Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Oct 22, 2026

Showing 1031 of 1031 in this guide (1554 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#937

CFSB's $100 Checking Bonus: No Direct Deposit, Just Debit Swipes

Regional Bank Bonus

CFSB offers $100 for new Community Classic Checking accounts opened Oct 1–Nov 1, 2026. Complete 25 debit card purchases by Nov 30. No direct deposit needed. Available in KY, TN, IL, IN, MO.

Bonus $100
Annual Fee Not listed
Monthly Fee $0
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: $100
  • Account: Community Classic Checking
  • Availability: Residents of KY, TN, IL, IN, MO or existing clients
  • Direct Deposit Required: No
#938

Sharonview FCU's $200 Referral Bonus: A Solid Deal With One Big Catch

Regional Bank Bonus

Sharonview FCU offers $200 total ($100 each) for referrals when the new member opens a checking account, receives $1,000+ in direct deposits, and makes 15 debit card purchases within 60 days. Requires hard pull.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100 for the referring member and $100 for the referred member (total $200)
  • Direct Deposit Requirement: $1,000 or more in aggregate direct deposits within 60 days of account opening
  • Debit Card Requirement: 15 posted debit card point-of-sale or online purchases within 60 days (ATM transactions excluded)
  • Account Opening Requirements: Open and fund a new membership share ($5 minimum) and checking account ($25 minimum) within 7 days of account opening
#939

USX Federal Credit Union's $100 Checking Bonus: Is It Worth a Trip to Pennsylvania?

Regional Bank Bonus

USX Federal Credit Union offers a $100 bonus for opening a FREE or Members Plus Checking with a qualifying direct deposit within 60 days. Must join in person in PA. Watch the $25 early closure fee and $1,000 balance requirement on Members Plus.

Bonus $100
Annual Fee Not listed
Monthly Fee $10
Expiration Not listed

What to know

  • Maximum bonus: $100
  • Account options: FREE Checking or Members Plus Checking
  • Direct deposit requirement: Net paycheck direct deposit must start within 60 days of account opening
  • Alternative requirement: If employer doesn't offer direct deposit, deposit at least $400 per month
#940

First Farmers Bank & Trust's $100 Checking Bonus: No Direct Deposit Required

Regional Bank Bonus

First Farmers Bank & Trust is offering a $100 bonus when you open a Harvest Rewards Checking account online and deposit $500 in new money within 30 days. No direct deposit required. Available in IN and IL.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum bonus: $100
  • Availability: Indiana and Illinois
  • Direct deposit required: No
  • Additional requirements: Deposit $500 in new money within 30 days of account opening
#941

Sterling Bank's $100 Checking Bonus: Easy Money for Missouri Residents

Regional Bank Bonus

Sterling Bank offers a $100 bonus for new personal checking accounts in Missouri. Complete 12 debit card transactions, enroll in eStatements, and receive $500+ in ACH/direct deposits within 45 days.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Availability: Missouri
  • Direct Deposit Requirement: $500 or more in ACH/direct deposits within 45 days
  • Debit Card Requirement: 12 or more debit card transactions within 45 days
#942

Media City Credit Union $100 Referral Bonus: A Local Deal Worth Checking Out

Local Bank Bonus

Media City CU offers $100 to both referrer and new member. Requires $500+ monthly direct deposit, 10 transactions, e-statements, and 90-day activity. No monthly fees. Must be Burbank resident or meet other criteria.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100 for both referrer and new member
  • Direct Deposit Requirement: $500+ monthly from payroll, pension, or government benefits
  • Transaction Requirement: Minimum 10 transactions per month (debit card purchases, ACH debits, bill payments)
  • e-Statements: Enrollment required
#943

Get $100 for Opening a Checking Account at Alabama Credit Union – Here's How

Regional Bank Bonus

Alabama Credit Union pays $100 to both you and a friend when they open a checking account, enroll in online banking, and keep it open for 45 days. No direct deposit needed. Earn up to $300/year.

Bonus $100
Annual Fee Not listed
Monthly Fee $4
Expiration Not listed

What to know

  • Bonus Amount: $100 to both referrer and referee
  • Availability: Alabama and Florida (Escambia County)
  • Direct Deposit Required: None
  • Additional Requirements: Open a qualifying checking account (Value or Lifestyle), enroll in online banking, keep account open 45 days
#944

Grab a Quick $100 with Wellby Financial's New Checking Offer

Regional Bank Bonus

Open a Wellby Secure Spending account, set up a $300+ monthly direct deposit, and get $100. No monthly fees, and you can fund with a credit card up to $5,000. Offer ends August 29, 2026.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Aug 29, 2026

What to know

  • Bonus Amount: $100
  • Account Type: Wellby Secure Spending (checking)
  • Promo Code: SCHL2026
  • Offer Expiration: August 29, 2026
#945

Snag a $100 Bonus from HawaiiUSA Federal Credit Union – Here's How

Regional Bank Bonus

HawaiiUSA FCU offers $100 for opening an eLife Checking, setting up $1k/month in direct deposits or ACH credits for two months, and enrolling in online banking and eStatements. No monthly fees.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Sep 30, 2026

What to know

  • Bonus Amount: $100
  • Account Type: eLife Checking
  • Direct Deposit Requirement: Yes, or ACH credit – $1,000 per month for two consecutive months
  • Other Requirements: Enroll in Online Banking and/or Mobile Banking, and eStatements
#946

Snag a Quick $100 from MCNB Banks – No Direct Deposit Needed

Regional Bank Bonus

Open a new MCNB checking account, enroll in eStatements, and either set up one direct deposit or make 15 debit card purchases. Get $100 within 10 business days after 90 days. Offer ends Oct 31, 2026.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Availability: West Virginia only (may require in-person visit)
  • Direct Deposit Required: Optional – or make 15 debit card purchases
  • Additional Requirements: Enroll in eStatements
#947

Score a Quick $100 with Northern Communities Credit Union's New Checking Offer

Regional Bank Bonus

Open a new checking account at NCCYou, set up $1,000+ in direct deposits within 60 days, and get a $100 bonus. No monthly fees, but act by August 31, 2026.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Availability: Must live, work, worship, or attend school in St. Louis County, MN
  • Direct Deposit Required: Yes, $1,000 or more within 60 days of account opening
  • Monthly Fees: None
#948

Mutual Security Credit Union $100 Checking Bonus: Easy Cash for Connecticut Residents

Regional Bank Bonus

Earn $100 by opening a new checking account with Mutual Security Credit Union. Requires direct deposit and $5,000 average daily balance for 90 days. Available online. CT residents only.

Bonus $100
Annual Fee Not listed
Monthly Fee $2
Expiration Expires Nov 17, 2026

What to know

  • Bonus Amount: $100
  • Availability: Fairfield, Litchfield, or New Haven counties, CT (or through Select Employer Group or family member)
  • Direct Deposit Required: Yes, no minimum amount mentioned
  • Average Daily Balance Requirement: $5,000 for 90 days
#949

Snag a Quick $100 from Ascent Credit Union – Just 10 Transactions Needed

Regional Bank Bonus

Open a checking account, make 10 debit/credit transactions in 30 days, and get $100. No direct deposit required. Limited time for Utah residents.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Account Type: Checking
  • Eligibility: New members only; must not have been a primary account owner in the last 24 months
  • Requirements: Open account with Ascent CU Visa debit or credit card, complete 10 transactions within 30 days
#950

Snag a $400 Bonus from USC Credit Union – Here's How the Math Works

Regional Bank Bonus

Earn up to $400 with USC Credit Union's checking bonus in CA. Requires direct deposits and debit card use. Ends 6/30/26.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jun 30, 2026

What to know

  • Offer Amount: Up to $400
  • Account Type: Personal Checking (Cardinal Checking recommended for no monthly fee)
  • Availability: California (Los Angeles County, Orange County, plus USC affiliates nationwide)
  • Direct Deposit Required: Yes – $2,000 per month in qualifying deposits
#951

PrimeWay's $100 Referral Bonus: A Win-Win for You and a Friend

Regional Bank Bonus

PrimeWay Federal Credit Union offers a $100 Mastercard reward card to both you and a friend when you refer them. They need to open a checking account and meet direct deposit/debit card requirements within 60 days.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100 Mastercard Reward Card for both the referrer and the new member
  • Referrer Annual Limit: Up to $500 per calendar year (5 referrals)
  • Requirements for New Member: Open a new personal checking account, then within 60 days: 1) Receive one or more direct deposits totaling $500, and 2) Make five or more debit card purchases...
  • Availability: For residents of select Texas counties (Houston, Washington, Fort Bend, Harris) and existing PrimeWay members.
#952

Kohler Credit Union's $100 Referral Bonus: A Win-Win for Wisconsin Residents

Regional Bank Bonus

Wisconsin residents can earn $100 by referring a friend to Kohler Credit Union. Both the referrer and the new member get paid after meeting direct deposit and spending requirements.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100 for both the referrer and the new member
  • Availability: Wisconsin only. Must live, work, or worship in specific counties (Sheboygan, Calumet, Dodge, Fond du Lac, Jefferson, Manitowoc, Milwaukee, Ozaukee, Washington,...
  • Direct Deposit Required: Yes, a minimum of $3,000 must be deposited within the first 90 days.
  • Other Requirements: Enroll in eStatements and make at least 3 debit card purchases over $20 each within 90 days.
#953

Pilgrim Bank's $100 Checking Bonus: Easy Money for Texas Residents

Regional Bank Bonus

Texas residents in five counties can get $100 just for opening a checking account with Pilgrim Bank. No direct deposit needed, but act before March 31, 2026.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Availability: Residents of Titus, Morris, Camp, Franklin, or Hopkins County, Texas only
  • Direct Deposit Required: No
  • Offer Period: Account must be opened between February 17, 2026 and March 31, 2026
#954

SkyPoint FCU's $100 Referral Bonus: A Win-Win for Friends in the DMV Area

Regional Bank Bonus

SkyPoint Federal Credit Union offers a $100 bonus to both referrer and new member when you refer someone to open a checking account. No direct deposit needed, just a $5 savings deposit. Must be in eligible VA/MD/DC areas.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100 for both the referrer and the new member
  • Availability: Residents of Alexandria, VA; Arlington County, VA; Falls Church, VA; District of Columbia; Frederick County, MD; Montgomery County, MD
  • Direct Deposit Required: No
  • Key Requirement: New member must deposit $5 into a share savings account at opening
#955

Is This $100 Checking Bonus Worth the Hoops? A Look at Truity Credit Union

Regional Bank Bonus

Truity Credit Union offers a $100 bonus for a new checking account, but strict eligibility and a required $25 donation shrink the real value. Here's what to know.

Bonus $100
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Account Type: New Simple Checking Account
  • Promo Code: 100ONEWCK24
  • Key Requirement: Must be eligible to join the credit union
#956

Virginia Credit Union's $100 Checking Bonus: A Simple Score for VA Residents

Regional Bank Bonus

Virginia Credit Union offers a $100 bonus for opening a checking account and setting up two consecutive direct deposits of $500+. Available to VA residents until April 13, 2026.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Apr 13, 2026

What to know

  • Bonus Amount: $100
  • Availability: Virginia residents only
  • Key Requirement: Two consecutive direct deposits of $500+ each within 120 days of opening
  • Account Fee: No monthly maintenance fee
#957

A Simple $100 Bonus for New Yorkers: AmeriCU's Checking Account Deal

Regional Bank Bonus

New York residents can earn $100 by opening a checking account at AmeriCU Credit Union. No direct deposit is required, but you'll need to make six debit purchases and sign up for online banking.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Availability: New York residents only
  • Direct Deposit Required?: No, it's optional
  • Key Requirements: Enroll in online banking & eStatements, make 6 debit card transactions
#958

A+ Federal Credit Union's Texas-Only Bonus: Is $100 Worth the Hoops?

Regional Bank Bonus

A+ Federal Credit Union offers a $100 bonus for opening checking and savings accounts with direct deposit. Available only in Texas, with a promo code required. Ends 12/31/26.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 24, 2026

What to know

  • Bonus Amount: $100 total ($25 upon opening, $75 after direct deposit)
  • Account Required: Cash-Back Checking and a Membership Savings account
  • Direct Deposit Requirement: Payroll deposits totaling $800+ within 30 days, received within 60 days of opening
  • Promo Code: 2026SEG100 (must be used when applying)
#959

Snag a $100 Welcome Bonus from Chickasaw Community Bank

Regional Bank Bonus

Chickasaw Community Bank offers a $100 bonus for opening a new checking account with a $500 deposit and setting up a qualifying direct deposit. Limited to OK and TX residents.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Account Type: New Checking Account
  • Minimum Deposit to Open: $500
  • Direct Deposit Requirement: $500+ within 90 days
#960

Earn $100 for Each Friend You Bring to This Florida Credit Union

Regional Bank Bonus

MPS Credit Union pays $100 to you and a friend when they open qualifying accounts. Available in Florida counties. No direct deposit needed for bonus, but accounts must stay open 60 days.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100 for you, $100 for your referral
  • Referral Limit: No limit
  • Geographic Availability: Florida counties: Broward, Martin, Miami-Dade, Monroe, Palm Beach, St. Lucie. Also open to current/retired postal & federal employees and family of existing me...
  • Qualifying Actions for Referral: Open a new Savings Account AND a new Checking Account with a qualifying direct deposit (at least $300 monthly) OR open a new Share Certificate (CD).