Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Aug 24, 2026

Showing 879 of 879 in this guide (1264 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#73

National Bank of Arizona's $1,200 Bonus: A Deep Dive for Arizona Residents

National Bank Bonus

Arizona residents can earn up to $1,200 by opening a Gold Checking account and linking new Money Market or investment accounts. Requires meeting direct deposit or balance requirements within 90 days.

Bonus $500
Annual Fee Not listed
Monthly Fee $18
Expiration Not listed

What to know

  • Maximum Total Bonus: $1,200
  • Available Account Types: Gold Checking, Money Market, Zions Wealth Investment Account
  • Geographic Availability: Arizona only
  • Checking Bonus (Direct Deposit): $350 for $7,500+ in qualifying direct deposits within 90 days
#74

OceanFirst Bank's $300 or $500 Checking Bonus: A Quick Guide for Tri-State Residents

National Bank Bonus

OceanFirst Bank offers a $300 or $500 bonus for opening a new checking account with direct deposit. Must be a new customer in NJ, NY, or PA. Offer ends 12/5/25.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $300 or $500
  • Account Type: FreeStyle+ Checking (interest-bearing)
  • Availability: New customers in NJ, NY, or PA
  • Direct Deposit Requirement: Two qualifying deposits totaling $1,000 within 90 days
#75

Citadel's $500 Checking Bonus: A Pennsylvania-Exclusive Deal Worth a Look

National Bank Bonus

Citadel Credit Union offers a $500 bonus for opening a new checking account. Requires direct deposit and a balance requirement. Limited to Pennsylvania residents. Expires 12/31/25.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 23, 2026

What to know

  • Bonus Amount: $500 total ($300 + $200)
  • Account Type: Ultimate Growth Checking Account
  • Availability: Pennsylvania residents only (specific counties)
  • Direct Deposit Requirement: $2,000+ in qualifying deposits within first 90 days
#76

Snag a $350 or $500 Bonus with The Bank of Elk River's New Checking Offer

National Bank Bonus

Earn up to $500 cash with a new personal checking account at The Bank of Elk River. Direct deposit and eStatements required. Offer ends October 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee $5
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $500 for $3,500+ in direct deposits; $350 for $1,000+ in direct deposits
  • Account Types: Interest Boost Checking, Cashback Checking, or Everyday Checking
  • Offer Code: WELCOME
  • Minimum Opening Deposit: $50
#77

Score Up to $500 with St. Mary’s Bank: A Two-Part Bonus That's Easier Than It Sounds

National Bank Bonus

Earn $300 by opening a checking and savings account with direct deposit, plus an extra $200 by funding your savings and keeping a balance. Nationwide availability.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Total Bonus: Up to $500 ($300 checking + $200 savings)
  • Offer Code: GET500
  • Account Types Required: New personal checking and savings account (excludes CDs and IRAs)
  • Direct Deposit Requirement: Yes, at least $1,000 in recurring direct deposits within 90 days
#78

Pillur's Business Checking Bonus: A $500 Boost for Your Small Business

National Bank Bonus

Pillur (MSU FCU) offers a $500 bonus for new business checking accounts. Deposit $10k for 90 days and make 5 transactions. No monthly fees. Offer ends 9/30/25.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Sep 30, 2025

What to know

  • Issuer: Pillur (a trade name of Michigan State University Federal Credit Union)
  • Maximum Bonus: $500
  • Alternative Bonus: $300 for a $2,000 minimum deposit
  • Account Type: New Business Checking or Savings
#79

A $500 Welcome from Southern California's Credit Union: Is This Checking Bonus Right for You?

National Bank Bonus

Earn $500 for opening a checking account with a $100 deposit and setting up a $750 monthly direct deposit. Offer ends August 16, 2025, for California residents. Be aware of ChexSystems checks.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $500
  • Account Type: CU SoCal Rewards Checking Account
  • Minimum Opening Deposit: $100
  • Key Requirement: Receive at least one monthly direct deposit of $750+
#80

Pentucket Bank's $500 Business Checking Bonus: What You Need to Know

National Bank Bonus

Pentucket Bank offers a $500 bonus for new Business Select Checking accounts in MA and NH. Maintain $10k average balance for 3 months and use a Treasury Management service. Limited time offer.

Bonus $500
Annual Fee Not listed
Monthly Fee $40
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $500
  • Account Type: Business Select Checking
  • Availability: Massachusetts and New Hampshire
  • Minimum Opening Deposit: $10 (new money only)
#81

State Exchange Bank High-Yield Savings: 4.10% APY + Up to $500 Bonus

National Bank Bonus

Earn 4.10% APY on your savings with State Exchange Bank, plus a cash bonus up to $500 for new customers who deposit $10k+ via Raisin by June 30, 2025. No monthly fees, no minimum balance, nationwide availability.

Bonus $500
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Jun 30, 2025

What to know

  • APY: 4.10% APY (variable)
  • Bonus Amount: Up to $500 (tiered: $75 for $10k+, $250 for $25k+, $500 for $50k+)
  • Bonus Code: BOOST (enter at sign-up)
  • Bonus Deadline: First deposit initiated by June 30, 2025, 11:59 PM ET
#82

Score Up to $500 with Union Bank & Trust's New Checking Offers

National Bank Bonus

Earn $500 with a new checking account from Union Bank & Trust. Requires $2,500 in direct deposits and paperless enrollment. Available in NE, KS, MO, IA through 9/30/25.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $500
  • Account Types Eligible: Simply Free, Simply Free Plus, Simply Free Platinum, Premium Interest Advantage
  • Direct Deposit Requirement: $2,500 in electronic direct deposits within 90 days
  • Paperless Statements: Enroll within 90 days
#83

Score Up to $200 with First National 1870's Checking Bonus (Plus a $50 Referral)

National Bank Bonus

Earn $200 by opening a First National 1870 checking account with $100, making 25 debit purchases, and setting up $500 in direct deposit. Offer ends 6/30/25. In-branch only in NM, AZ, CO, KS, TX.

Bonus $500
Annual Fee Not listed
Monthly Fee $6
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Account Types: Foundation, Elevation, and Pinnacle Checking
  • Minimum Deposit: $100
  • Direct Deposit Requirement: $500 or more in qualifying ACH deposits
#84

Valley Strong Credit Union is Offering Up to $250 Just for Opening a Checking Account

National Bank Bonus

California residents can snag a $250 checking bonus from Valley Strong Credit Union with no direct deposit required. Just use code NEW250, make 12 debit transactions or set up direct deposit, and wait 90 days. Refer friends for extra cash.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $250
  • Account Type: Checking (CentsAble, Makes Cents, or Grow Strong)
  • Availability: California – Tulare, San Joaquin, and Solano Counties
  • Promo Code: NEW250
#85

Arc Business Account: A Straightforward $500 Bonus for Keeping $10,000

National Bank Bonus

New Arc Business account customers can earn a $500 bonus by depositing and maintaining $10,000 for 90 days. No monthly fees, no direct deposit required.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $500
  • Account Type: Arc Business Account
  • Minimum Deposit: $10,000
  • Funding Deadline: Within 10 days of account opening
#86

Parke Bank's $500 Checking Bonus: A Two-Part Payday for NJ and PA Residents

National Bank Bonus

Earn $500 total with Parke Bank's Select Checking: $250 after two direct deposits in 90 days, another $250 at 12 months. Open to NJ and select PA counties. No end date listed.

Bonus $500
Annual Fee Not listed
Monthly Fee $7
Expiration Not listed

What to know

  • Account Type: Parke Select Checking
  • Availability: New Jersey and select Eastern Pennsylvania counties
  • Bonus Amount: $500 total ($250 after first two direct deposits, $250 at 12-month anniversary)
  • Direct Deposit Requirement: Yes, $500+ total in qualifying direct deposits
#87

Wintrust's Business Checking Bonus: Up to $500 for Small Businesses in Four States

National Bank Bonus

Wintrust is offering a $300 or $500 bonus for opening a new business checking account in IL, FL, IN, or WI. The offer runs through January 29, 2025, with specific requirements to meet.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jan 29, 2025

What to know

  • Issuer: Wintrust
  • Offer Amount: $300 or $500 bonus
  • Account Type: New Business Checking Account
  • Eligible States: Illinois (IL), Florida (FL), Indiana (IN), Wisconsin (WI)
#88

Snag a $475 Checking Bonus from Travis Credit Union (California Only)

National Bank Bonus

California residents can earn a $475 bonus for opening a new checking account with Travis Credit Union. No direct deposit required, but you must open by 3/31/26 and use a promo code.

Bonus $475
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $475
  • Account Type: Free Checking or Access Checking
  • Availability: California residents only
  • Promo Code Required: CheckingBonusX75
#89

U.S. Bank's Smartly Checking: A $450 Bonus That's Actually Worth Considering

National Bank Bonus

U.S. Bank offers up to $450 for opening a Smartly Checking account. You have 90 days to meet direct deposit tiers. The $12 monthly fee is easily waived. Offer ends April 1, 2026.

Bonus $450
Annual Fee Not listed
Monthly Fee $12
Expiration Expired Apr 01, 2026

What to know

  • Maximum Bonus Amount: $450
  • Account Required: U.S. Bank Smartly® Checking
  • Offer Expiration Date: April 1, 2026
  • Qualifying Period After Opening: 90 days
#90

Ameriprise's $450 Savings Bonus: A Solid Offer for Existing Clients

National Bank Bonus

Ameriprise Bank offers a $450 bonus for existing clients who deposit $25,000 into a savings account by March 31, 2026 and maintain it through June. The bonus pays by September 2026.

Bonus $450
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $450
  • Required Deposit: $25,000 in Eligible Deposits
  • Account Type: Ameriprise Bank Savings Account (new or existing)
  • Deposit Deadline: March 31, 2026
#91

Byline Bank $450 Checking Bonus: A Straightforward Deal for Illinois Residents

National Bank Bonus

Earn up to $450 with Byline Bank's Simple Checking. Open with $100, use promo code WELCOME450, and set up $1,000 in direct deposits for 3 months. Offer valid through 11/30/26.

Bonus $450
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Aug 01, 2026

What to know

  • Bonus Amount: Up to $450
  • Account Type: Simple Checking
  • Promo Code: WELCOME450
  • Minimum Opening Deposit: $100
#92

Score $412 with Clearview Federal Credit Union's New Checking Offer

National Bank Bonus

Get a $412 bonus from Clearview FCU by opening a new checking account, signing up for eStatements, making 4 debit transactions, and depositing $412+ electronically within 60 days. Expires 10/31/25.

Bonus $412
Annual Fee Not listed
Monthly Fee $5
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $412
  • Account Type: Checking (Absolute Checking® or other eligible types)
  • Promo Code: 412
  • Availability: PA (Allegheny, Armstrong, Beaver, Butler, Fayette, Greene, Indiana, Lawrence, Washington, Westmoreland counties)
#93

JetBlue Citi Offer: $50 Back When You Spend $400+

National Bank Bonus

Targeted Citi Offer: Spend $400+ on JetBlue flights and get $50 back as a statement credit. Expires Sept 30, 2026. Check your Citi app to see if you're targeted.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Sep 30, 2026

What to know

  • Offer: Spend $400+ with JetBlue, get $50 back as a statement credit
  • Expiration: September 30, 2026
  • Redemption Limit: May be redeemed 1 time by the offer end date
  • Currency Requirement: Qualifying purchases must be in US Dollars (USD)
#94

Barclays Savings Bonus: Up to $400 for Parking Your Cash

National Bank Bonus

Barclays is offering up to $400 for new savings accounts. Deposit $25k or $40k, keep it for 120 days, and earn a bonus plus 4% APY. No monthly fees. Act by 10/31/26.

Bonus $400
Annual Fee Not listed
Monthly Fee $0
Expiration Expires Oct 31, 2026

What to know

  • Bonus Amount: $200 (standard) or $400 (AARP)
  • Minimum Deposit: $25,000 (standard) or $40,000 (AARP)
  • Funding Window: Within 30 days of account opening
  • Holding Period: 120 consecutive days
#95

Snag Up to $400 from Oriental Bank's Libre Account Bonus – Here's the Scoop

National Bank Bonus

Open a Libre account, set up direct deposits of $1,500+ for 3 cycles, and earn up to $400. Puerto Rico only. Offer ends Dec 31, 2026.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: $400
  • Availability: Puerto Rico only
  • Direct Deposit Required: Yes, at least $1,500 per cycle
  • Bonus Tiers: $1,500–$2,499.99 = $200; $2,500–$4,999.99 = $300; $5,000+ = $400
#96

Snag a $400 Bonus from Chase with This Simple Checking Offer

National Bank Bonus

Earn $400 by opening a Chase Total Checking account and setting up $1,000 in direct deposits within 90 days. Offer expires 10/14/2026.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Oct 14, 2026

What to know

  • Bonus Amount: $400
  • Account Type: Chase Total Checking
  • Direct Deposit Requirement: $1,000+ within 90 days of enrollment
  • Monthly Service Fee: $15, waivable (see details)

Regional & Local Offers

Regional/local offers start on page 20.