Fee Not listed
Monthly Fee $7
Expiration Not listed

What to know

  • Bonus Amount: $250
  • Account Types: Personal Checking (Free E Checking or Interest Checking) and Business Checking (Free Business, Primary, Progressive, Premier, or Business NOW)
  • Availability: Kansas (branches in multiple cities)
  • Offer Period: June 6, 2024 – August 30, 2024
#851

Score a Hilton Getaway with 125K Bonus Points – From Just $229

Regional Bank Bonus

Get 2-4 nights at top Hilton resorts plus 125,000 Hilton Honors points starting at $229. Just sit through a 2-hour timeshare pitch. Offer ends July 14, 2026.

Bonus $229
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 14, 2026

What to know

  • Offer Price: Starting at $229 + tax (varies by destination)
  • Hilton Honors Points: 125,000 points
  • Stay Length: 2–4 nights depending on destination
  • Purchase Deadline: July 14, 2026
#852

Snag a $225 Bonus from Campus Federal Credit Union in Louisiana

Regional Bank Bonus

Campus Federal Credit Union offers a $225 Mastercard reward card for opening a Lagniappe Lite checking account. Requires two $500+ direct deposits within 90 days and keeping the account open for 120 days. Limited to eligible Louisiana residents.

Bonus $225
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $225 Mastercard Reward Card
  • Required Account: New Lagniappe Lite Checking Account
  • Key Requirement: Two direct deposits of $500+ each within 90 days of opening
  • Account Maintenance: Must keep account open and in good standing for 120 days
#853

Monterey Credit Union's $225 Checking Bonus: A No-Direct-Deposit Deal for Californians

Regional Bank Bonus

Monterey Credit Union offers a $225 bonus for opening a checking account with no direct deposit required. Limited to California residents and new checking customers. Act fast—it's a limited-time offer.

Bonus $225
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $225
  • Account Type: MCU Live Full Checking or Cash Back Checking
  • Direct Deposit Required?: No
  • Availability: California residents only
#854

CEFCU's $225 Checking Bonus: A Solid Offer with Flexible Requirements

Regional Bank Bonus

CEFCU offers up to $225 for new checking accounts in CA & IL. Meet one of three easy requirements by June 30th. No monthly fees, but watch for geographic eligibility and credit pulls.

Bonus $225
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jun 30, 2025

What to know

  • Maximum Bonus: $225 ($200 + $25)
  • Offer Expiry: June 30, 2025
  • Geographic Availability: California and Illinois residents
  • Minimum Opening Deposit: $25
#855

Fidelity Bank's $225 Checking Bonus: A Straightforward Deal for Louisiana Residents

Regional Bank Bonus

Fidelity Bank offers a $225 bonus for opening an On The Geaux checking account in Louisiana. Requires a $50 deposit, a $500+ direct deposit within 90 days, and must be your first account with them. Offer ends 12/31/24.

Bonus $225
Annual Fee Not listed
Monthly Fee $5
Expiration Expired Dec 31, 2024

What to know

  • Bonus Amount: $225
  • Offer Expiry: December 31, 2024
  • Eligible Account: On The Geaux Personal Checking (new customers only)
  • Required Opening Deposit: $50
#856

La Loma Federal Credit Union: $225 Checking Bonus for California Residents

Regional Bank Bonus

Earn $225 cash with a new checking account at La Loma Federal Credit Union. Just set up $2,500 in direct deposits within 60 days. Limited-time offer for CA members.

Bonus $225
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Apr 30, 2026

What to know

  • Bonus Amount: $225
  • Account Type: Checking
  • Direct Deposit Requirement: $2,500 in qualifying direct deposits within 60 days
  • Availability: California (must be eligible to join)
#857

Foothill Credit Union's $200 Checking Bonus: Worth the Hoops?

Local Bank Bonus

Foothill Credit Union offers $200 for new checking accounts with $2,000+ in direct deposits within 90 days. California membership required, but a loophole may help.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Required Direct Deposits: $2,000 or more within 90 days
  • Promo Code: Checking200
  • Eligible Accounts: Protection Plus Checking, Rewards Checking, Simply Free Checking
#858

VantageWest's $200 Checking Bonus Is Back — And You Don't Need Direct Deposit

Regional Bank Bonus

VantageWest Credit Union is offering $200 for new Essential Checking accounts in Arizona. No direct deposit required — just $1,500 in ACH credits and five debit card purchases within 45 days. Offer runs through December 31, 2026.

Bonus $200
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $200 (20,000 Rewards Points)
  • Account: Essential Checking
  • Direct Deposit Required: No
  • Requirements: Deposit $1,500 in ACH credits/direct deposits and complete 5 debit card POS transactions within 45 days
#859

Landings Credit Union Offers $200 for New Arizona Checking Customers

Regional Bank Bonus

Landings Credit Union in Arizona offers a $200 bonus for new members who open a checking account with promo code CHK26, set up $500+ monthly direct deposits, and make 15 debit card purchases within 60 days.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Promo Code: CHK26
  • Direct Deposit Requirement: $500+ per month
  • Debit Card Purchases: 15 qualifying transactions
#860

Cinfed Credit Union's $200 Referral Bonus: Is It Worth a Hard Pull?

Regional Bank Bonus

Cinfed Credit Union offers a $200 bonus for new members who open a qualifying account with promo code MYREFERRAL and meet requirements. But a hard pull may make you think twice.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Oct 31, 2026

What to know

  • Bonus Amount: $200 for new member; $50 for referring member
  • Promo Code: MYREFERRAL
  • Expiration Date: 10/31/2026
  • Qualification Period: 60 days from account opening or loan funding
#861

CommonWealth Central Credit Union's $200 Checking Bonus: No Direct Deposit Needed

Local Bank Bonus

CommonWealth Central Credit Union offers a $200 bonus for opening a Rewards Checking account with promo code STILLHERE. No direct deposit required. Offer ends 12/31/26. Hard pull. Must keep account open 6 months.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: $200
  • Promo Code: STILLHERE (expires 12/31/26); BESTOF (expires 10/31/26)
  • Direct Deposit Required: No
  • Credit Pull: Hard pull
#862

Members Exchange Federal Credit Union $200 Checking Bonus: A Simple Way to Earn Extra Cash

Regional Bank Bonus

Earn up to $200 with Members Exchange Federal Credit Union's Kasasa Checking bonus. Set up direct deposit and make 15 debit card purchases. No monthly fees. Offer ends September 30.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: Up to $200 (match of direct deposit)
  • Offer Period: August 27 through September 30
  • Direct Deposit Requirement: Minimum $200 to qualify for full bonus
  • Debit Card Purchases: 15 within 60 days
#863

Lafayette Federal Credit Union $200 Checking Bonus: A Closer Look

Regional Bank Bonus

Lafayette Federal Credit Union is offering up to $200 for new checking accounts with direct deposit. Open with $50, set up $500 monthly deposits, and keep the account open for 6 months. Available in MD, DC, VA. Expires 12/31/26.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: $200 total, broken into components (see details)
  • Availability: MD, D.C., VA
  • Direct Deposit Requirement: $500+ per month
  • Account Opening Deposit: $50
#864

First Federal Bank's $200 Checking Bonus: A Florida In-Branch Deal Worth Your Time

Regional Bank Bonus

Florida residents can earn $200 from First Federal Bank by opening an Enhanced Checking account in branch, setting up $1,000 in direct deposits, and keeping the account open for 90 days. Offer ends Sept 30, 2026.

Bonus $200
Annual Fee Not listed
Monthly Fee $9
Expiration Expired Sep 30, 2026

What to know

  • Bonus Amount: $200
  • Account Type: Personal Enhanced Checking
  • Availability: Florida, in-branch or representative-assisted only
  • Direct Deposit Requirement: $1,000+ in a single calendar month within 60 days of opening