Seattle Credit Union offers a $150 bonus for opening a checking account. You only need to complete 2 of 3 simple requirements over 90 days, and direct deposit is optional. Perfect for Washington residents.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $150
Availability: Washington state residents only
Key Requirement: Complete 2 out of 3 tasks within a 90-day period
Potential Tasks: Set up $500 monthly direct deposit, enroll in eStatements, OR complete 10 transactions/month
Monterra Credit Union (formerly San Mateo) offers a $150 bonus for opening a checking account. Requires 10+ debit purchases and a direct deposit. Limited to residents of specific California counties.
Bonus$150
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $150
Account Type: New Premium or Free Checking Account
Key Requirement 1: Make 10 or more debit card purchases (totaling at least $100) in your first full calendar month
Key Requirement 2: Have at least one qualifying direct deposit, payroll deposit, or ACH transfer
Propell Credit Union offers a $150 bonus for new iSAVE Free Checking accounts in Pennsylvania. Earn by setting up direct deposit, using bill pay, and making debit card purchases within 30 days.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: Up to $150
Account Type: iSAVE Free Checking
Availability: Pennsylvania residents only (must live, work, worship, or attend school in Delaware or Chester counties)
Key Requirement: Complete three types of transactions within 30 days of opening
Open a Westmark checking account and earn $150 in three easy steps: $25 upfront, $25 for 15 debit transactions, and $100 with a $1,000 deposit plus 15 transactions within 90 days.
Bonus$150
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $150
Account Type: Checking (True Blue Spend or True Blue Rewards Spend)
Availability: Idaho (must be eligible for membership)
BECU offers new members in WA, OR, and ID a $150 bonus for opening checking and savings accounts. No direct deposit needed, but you must complete 10 transactions in 30 days. Offer ends 12/31/25.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: $150
Required Accounts: New BECU checking AND savings account
Key Requirement: 10+ qualifying transactions within first 30 days
Open a Free Checking for Life account with Embassy Bank, deposit $500, and set up $2,000 in direct deposits within 90 days to earn a $150 bonus. Limited-time offer for PA residents.
ISU Credit Union offers a $150 bonus for opening a new Essential or Elevate checking account. Requires a qualifying direct deposit and e-statements. Limited to eligible members in parts of Indiana and Illinois.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $150
Eligible Accounts: Essential Share Draft Checking or Elevate Checking (new accounts only)
Key Requirement: Receive your first qualifying direct deposit within 45 days of opening and sign up for e-statements.
Availability: Available to new members who meet eligibility requirements (see below).
Arizona residents can earn a $150 digital gift card by opening a CashBack Checking account with Copper State Credit Union, setting up a $500 monthly direct deposit, and using their mobile app. Offer ends 12/31/25.
Open a new MyStyle Checking account with promo code BYU26, set up direct deposit and eStatements, and earn a $150 bonus. Offer valid through June 30, 2026, in select states.
Rochester Public School District employees can get a $150 bonus for opening a new Altra checking account. Requires 10 debit card purchases in 30 days. Offer ends May 31, 2026.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: $150
Offer Expires: May 31, 2026
Eligible States: CO, MN, NJ, TN, TX, WI
Required Account: New A+ Checking or A+ Platinum account
Andrews Federal Credit Union offers a $150 bonus for new checking accounts, but requires a $500+ direct deposit for 90 days. Available in DC, MD, NJ, VA. Here's the fine print.
Bonus$150
Annual FeeNot listed
Monthly Fee$10
ExpirationExpired Mar 11, 2026
What to know
Bonus Amount: $150
Account Type: New Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking account
Direct Deposit Requirement: $500 or more, started within 60 days of opening
Direct Deposit Maintenance: Must maintain that deposit for at least 90 consecutive days
Refer a friend to MAX Credit Union in Alabama/Georgia this October. If they open a new checking account, loan, or credit card, you both get $150. Must act fast—offer ends 10/31/24.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $150 for both the referrer and the new member
Bonus Form: 15,000 rewards points, redeemable for cash
Promotion Period: Referrals must occur between October 1, 2024 and October 31, 2024
Eligibility Area: Must live, work, attend school, or worship in specific counties in Alabama or Georgia
Massachusetts residents can earn $150 by opening a checking account with Middlesex Federal and making 15 debit card purchases. No monthly fees or direct deposit required.
Get 3 nights at an IHG hotel plus 10,000 bonus points for just $149 or $249—but you must sit through a 2-hour timeshare pitch. Worth it if you can say no.
Bonus$149
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jun 01, 2023
What to know
Offer Type: Timeshare presentation incentive
Price (Option 1): $149 plus tax at a partner hotel
Price (Option 2): $249 plus tax at a Holiday Inn Club Vacations resort
iTHINK Financial Credit Union offers up to $125 for opening a checking account with direct deposit. Available in FL & GA. Must use promo code JOINCU by 12/31/2025.
Bonus$125
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2025
What to know
Maximum Bonus: $125
Bonus Structure: $50 for opening account + $75 for setting up direct deposit
Direct Deposit Requirement: At least $1,000 in total deposits within 90 days of opening
Education Credit Union's $mart Checking bonus is back at $123 for Texas residents. No monthly fees, but you'll need $500 in deposits and 15 transactions within 60 days.
Bonus$123
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Dec 31, 2026
What to know
Bonus Amount: $123
Availability: TX only. If you don't work in education, you must live within 10 miles of a branch (all in Amarillo, TX)
Direct Deposit Required: Yes, $500+ within 60 days of opening (ACH transfers and remote deposits count)
Debit Card Transactions: 15 qualifying transactions (debit card, ACH withdrawal, external transfer, or bill pay)
Capital Bank offers New York residents $105 in rewards points for opening a checking account, registering a debit card, and making one purchase. No direct deposit required. Offer ends April 30, 2026.
Prime Financial Credit Union is handing out $103 to Wisconsin residents who open a checking account during anniversary week and set up one direct deposit by December 23, 2026. No monthly fees, no minimum deposit amount.
Bonus$103
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Dec 23, 2026
What to know
Bonus amount: $103
Availability: Wisconsin only
Direct deposit requirement: Yes — at least one ACH direct deposit, no minimum amount
Argent Credit Union offers a $100 bonus for new checking accounts in select Virginia areas. You'll need a $500+ monthly direct deposit for two months and a debit card. Offer expires 12/31/26.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Dec 31, 2026
What to know
Bonus Amount: $100
Eligibility: Open to those who live, work, attend school, worship, or volunteer in Chesterfield County, Henrico County, Hanover County, or the City of Richmond, VA
Direct Deposit Requirement: $500+ per month for two months (per bank's official terms)
Debit Card Requirement: Yes, must activate and use debit card
Michigan residents can earn $100 from United Financial Credit Union by opening a checking account with a debit card and enrolling in digital banking with eStatements. No direct deposit needed.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 06, 2019
What to know
Maximum bonus: $100
Availability: Michigan only
Direct deposit required: No
Bonus breakdown: $50 for opening a new checking account with a debit card, $25 for setting up direct deposit, $25 for enrolling in digital banking with eStatements
NESC Credit Union pays $100 to both the referrer and the new member when a checking account gets $1,000 in direct deposits. Open to select MA and NH counties, no monthly fee.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Maximum bonus: $100
Who gets paid: Both the person referred and the referrer
Eligible area: Select counties in Massachusetts and New Hampshire
Westerra Credit Union offers a $100 bonus for opening a Smart Money Checking or Money Market Select account. No direct deposit required—just two deposits and ten transactions within 60 days. Colorado's Denver metro area only.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Maximum bonus: $100
Availability: Restricted to people in the 7-county Denver Metro Area
USE Federal Credit Union offers $100 for opening a new checking account, with no monthly fees. But details on direct deposit and application process are scarce, so proceed with caution.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100
Availability: Membership open to virtually anyone; likely Oklahoma only, no online application
Direct Deposit Required: Unknown
Additional Requirements: Unknown; Facebook ad mentions matching your opening deposit