Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Mar 22, 2026

Showing 461 of 461 in this guide (611 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#97

Amalgamated Bank's Business Checking Bonus: A Solid $150 or $300 Offer (But Act Fast!)

National Bank Bonus

Amalgamated Bank offers a $150 or $300 bonus for new business checking accounts. Requires maintaining a minimum balance for 3 months. No direct deposit needed. Offer ends soon.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Mar 22, 2026

What to know

  • Bonus Amount: $150 or $300
  • Account Type: Business Checking (Standard or Plus tier)
  • Key Requirement: Maintain a minimum average monthly balance for 3 consecutive months
  • Balance for $150 Bonus: $2,500 monthly (Amalgamated Business Checking)
#98

Western State Bank's Hometown Bonus: Up to $250 for Opening a Checking Account

National Bank Bonus

Western State Bank offers $50-$250 bonuses for opening new checking accounts with direct deposit and e-statements. Must be near AZ, ND, or MN branches. Bonuses post within 60 days.

Bonus $250
Annual Fee Not listed
Monthly Fee $10
Expiration Not listed

What to know

  • Maximum Bonus Amount: $250
  • Bonus Tiers: $250 for VIP/VIP Plus Checking; $100 for Free Personal Checking; $50 for Future Checking
  • Key Requirements: Open a new personal checking account, enroll in direct deposit, enroll in digital (e)statements, get a Western Debit Card
  • Bonus Posting Timeline: Credited to account within 60 days after direct deposit is received
#99

Central National Bank's $200 and $250 Checking Bonuses: A Solid Offer for Oklahoma Residents

National Bank Bonus

Central National Bank offers $200 for personal checking and $250 for business checking to new customers in Oklahoma. Must open by 12/31/25, set up direct deposit, and enroll in e-statements.

Bonus $250
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Dec 31, 2025

What to know

  • Personal Checking Bonus: $200
  • Business Checking Bonus: $250
  • Offer Expiration: December 31, 2025
  • Availability: Oklahoma residents only
#100

National Bank of Sallisaw's $200 and $250 Checking Bonuses: A Solid Offer for Oklahoma Residents

National Bank Bonus

Oklahoma residents can earn $200 for a personal checking account or $250 for a business account by opening an account and setting up a direct deposit. Offer ends 12/31/25.

Bonus $250
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Dec 31, 2025

What to know

  • Personal Checking Bonus: $200
  • Business Checking Bonus: $250
  • Offer Expiration: December 31, 2025
  • Availability: Oklahoma residents only
#101

First National Bank of NWA: A $200 or $250 Bonus for Arkansas Residents

National Bank Bonus

Arkansas residents can earn a $200 personal or $250 business checking bonus from First National Bank of NWA. Open by 12/31/25, set up a direct deposit, and enroll in e-statements.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2025

What to know

  • Personal Checking Bonus: $200
  • Business Checking Bonus: $250
  • Deadline to Open Account: December 31, 2025
  • Availability: Arkansas residents only
#102

First National Bank of Fort Smith: Grab a $200 or $250 Bonus for Opening a New Account

National Bank Bonus

First National Bank of Fort Smith offers a $200 personal or $250 business checking bonus. Open an account by 12/31/25, set up a direct deposit, and enroll in e-statements. Must be a new customer in AR or OK.

Bonus $250
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Dec 31, 2025

What to know

  • Personal Checking Bonus: $200
  • Business Checking Bonus: $250
  • Offer Expiration: December 31, 2025
  • Availability: Arkansas and Oklahoma residents only
#103

American Express Wants to Give You $250 for Opening a Checking Account

National Bank Bonus

Open a new Amex Rewards Checking account and receive $5,000+ in qualifying direct deposits within 90 days to earn a $250 bonus. Offer ends January 31, 2026.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $250
  • Account Type: American Express Rewards Checking
  • Key Requirement: $5,000+ in qualifying direct deposits within first 90 days
  • Deadline to Open Account: January 31, 2026
#104

A Massachusetts-Exclusive Bank Bonus: $250 for Simple Debit Card Use

National Bank Bonus

Massachusetts residents can earn a $250 bonus from Middlesex Savings Bank by opening a checking account and making 8 debit card purchases. No direct deposit needed. Offer ends 10/31/25.

Bonus $250
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Feb 26, 2026

What to know

  • Bonus Amount: $250
  • Account Required: Freedom Blue Checking Account
  • Key Requirement: Make 8 debit card purchases (non-ATM) within 60 days of opening
  • Additional Requirement: Enroll in e-Statements
#105

Vantage Credit Union's $250 Checking Bonus: A Straightforward Midwest Deal

National Bank Bonus

Vantage Credit Union offers a $250 bonus for opening a new checking account. No direct deposit needed, but you must qualify for membership in specific Illinois or Missouri areas and use a promo code. Offer expires 12/31/2025.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $250
  • Account Type: New Personal Checking Account
  • Promo Code Required: LOU132 (per official offer page)
  • Offer Period: Valid for accounts opened by December 31, 2025
#106

Firefighters First Credit Union: A $250 Welcome for New Members in Select States

National Bank Bonus

Firefighters First Credit Union offers a $250 bonus for new members opening a checking account with direct deposit in AZ, CA, or NH. Must deposit $1k/month for two months.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $250
  • Account Required: New Personal Checking Account
  • Eligible States: Arizona, California, New Hampshire
  • Direct Deposit Requirement: $1,000 per month for two consecutive months
#107

Community State Bank's Edge Checking: A $250 Bonus for Iowa Residents

National Bank Bonus

Iowa residents can earn a $250 bonus by opening a new Edge Checking account, making a $100 deposit, completing 15 debit card purchases, and setting up direct deposit. Offer ends 6/30/25.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jun 30, 2025

What to know

  • Bonus Amount: $250
  • Account Type: Edge Checking
  • Availability: Iowa residents only
  • Offer Expiry: June 30, 2025
#108

A $250 Boost for Colorado Small Businesses: Partner Colorado Credit Union's Limited-Time Offer

National Bank Bonus

Colorado-based small businesses can earn a $250 bonus by opening a new business checking account at Partner Colorado Credit Union before December 31, 2024. No direct deposit required.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 12, 2026

What to know

  • Bonus Amount: $250
  • Account Type: Business Checking
  • Availability: Colorado residents only (Adams, Denver, Jefferson, Douglas, or Arapahoe Counties)
  • Offer Period: Accounts must be opened between October 1 and December 31, 2024
#109

A Michigan-Exclusive Banking Bonus: Is Oakland University Credit Union's $250 Offer Right for You?

National Bank Bonus

Oakland University Credit Union offers a $250 bonus for opening a Money Market Checking account with direct deposit by Oct 31, 2024. Eligibility is limited to Michigan residents in specific counties or those connected to the university.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 17, 2026

What to know

  • Bonus Amount: $250
  • Eligible Account: Money Market Checking Account
  • Promotion Period: September 1, 2024 to October 31, 2024
  • Key Requirement: Set up direct deposit from employer or Social Security
#110

Blue Federal Credit Union's $250 and $100 Checking Bonuses: A Rocky Mountain Deal

National Bank Bonus

Blue Federal Credit Union offers two checking bonuses for Colorado and Wyoming residents: a $250 bonus with a savings account requirement and a $100 bonus that also triggers a $100 community donation. Both need a $500 direct deposit.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 17, 2026

What to know

  • Available Bonuses: $250 bonus OR $100 bonus + $100 community donation
  • Eligible States: Colorado and Wyoming only
  • Direct Deposit Required: Yes, minimum $500 aggregate within first 90 days
  • Credit Check: Soft pull (doesn't affect your credit score)
#111

Sterling Bank's Refer-a-Friend Deal: Get $50, Help a Friend Get $250

National Bank Bonus

Sterling Bank's referral program pays you $50 for each friend who opens a checking account. Your friend gets a $250 bonus if they meet direct deposit requirements. Available in CA, MI, NY.

Bonus $250
Annual Fee Not listed
Monthly Fee $500
Expiration Expired Mar 17, 2026

What to know

  • Referrer Bonus: $50 per successful referral
  • Referred Friend Bonus: $250 for new account holders
  • Eligible Account: Sterling Eagle Checking Account
  • Availability: Residents of California, Michigan, and New York
#112

A $250 Thank You for Service: First National Bank Texas's Military Checking Bonus

National Bank Bonus

First National Bank Texas offers a $250 bonus for military members & families in AZ, AR, NM, TX. Open a Service 1 checking account and meet direct deposit requirements over a year. No monthly fee.

Bonus $250
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: Up to $250
  • Eligibility: Military members and their families (Active Duty, Retired, Veterans, Dependents)
  • Required Account: New Service 1 checking account
  • Key Requirement: Must provide valid military ID or documentation
#113

Evergreen Money's $250 Bonus: A Quick Look at Their New Account Offer

National Bank Bonus

Evergreen Money offers a $250 bonus for opening a Liquid Treasuries account with a $10,000 deposit by June 30, 2024. No direct deposit needed, but watch for monthly fees and understand it's an investment account.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jun 30, 2024

What to know

  • Bonus Amount: $250
  • Required Account: New Liquid Treasuries Account
  • Minimum Deposit: $10,000
  • Deposit Deadline: Must be posted by 11:59 PM ET on June 30, 2024
#114

Blaze Credit Union's $225 Checking Bonus: A Solid Deal for Minnesotans

National Bank Bonus

Minnesota's Blaze Credit Union offers a $225 bonus for opening a free checking account. Get the cash upfront, then keep it by setting up direct deposit/auto-pay and making 6 debit purchases within 60 days.

Bonus $225
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $225
  • Account Type: Blaze Free Checking
  • Minimum Deposit: $100 to open
  • Monthly Fee: $0 (No minimum balance required)
#115

Sunward FCU's Double Bonus: Earn $75 for Referring Friends, They Get $225

National Bank Bonus

Sunward Federal Credit Union offers a win-win referral deal until June 2025. Refer a friend to open accounts, you get $75, they get $225. Must join free American Consumer Council. Available in NM, CA, AZ, TX, CO.

Bonus $225
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Your Bonus (Referrer): $75 per successful referral
  • Friend's Bonus (Referred): $225 for opening a new checking account
  • Offer Period: January 14, 2025 – June 30, 2025
  • Key Requirement for Friend: $500+ in qualifying deposits for two straight months within 90 days of opening
#116

Is the 1st Advantage $200 Checking Bonus Worth the Effort?

National Bank Bonus

A $200 bonus for opening a checking account with 1st Advantage FCU, but it's geographically limited and requires a direct deposit and debit card spend. Here's what you need to know.

Bonus $200
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Promo Code: CHECKING200
  • Key Requirements: Set up a recurring direct deposit, sign up for eStatements, and make a $200+ purchase with the debit card within 60 days.
  • Account Must Stay Open: At least 90 days
#117

A Texas-Exclusive $200 Bonus for Opening a New Checking Account

National Bank Bonus

Prestige Community Credit Union offers a $200 bonus for opening a Payback Checking account with promo code CKDFF. Requires monthly direct deposits and debit card use. Texas residents only. Offer ends March 20, 2026.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 20, 2026

What to know

  • Bonus Amount: $200
  • Account Required: New Payback Checking Account
  • Promo Code: CKDFF
  • Monthly Direct Deposit Minimum: $400
#118

How to Snag $200 Cash Back When Opening an Alliant Checking Account

National Bank Bonus

Get $200 cash back via Rakuten for opening a new Alliant Credit Union checking account and setting up a $500 direct deposit. Must also open a $1,000 certificate.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Cash Back Amount: $200
  • Issuer: Rakuten (not Alliant Credit Union)
  • Required Action: Open a new Alliant Checking account via the Rakuten link, then complete a $500+ direct deposit within 30 days.
  • Additional Requirement: Must also fund a new Alliant Certificate (CD) with a minimum deposit of $1,000.
#119

Georgia's Own Credit Union: A $200 Welcome Bonus for Peach State Residents

National Bank Bonus

Georgia's Own Credit Union offers a $200 bonus for opening a new All Access Checking account. Requires promo code, direct deposits, and debit card transactions. Must be a Georgia resident. Offer ends October 31, 2025.

Bonus $200
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $200
  • Offer Expires: October 31, 2025
  • Required Account: All Access Checking
  • Promo Code: WELCOME (must be used during application)
#120

Hanmi Bank's $200 Checking Bonus: A Straightforward Way to Earn Some Cash

National Bank Bonus

Earn up to $200 in rewards points by opening a Hanmi personal checking account. Requires maintaining a $3k balance, using your debit card, and signing up for eStatements. Offer ends 12/31/26.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Maximum Bonus Value: $200 (20,000 points)
  • Offer Expiry: December 31, 2026
  • Eligible States: California, Illinois, New Jersey, New York, Texas, Virginia
  • Account Requirement: New personal checking account (no existing account in past 60 days)

Regional & Local Offers

Regional/local offers start on page 12.