Best Bank Account Bonuses

#865

Regent Bank $200 Referral Bonus: How to Score $300 for You and a Friend

Regional Bank Bonus

Refer a friend to Regent Bank and earn $100; your friend gets $200. Requires two $500+ direct deposits and a 60-day account opening. No monthly fees.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Jul 22, 2026

What to know

• Bonus Amount (Referred): $200 Mastercard Reward Card
• Bonus Amount (Referrer): $100 Mastercard Reward Card per referral
• Availability: Texas, Missouri, Oklahoma (branch-based)
• Direct Deposit Requirement: Two direct deposits of $500+ each

Read full breakdown View Official Offer →

#866

Snag a $200 Bonus from Penn East Federal Credit Union – Here's How

Regional Bank Bonus

Penn East FCU offers $200 for new Rewards Checking accounts. Meet direct deposit & debit card requirements in 120 days. No monthly fees. Must live/work/worship in eligible PA counties.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Maximum Bonus: $200
• Availability: Live, work, or worship in Lackawanna, Luzerne, Wayne, or Wyoming counties, PA
• Direct Deposit Required: Yes, $500+ per month for 3 months
• Debit Card Usage: 12+ non-PIN transactions per month for 3 of first 4 months

Read full breakdown View Official Offer →

#867

Ascend Bank $300 Checking Bonus: A Solid Deal for CT Residents

Regional Bank Bonus

Get $300 from Ascend Bank (formerly Guilford Savings Bank) by opening a new checking account and setting up direct deposit. Must be a CT resident. Offer valid through July 31, 2026.

Bonus $200

Annual Fee Not listed

Monthly Fee $250

Expiration Expired Jul 31, 2026

What to know

• Bonus Amount: $300 ($200 for opening checking + $100 for direct deposit)
• Availability: Connecticut residents only (per bank's official terms)
• Offer Expiration: July 31, 2026
• Minimum Opening Deposit: $50

Read full breakdown View Official Offer →

#868

Score a $200 Bonus with TruWest Credit Union – Here’s How It Works

Regional Bank Bonus

TruWest Credit Union is offering a $200 checking bonus for new members in AZ and TX. Open a Rewards Checking account, enroll in online banking, and make 15 debit/credit transactions within 90 days. Offer ends May 30, 2026.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $200
• Account Type: Rewards Checking (High Yield or Cash Back)
• Availability: AZ (Maricopa, Pinal, Pima, Yavapai counties); TX (Travis, Williamson counties)
• Offer Period: May 1, 2026 – May 30, 2026

Read full breakdown View Official Offer →

#869

Score $200 with Pinnacle Financial Partners – Two Checking Bonuses for Tennessee Fans

Regional Bank Bonus

Pinnacle Financial Partners offers $200 for new checking accounts. Choose Titans or Grizzlies. $100 deposit, $300 in direct deposits required. Expires 3/31/26 or 5/30/26.

Bonus $200

Annual Fee Not listed

Monthly Fee $5

Expiration Expired Jul 09, 2026

What to know

• Bonus Amount: $200
• Account Types: Titans Basic, Plus, or Premium Checking; Grizzlies Basic, Plus, or Premium Checking
• Minimum Opening Deposit: $100
• Direct Deposit Requirement: At least $300 in qualifying recurring direct deposits within 90 days

Read full breakdown View Official Offer →

#870

Score $200 for Banking with the Memphis Grizzlies (But Read This First)

Regional Bank Bonus

Pinnacle Financial Partners offers a $200 bonus for opening a Grizzlies-themed checking account with direct deposit. The offer expires May 30, 2026, but there are important details and potential hurdles to know.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired May 30, 2026

What to know

• Bonus Amount: $200
• Offer Expiry: May 30, 2026
• Minimum Opening Deposit: $100
• Direct Deposit Requirement: At least $300 in total qualifying deposits within 90 days of opening

Read full breakdown View Official Offer →

#871

OneAZ Credit Union's $200 Checking Bonus: A Simple Deal for Arizona Residents

Regional Bank Bonus

Arizona residents can earn $200 by opening a OneAZ checking account and making 20 debit card purchases. No direct deposit required. Must keep account open 6 months.

Bonus $200

Annual Fee Not listed

Monthly Fee $0

Expiration Expired Jun 30, 2026

What to know

• Bonus Amount: $200
• Requirements: Open a new checking account and make 20 debit card purchases within 60 days
• Direct Deposit Required: No
• Must Keep Account Open: 6 months (or bonus is forfeited)

Read full breakdown View Official Offer →

#872

Superior Credit Union's $200 Checking Bonus: A Midwest Money Maker

Regional Bank Bonus

Superior Credit Union offers a $200 bonus for opening a checking account with eStatements and a $1,000+ direct deposit. Available in OH, KY, IN, MI. Promo code EGGS26 required.

Bonus $200

Annual Fee Not listed

Monthly Fee $0

Expiration Not listed

What to know

• Bonus Amount: $200
• Promo Code Required: EGGS26
• Key Requirement: Receive a direct deposit of at least $1,000
• Additional Requirement: Enroll in eStatements

Read full breakdown View Official Offer →

#873

Bank of Luxemburg's $200 Refer-a-Friend Bonus: A Win-Win for You and a Pal

Regional Bank Bonus

Bank of Luxemburg offers a $200 bonus to both you and a friend when you refer them. Both parties must meet requirements: open a new checking account, set up 3 months of direct deposits, and make 5+ debit card purchases monthly for 3 months.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $200 for both the referrer and the referred friend
• Key Requirements: Open a new checking account, have 3 consecutive months of direct deposits within 120 days, make 5+ debit card purchases monthly for 3 consecutive months
• Direct Deposit Definition: Payroll from employer, pension, or government benefit (Social Security, VA)
• Account Minimum Age: Must be open for at least 90 days to qualify

Read full breakdown View Official Offer →

#874

OMNI Community Credit Union's $200 Referral Bonus: A Solid Deal with a Few Caveats

Regional Bank Bonus

OMNI Community Credit Union offers a $200 bonus for new checking accounts opened with a referral. Requires $500+ monthly direct deposit, 8 debit card transactions, and eStatements. Available in MI and IN until April 30, 2026.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Apr 30, 2026

What to know

• Bonus Amount: $200
• Availability: Michigan and Indiana residents only
• Offer End Date: April 30, 2026
• Direct Deposit Required: Yes, ACH deposits averaging at least $500 per month

Read full breakdown View Official Offer →

#875

Snag $200 from USF Credit Union for Opening a Checking Account

Regional Bank Bonus

USF Federal Credit Union offers a $200 bonus for opening a new checking account, setting up direct deposit, and enrolling in eStatements. Must be a new member, complete requirements, and keep account active. Offer ends March 31, 2026.

Bonus $200

Annual Fee Not listed

Monthly Fee $0

Expiration Expired Mar 31, 2026

What to know

• Bonus Amount: $200
• Direct Deposit Required: Yes, $500+ per month
• First DD Deadline: Within 45 days of opening
• Bonus Payout Timing: The month after your 3rd consecutive qualifying direct deposit

Read full breakdown View Official Offer →

#876

Texas Residents: Grab a $200 Bonus for Opening This Credit Union Checking Account

Regional Bank Bonus

Prestige Community Credit Union offers Texas residents a $200 bonus for opening a checking account with direct deposit. Act by March 20, 2026.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Mar 20, 2026

What to know

• Bonus Amount: $200
• Offer Expiration: March 20, 2026
• Direct Deposit Required: Yes, at least $400
• Timeframe to Complete: Within 60 days of account opening

Read full breakdown View Official Offer →

#877

Snag a $200 Bonus at USF Credit Union's Citrus Park Branch (Tampa, FL)

Regional Bank Bonus

Open a new checking account at USF Credit Union's Citrus Park branch in Tampa, set up qualifying direct deposits, and get a $200 bonus. Offer ends 12/31/25.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Dec 31, 2025

What to know

• Bonus Amount: $200
• Offer Expires: December 31, 2025
• Eligible Branch: Citrus Park Branch only (7919 Gunn Hwy, Tampa, FL 33626)
• Direct Deposit Requirement: $500 or more per month for the first 3 months

Read full breakdown View Official Offer →

#878

ACNB Bank's $200 Checking Bonus: A Solid Offer for Pennsylvania and Maryland Residents

Regional Bank Bonus

ACNB Bank offers a $200 bonus for new checking accounts. Requires direct deposit, 10 debit card purchases, and online banking enrollment by 12/31/25. Great for locals, but watch the specific requirements.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Dec 31, 2025

What to know

• Bonus Amount: $200
• Offer Expiration: December 31, 2025
• Eligible States: Pennsylvania and Maryland
• Direct Deposit Requirement: $500+ in recurring deposits (Social Security, pension, or payroll)

Read full breakdown View Official Offer →

#879

Monterra Credit Union's California-Only Checking Bonuses: $150 or $200 for New Members

Regional Bank Bonus

Monterra Credit Union offers two checking bonuses for California residents: $200 if you open by 12/15/25, or $150 if you open by 12/31/25. Both require a Premium Checking account, 10+ card purchases, a direct deposit, and eStatements.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Mar 03, 2026

What to know

• Offer 1: Bonus Amount: $200
• Offer 1: Deadline to Open Account: December 15, 2025
• Offer 2: Bonus Amount: $150
• Offer 2: Deadline to Open Account: December 31, 2025

Read full breakdown View Official Offer →

#880

Fibre Federal's $200 Bonus: A Solid Deal for Oregon's North Coast

Regional Bank Bonus

Fibre Federal Credit Union offers a $200 bonus for opening a Choice Checking account, but it's strictly limited to residents of Columbia or Clatsop County, Oregon. You'll need to meet monthly requirements for three cycles.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $200
• Account Type: Choice Checking
• Geographic Eligibility: Must be a resident of Columbia County or Clatsop County, Oregon
• Key Requirement Period: Must meet account requirements for three consecutive monthly cycles

Read full breakdown View Official Offer →

#881

Telcoe's $200 Checking Bonus: A Solid Offer for Arkansas Residents

Regional Bank Bonus

Telcoe Federal Credit Union offers a $200 bonus for opening a checking account. Requires 15+ $10 debit purchases & $1k+ in monthly direct deposits for 3 months. Must be an AR resident. Limited time offer.

Bonus $200

Annual Fee Not listed

Monthly Fee $0

Expiration Not listed

What to know

• Bonus Amount: $200
• Account Type: New Checking Account
• Availability: Arkansas residents only
• Key Requirement: 15+ debit card purchases ($10+ each) AND $1,000+ in direct deposits monthly for first 90 days

Read full breakdown View Official Offer →

#882

Snag a $200 Bonus from South Central Bank in Kentucky (But There's a Catch)

Regional Bank Bonus

South Central Bank offers a $200 bonus for opening a new checking account in Franklin, KY. Requires $2,000 in qualifying direct deposits within 90 days. Offer ends October 31, 2025.

Bonus $200

Annual Fee Not listed

Monthly Fee $3

Expiration Expired Oct 31, 2025

What to know

• Bonus Amount: $200
• Account Type: Green Tree Checking
• Offer Deadline: October 31, 2025
• Direct Deposit Requirement: $2,000+ within 90 days of opening

Read full breakdown View Official Offer →

#883

Outdoor Bank's $200 Checking Bonus: A Simple Way to Make Your Money Work

Regional Bank Bonus

Outdoor Bank offers up to $200 for opening a new checking account. Requires a $250 deposit, specific activities, and is available in five states until December 12, 2025.

Bonus $200

Annual Fee Not listed

Monthly Fee $5

Expiration Expired Dec 12, 2025

What to know

• Maximum Bonus Amount: $200
• Offer Expiry Date: December 12, 2025
• Eligible States: Colorado, Kansas, Missouri, Nebraska, Oklahoma
• Minimum Opening Deposit: $250

Read full breakdown View Official Offer →

#884

Snag a $200 Bonus with Premier America's Checking Account (CA & TX Only)

Regional Bank Bonus

Premier America Credit Union offers a $200 bonus for opening a new Premier Plus Checking account. Requires a $250+ direct deposit, eStatements, and 10 card transactions within 60 days. Available in California and Texas.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Feb 26, 2026

What to know

• Bonus Amount: $200
• Required Account: New Premier Plus Checking Account
• Availability: California and Texas residents only
• Key Requirement 1: Set up a single ACH direct deposit of at least $250

Read full breakdown View Official Offer →

#885

Snag a $200 Bonus from Safe 1 Credit Union (But Only If You Live in These California Counties)

Regional Bank Bonus

Safe 1 Credit Union offers a $200 bonus for opening a new checking account. You must live in specific CA counties and meet requirements like direct deposit OR debit card use. Bonus is taxable.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $200
• Account Required: New Safe 1 Checking Account & a Regular Share Savings Account ($5 min deposit)
• Key Requirement: Set up recurring monthly direct deposits of $500+ OR make 10+ debit card purchases within 60 days
• Eligibility Area: Must live in Kern, Kings, Tulare, or Fresno County, California

Read full breakdown View Official Offer →

#886

DuPage Credit Union's $200 Welcome Bonus: A Solid Deal for Illinois Spenders

Regional Bank Bonus

DuPage Credit Union offers a $200 bonus for opening a Cash Back Checking account. Requires $1,000 in debit card purchases within 90 days, eStatements, and a new membership. Must be an Illinois resident or eligible through ACC. Offer ends 12/31/25.

Bonus $200

Annual Fee Not listed

Monthly Fee $0

Expiration Expired Dec 31, 2025

What to know

• Bonus Amount: $200
• Account Type: Cash Back Checking
• Key Requirement: $1,000 in posted debit card purchases within first 90 days
• Other Requirements: Open a new Membership Savings account (min. $5) between 7/1/25 – 12/31/25, open checking within 90 days of savings, enroll in eStatements

Read full breakdown View Official Offer →

#887

Snag a $200 Bonus from Think Bank – But You’ll Need to Act Fast

Regional Bank Bonus

Earn $200 by opening a Think Bank checking account with $50, setting up $2,000 in direct deposits, and making 10 debit card purchases. Offer ends June 30, 2025. Available in MN.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Jun 30, 2025

What to know

• Bonus Amount: $200
• Account Type: Checking
• Minimum Opening Deposit: $50
• Direct Deposit Requirement: Two ACH credits totaling $2,000 or more within 60 days

Read full breakdown View Official Offer →

#888

Snag a $200 Sunflower Bank Bonus Without Direct Deposit (But You'll Need Your Debit Card)

Regional Bank Bonus

Earn a $200 checking bonus from Sunflower Bank with no direct deposit required. Just 25 debit card purchases and $500 in ACH credits. Offer ends 6/30/25.

Bonus $200

Annual Fee Not listed

Monthly Fee $100

Expiration Expired Jun 30, 2025

What to know

• Bonus Amount: $200
• Account Types: Foundation, Elevation, Pinnacle Checking
• Availability: AZ, CO, KS, MO, NM, TX (in-branch only)
• Direct Deposit Required?: No – $500+ in ACH credits qualifies

Read full breakdown View Official Offer →