Earn $400 with Republic Bank's checking bonus. Complete 3 direct deposits and 10 POS transactions in 90 days. Offer valid through 12/31/26. Available in FL, IN, KY, OH, TN.
Earn up to $400 with AdelFi Credit Union's checking, savings, and credit card bonuses. Open accounts, use promo code BEE, and meet requirements by July 31, 2026.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 31, 2026
What to know
Bonus Amount: Up to $400 total: $100 for checking, $100 for savings, $200 for credit card
Promo Code: BEE
Offer Expiration: July 31, 2026
Checking Bonus Requirements: Open Harvest Checking, register for digital banking, and enroll in eStatements
Earn $150, $250, or $400 by opening a Cashback Free Checking or Chiefs Checking account with direct deposit. Promo code SPRING26. Offer ends July 31, 2026.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 09, 2026
What to know
Offer: Earn $150, $250, or $400 bonus
Account Type: Cashback Free Checking or Chiefs Checking
Bonus Tiers: $150 for $2,000–$4,999.99 in direct deposits; $250 for $5,000–$9,999.99; $400 for $10,000+
Availability: KS, MO (Kansas City and St. Louis DMAs)
Open a Kasasa Cash Back Checking account, meet monthly requirements for 4 months, and earn a $400 bonus. No monthly fees. Available in MA, NH, ME, RI, CT, VT.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 08, 2026
What to know
Bonus Amount: $400
Account Type: Kasasa Cash Back Checking
Availability: MA, NH, ME, RI, CT, VT
Direct Deposit Requirement: At least 1 direct deposit or ACH transaction per month
New members in PA/NJ can earn $400 by opening a Cashback Checking account, setting up direct deposit, and enrolling in digital banking. Offer ends May 31, 2026.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 09, 2026
What to know
Bonus Amount: $400
Account Type: Cashback Checking
Availability: PA, NJ
Direct Deposit Requirement: $1,000 per month for 2 consecutive months
Capital One has a targeted $400 bonus for new checking accounts. You'll need to use a specific promo code and receive two $500+ direct deposits within 75 days. Here's how to check eligibility and avoid pitfalls.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired May 19, 2026
What to know
Bonus Amount: $400
Account to Open: Capital One 360 Checking
Promo Code Required: GET400
Key Requirement: Receive 2 qualifying direct deposits of $500+ each within 75 days of opening
Tucoemas Federal Credit Union offers a $400 bonus for opening a checking account and completing a free financial coaching program. Must be eligible for membership in Tulare County, CA.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $400
Required Account: Free Kasasa Checking Account
Key Requirement: Enroll & complete the Pathways financial coaching program
Program Duration: Active participation for at least 4 months
Wells Fargo offers $400 for opening an Everyday Checking account and receiving $1,000+ in direct deposits within 90 days. The $15 monthly fee is avoidable. Offer ends April 7, 2026.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Apr 07, 2026
What to know
Bonus Amount: $400
Account Required: New Wells Fargo Everyday Checking Account
Direct Deposit Requirement: $1,000 or more in qualifying deposits within 90 days of opening
Atlantic Union Bank offers a $400 bonus for opening a checking account with a $2,000 direct deposit requirement. Available in VA, MD, NC until March 31, 2026. Use promo code 4004U.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $400
Account Type: Personal Checking (Multiple eligible types)
Availability: Virginia, Maryland, North Carolina residents
Direct Deposit Requirement: $2,000+ within 90 days of opening
Equity Bank offers a $400 bonus for opening a checking and savings account in AR, KS, OK, or MO. Requires $1k in direct deposits and debit card use within 45 days. Offer ends March 31, 2026.
Bonus$400
Annual FeeNot listed
Monthly Fee$10
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $400
Required Accounts: New Checking AND New Savings Account
Promo Code: GOLD (must be used when applying)
Direct Deposit Requirement: $1,000 in qualifying deposits within 45 days of opening
Get a $400 bonus for opening a Fifth Third checking account and making $500 in direct deposits within 90 days. Offer ends 1/7/26. Here's how to qualify and what to watch for.
Bonus$400
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $400
Account Type: Fifth Third Momentum® Checking or Preferred Checking
Direct Deposit Requirement: $500 or more within 90 days of opening
Penn Community Bank offers a $400 bonus for opening a checking account with two qualification paths: $1,500 in direct deposits or 20 debit card purchases. Must be a PA resident and keep account open 6+ months. Ends 12/31/25.
Citizens Bank offers a $400 bonus for opening a new checking account with a single $1,000 direct deposit. Available in 14 states and D.C. through 12/31/25. Here's how to get it and what to watch for.
Bonus$400
Annual FeeNot listed
Monthly Fee$9.99
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $400
Account Type: First new personal checking account
Offer Period: Must open account between 10/1/2025 and 12/31/2025
Key Requirement: A single direct deposit of $1,000 or more within 60 days of opening
Pacific Service Credit Union offers two checking bonuses for California residents: $400 or $100. Both require a $500+ direct deposit and have specific eligibility rules. Here's how to navigate the offers.
Bonus$400
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amounts: $400 (with promo code EARN400) or $100
Direct Deposit Requirement: $500 or more per month (must be payroll or government)
Bonus Payout Timing: Deposited by the 10th of the month following the qualifying direct deposit
Texas residents can earn $300 for personal checking or up to $400 for business checking with Broadway Bank. Both require specific activities within 90 days and have limited-time promo codes.
Iowa residents can earn a $400 bonus by opening a Maxx Checking account and meeting transaction requirements. The offer requires a recurring ACH transfer, not traditional direct deposit.
Florida-based Addition Financial is offering multiple bonuses: $100 for a new checking account, up to $400 for a youth savings account, and $50 for referrals. Offers have specific requirements and deadlines.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2025
What to know
Checking Bonus Amount: $100 for Benefits Checking; $50 for Classic Checking
Savings Bonus Potential: Up to $400 per year (via 'Fun Bucks' program)
Referral Bonus: $50 for you, $100 for your referred friend
Primary Offer Deadline: December 31, 2025 (for checking/savings offers)
MIDFLORIDA Credit Union offers a $400 bonus for opening a Free Checking account. Requires $4k direct deposit, 40 debit purchases, and online enrollment within 75 days. Florida residents only.
Bonus$400
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $400
Account Type: Free Checking
Minimum to Open: $50
Key Requirement 1: Receive at least $4,000 in qualifying direct deposits
Earn $200 as a new member with promo code BONUS200, or get $100 per referral (up to $400) plus $200 for your friend. No direct deposit needed for the $200 bonus. Offer ends 5/31/25.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired May 31, 2025
What to know
Bonus Amount: $200 for new members; $100 per referral (up to $400) for existing members
Offer Expiration: May 31, 2025
Direct Deposit Required: No (for $200 bonus); Yes, $500+ for referral bonus
Indiana residents can earn a $400 checking bonus from Purdue Federal Credit Union by opening a new account and meeting direct deposit requirements. Offer valid through 12/31/25.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2025
What to know
Bonus Amount: $400
Account Type: New Checking Account
Availability: Indiana residents (specific counties: Lake, Porter, or those eligible via LaPorte County)
Direct Deposit Requirement: Yes, $4,000+ in ACH deposits within 120 days of opening
Valley National Bank offers a $400 bonus for a new checking account, but requires $7,500 in direct deposits within 90 days. Available in select states. Here's what you need to know.
Bonus$400
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $400
Account Type: All Access Checking+
Availability: New York, New Jersey, Florida, Alabama, Pennsylvania
Direct Deposit Requirement: Two or more qualifying deposits totaling $7,500 within first 90 days
Earn $400 with a new Santander checking account. Need $5K avg daily balance + 1 direct deposit in 90 days. Expires 12/18/26. Available in select states.
Bonus$400
Annual FeeNot listed
Monthly Fee$0
ExpirationExpires Dec 18, 2026
What to know
Bonus Amount: $400
Eligible Accounts: Santander Private Client Checking, Santander Select Checking, Simply Right Checking, or Santander Essential Checking
Minimum Opening Deposit: $25 (varies by account type)
Requirements: Maintain an average daily balance of at least $5,000 AND have at least 1 direct deposit within the first 90 days