SoFi offers up to $300 for new checking/savings accounts with qualifying direct deposits. Requires $1k-$5k in deposits within 25 days. No monthly fees. Bonus paid within 14 days after evaluation.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Maximum Bonus: $300
Direct Deposit Required: $1,000 to $5,000+ (tiered)
Bonus Tiers: $50 for $1k-$1,999, $100 for $2k-$4,999, $300 for $5k+
Evaluation Period: 25 days from first qualifying direct deposit
Get a $300 digital gift card for opening a new Chime checking account and receiving a $200+ direct deposit. Offer ends March 31, 2026. Here's how it works and what to watch for.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Mar 31, 2026
What to know
Bonus Amount: $300 digital Visa gift card
Provided By: Finder.com (not Chime)
Main Requirement: Open a new Chime Checking Account via Finder's link and receive one qualifying direct deposit of $200+ within 30 days.
Capital One offers $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees. Here's how to claim it.
Bonus$300
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $300
Account Type: 360 Checking
Promo Code Required: OFFER300
Key Requirement: Receive 2 qualifying direct deposits of $500+ each within 75 days of opening
Capital One is offering $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees, but watch the eligibility look-back period.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $300
Account Required: New 360 Checking account
Promo Code: OFFER300 (must be used at opening)
Key Requirement: Receive 2 qualifying direct deposits of $500+ each
Arsenal Credit Union offers up to $300 for new members in IL/MO who open checking & savings, use a debit card, and set up direct deposit. No monthly fees. Ends 12/31/26.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Dec 31, 2026
What to know
Maximum Bonus: $300
Offer Expires: December 31, 2026
Promo Code Required: New2026
Eligibility: Must live, work, or be family of a member in specific IL/MO counties or qualifying employer groups
Targeted U.S. Bank Smartly Savings offer pays $300 for depositing $25k in new money by March 13, 2026, and maintaining the balance for 90 days. A solid return if you have the cash and received the invite.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $300
Required Deposit: $25,000 in new money
Deposit Window: February 17, 2026 - March 13, 2026
Balance Maintenance Period: 90 days (through June 11, 2026)
Canandaigua National Bank offers a $300 bonus for new checking accounts in NY. Requires online opening with code, e-statements, direct deposits, and debit card use within 90 days. Monthly fees apply but can be waived.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $300
Eligible Accounts: New Optimum Checking or e-ssentials Checking
Hawthorn Bank offers a $300 bonus for new personal checking accounts in Missouri and Kansas. Requires two direct deposits totaling $500+ within 90 days. Offer expires March 31, 2026.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $300
Account Type: New Personal Checking (Platinum Interest, Loyalty, Elite, or Free Checking)
Availability: Missouri and Kansas residents only
Key Requirement: Two or more direct deposits totaling at least $500 within 90 days of opening
Luso American Credit Union offers a $300 bonus for opening a new checking account with a $500 recurring direct deposit. Offer ends 2/28/26 and is limited to MA residents.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $300
Account Type: Free Checking Account
Direct Deposit Requirement: Recurring deposit of at least $500
Promotional Period: Accounts opened 12/10/2025 through 2/28/2026
Malvern Bank offers a $300 bonus for opening a Premier Checking account. Requires direct deposit, 10 debit card transactions monthly, and online banking access for 90 days. Iowa residents only.
Wings Credit Union offers a $300 bonus for new checking accounts, but requires a $3,000 direct deposit and 5 debit/credit transactions. Open by 12/31/25. Nationwide eligibility with a $5 donation.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $300
Account Required: Everyday Checking and Share Savings (must be opened together)
Promo Code: WINGS25 (must be used during online application)
Offer Deadline: Accounts must be opened by December 31, 2025
Earn $300 by opening a Star Rewards Checking account with Town & Country Credit Union. Meet simple requirements by 11/30/25. A solid, no-fee offer for eligible residents.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Nov 30, 2025
What to know
Bonus Amount: $300
Account Type: Star Rewards Checking
Offer Expires: November 30, 2025
Availability: North Dakota residents (check eligibility)
Connexus Credit Union offers up to $300 for opening a checking account. Use promo code XTRABONUS by 11/9/25, meet activity requirements, and your bonus is based on your average balance.
Apple Bank offers a $300 bonus for opening a Choice Checking account at their Rego Park branch. Requires $500 in electronic deposits for two consecutive months. Offer ends September 30, 2025.
Bonus$300
Annual FeeNot listed
Monthly Fee$10
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: $300
Account Required: New Apple Bank Choice Checking account
Offer Expires: September 30, 2025
Key Requirement: Must open the account at the Apple Bank Rego Park (Forest Hills) branch
Greater Iowa Credit Union offers a $300 bonus for new checking accounts. Requires 20 debit purchases, one $100 direct deposit, and e-statements within 60 days. No monthly fee.
Key Requirements: Open account, enroll in e-statements, receive one direct deposit of at least $100, make 20+ debit card purchases totaling $100+ within 60 days.
Numerica Credit Union offers a $300 bonus for new members in WA & ID who open a checking account and meet requirements. Here's how to qualify and what to watch for.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $300
Account Type: Bonus Checking
Eligible States: Washington, Idaho (North Panhandle)
SF Fire Credit Union offers up to $300 for opening a checking account. Must live/work/study in SF, San Mateo, or Marin County, CA. Requires direct deposits & promo code. Offer ends 6/30/25.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jun 30, 2025
What to know
Maximum Bonus Amount: $300
Offer Expiration Date: June 30, 2025
Geographic Eligibility: Must live, work, or attend school in San Francisco, San Mateo, or Marin County, California
North American Savings Bank offers a $300 bonus for opening a Prosper Checking account. Requires a $1,500 deposit and $3,000 in direct deposits within 90 days. Account also offers interest and perks like cell phone protection.
Bonus$300
Annual FeeNot listed
Monthly Fee$8
ExpirationNot listed
What to know
Bonus Amount: $300
Account Type: Prosper Checking
Minimum Initial Deposit: $1,500
Direct Deposit Requirement: $3,000+ within first 90 days
PSECU offers a $300 bonus for new members who open checking & savings, use promo code, and complete two $500+ direct deposits within 100 days. Nationwide eligibility via $10 association membership.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Dec 31, 2026
What to know
Bonus Amount: $300
Promo Code Required: 2026PROMO
Offer Expires: December 31, 2026
Direct Deposit Requirement: Two qualifying deposits of $500+ each
Sacramento Credit Union offers a $300 bonus for first responders opening a new checking account. Requires $25 to open, $2000 in direct deposits within 90 days, and uses promo code ACADEMY300. Limited eligibility.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Mar 12, 2026
What to know
Bonus Amount: $300
Required Account: Free Rewards Checking Account
Minimum Opening Deposit: $25
Direct Deposit Requirement: $2,000+ in qualifying deposits within 90 days of opening
New Yorkers can earn a $300 bonus for opening a checking account with Ridgewood Savings Bank. Requires a $300+ direct deposit. Offer ends December 16, 2024.
Bonus$300
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $300
Account Type: New Personal Checking Account
Key Requirement: Receive $300+ in qualifying direct deposits
Offer Period: September 9, 2024 - December 16, 2024
Bell Bank offers a $300 bonus for opening a checking account in AZ, MN, or ND by 11/30/24. Requires direct deposits and debit card use. Here's what you need to know.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Nov 30, 2024
What to know
Bonus Amount: $300
Account Type: First-time personal checking account
Availability: Arizona, Minnesota, North Dakota residents only