Earn 39,100 MyPoints (worth ~$391 in gift cards) plus SoFi's own $325 bonus by opening a new SoFi Checking & Savings account with a $400 direct deposit.
Bonus$391
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: 39,100 MyPoints (worth ~$391 in gift cards)
Open an Everyday Hero Checking account, deposit $5,000 in new money, and earn a $350 bonus. Must also set up 3 direct deposits within 90 days. Offer ends 8/6/26. Available to eligible NY residents.
Bonus$350
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired Aug 06, 2026
What to know
Bonus Amount: $350
Account Type: Everyday Hero Checking
Availability: New York
Minimum Deposit to Fund: $1,500 of new money within 15 days
Independent Bank offers a $350 bonus for opening a new ONE checking account with a $500 direct deposit requirement. Available in MI & OH until March 2027. A straightforward, long-term offer.
Bonus$350
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $350
Account Type: ONE or Opportunity ONE Checking Account
Availability: Michigan and Ohio residents
Key Requirement: Receive direct deposits totaling $500+ within 90 days of opening
Colorado residents can earn a $350 bonus by opening a new Elevations Credit Union checking account, setting up direct deposit, and enrolling in online banking. Offer ends January 1, 2026.
Bonus$350
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: $350
Offer Expires: January 1, 2026
Eligibility: New members who are Colorado residents. Not available to existing members.
Account Types: Foothills Free, Peak Perks, or Summit Dividend Checking. Forever Buffs checking does NOT qualify.
Earn $350 by opening a Frontwave checking and savings account. Requires $1,000 in direct deposits or ACH transfers within 90 days. Limited-time offer for CA residents.
Bonus$350
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 09, 2026
What to know
Bonus Amount: $350
Account Type: Checking and Savings
Direct Deposit Requirement: $1,000 within a single calendar month, within 90 days of opening
Monthly Fees: None for Primary Checking and Savings
Earn $350 from SECU with a new Total Checking & Rewards account. Requires two direct deposits and e-statements within 90 days. Open to MD, DC, DE, PA, VA, WV residents. Offer ends 8/31/26.
Bonus$350
Annual FeeNot listed
Monthly Fee$0
ExpirationExpires Aug 31, 2026
What to know
Bonus Amount: $350
Account Type: SECU Total Checking & Rewards
Availability: Maryland, DC, Delaware, Pennsylvania, Virginia, West Virginia
Direct Deposit Requirement: Yes, 2 separate qualifying payroll direct deposits
MidWestOne Bank is offering a $350 bonus on its Power Checking account in CO, FL, MN, and WI. Meet simple requirements within 3 months, and the bonus lands in your account. No monthly fees, soft credit pull. Offer ends July 31, 2025.
Tri City National Bank offers a $350 bonus for opening a checking account with direct deposit in Wisconsin. Must bring a mailer to a branch by Jan 31, 2025. Requires $500+ in qualifying deposits within 60 days.
Bonus$350
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jan 31, 2025
What to know
Bonus Amount: $350
Account Type: Everyday Checking
Availability: Wisconsin residents only
Offer Expiry: Account must be opened by January 31, 2025
Get $325 for opening a Wells Fargo Everyday Checking account with qualifying direct deposits by April 14, 2026. Learn how to avoid the monthly fee and navigate the requirements.
Bonus$325
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Apr 14, 2026
What to know
Bonus Amount: $325
Account Required: Everyday Checking Account (new customers only)
Direct Deposit Requirement: $1,000+ in qualifying electronic deposits within 90 days of opening
Monthly Service Fee: $15 (can be waived multiple ways)
Union Savings Bank offers up to $304 for opening a checking account in Connecticut. Requires direct deposit and/or savings account funding. Ends April 30, 2026.
Bonus$304
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 06, 2026
What to know
Maximum Bonus Amount: $304
Offer Expiry Date: April 30, 2026
Availability: Connecticut residents only
Bonus Credit Date: Between May 1 and July 31, 2026
Southland Credit Union offers a $300 bonus for new Enjoy! Rewards Checking accounts in CA. Meet $1,500 monthly direct deposits for 3 months. No early termination fee, but watch monthly fees.
Bonus$300
Annual FeeNot listed
Monthly Fee$5
ExpirationExpired Aug 20, 2026
What to know
Bonus Amount: $300 (30,000 bonus points with stated member value of $300)
Account Type: Enjoy! Rewards Checking
Availability: California (limited to Southland Credit Union service areas)
Direct Deposit Requirement: Yes – $1,500 or more per month for three consecutive months within 90 days of account opening
Earn $300 with Quorum Federal Credit Union by opening a QPlus or QClassic checking account and setting up $5,000 in direct deposits. No monthly fees, no early termination fee. Nationwide availability.
Earn $300 with a new Power Checking account. Open online, use promo code MC300, and set up $2,500 in direct deposits within 60 days. Bonus arrives at day 120. No ChexSystems pull. Offer ends 9/15/2026.
Bonus$300
Annual FeeNot listed
Monthly Fee$12
ExpirationNot listed
What to know
Bonus Amount: $300
Account Type: Power Checking
Promo Code: MC300
Direct Deposit Requirement: $2,500 or more within 60 banking days of account opening
Open a Lake Ridge Bank Forward Checking account, set up direct deposits, and earn $300. No monthly fees, easy requirements, and the offer runs through August 31, 2026.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Aug 31, 2026
What to know
Bonus Amount: $300
Account Type: Forward Checking
Availability: Wisconsin (WI)
Direct Deposit Requirement: Yes, $500/month for 3 consecutive months
Open a FirstRewards Checking account by 9/15/26, deposit $1,000 via direct deposit by 12/31/26, and keep a $1,000 balance. Get $300. No monthly fees. Available in TN, GA, AL, KY, NC.
Get $300 for opening a Grasshopper Bank Innovator Business Checking account with $10k. No monthly fees, but past fraud issues make approval risky. Offer ends July 31, 2026.
Earn $300 when you open an Amex Rewards Checking account and receive $7,500+ in direct deposits within 90 days. No monthly fees, no minimum balance. Offer ends July 30, 2026.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 30, 2026
What to know
Bonus Amount: $300
Direct Deposit Requirement: $7,500 or more in Qualifying Direct Deposits within 90 days of account opening
Offer Expiration: Account must be opened by July 30, 2026
Qualifying Direct Deposits: ACH transfers from employer or government (paycheck, pension, Social Security, tax refund). P2P transfers, bank-to-bank transfers, and check deposits do not qu...
Score $300 from Provident Bank by opening a Basic Checking account online, depositing $50, and making two $500+ direct deposits. Offer ends July 19, 2026. Available in NJ, NY, PA.
Bonus$300
Annual FeeNot listed
Monthly Fee$2
ExpirationExpired Jul 07, 2026
What to know
Bonus Amount: $300
Account Type: Provident Basic Checking (personal)
Eligible States: New Jersey, New York, Pennsylvania
Earn $300 from SAFE Credit Union by opening a checking account with promo code SAFE300, depositing $25, and setting up $1,000+ in direct deposits for three consecutive months. Expires 5/31/26. California residents only.
USAA is offering a $300 bonus for opening a Classic Checking account with a $500+ direct deposit. No monthly fees, but membership eligibility is required. Offer ends June 16, 2026.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jun 16, 2026
What to know
Bonus Amount: $300
Account Required: New USAA Classic Checking
Key Requirement: Single qualifying direct deposit of $500+ within 90 days of opening
Offer Deadline: Must apply by June 16, 2026, 11:59 PM CT
Utah Community Credit Union offers $300 for opening an Elevated Checking account and setting up a qualifying direct deposit. Must be a new member in eligible Utah counties.
Bonus$300
Annual FeeNot listed
Monthly Fee$6
ExpirationNot listed
What to know
Bonus Amount: $300
Required Account: Elevated Checking
Key Requirement: Set up a new direct deposit of $500+ per month
Monthly Fee: $6, but waived with direct deposit, 15+ card transactions, or $1,500+ average balance
SoFi offers up to $300 for new checking/savings accounts with qualifying direct deposits. Requires $1k-$5k in deposits within 25 days. No monthly fees. Bonus paid within 14 days after evaluation.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Maximum Bonus: $300
Direct Deposit Required: $1,000 to $5,000+ (tiered)
Bonus Tiers: $50 for $1k-$1,999, $100 for $2k-$4,999, $300 for $5k+
Evaluation Period: 25 days from first qualifying direct deposit