Washington Trust offers a $200 bonus for opening a new personal checking account with two qualifying direct deposits. Available in RI and CT. Requires promo code Free200.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $200
Account Type: New Personal Checking Account
Promo Code Required: Free200
Key Requirement: Two qualifying direct deposits within 90 days of opening
OMNI Community Credit Union offers a $200 bonus for referring friends who open a checking account. Both you and your referral get paid. Michigan residents only. Ends 12/31/25.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $200 for both the referrer and the new member
Offer Type: Referral Bonus
Eligible Account: Qualifying Checking Account (Digital Membership)
Availability: Michigan residents only (some Indiana counties may also qualify)
First Commonwealth Bank offers a $200 bonus for a new checking account. No direct deposit needed—just 10 debit card purchases within 60 days. Must be in PA, OH, IN, KY, or WV. Offer ends 12/31/25.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2025
What to know
Bonus Amount: $200
Account Type: Personal Checking Account
Key Requirement: Make 10+ qualifying debit card purchases within 60 days of opening
Christian Community Credit Union offers a $200 bonus for opening checking and savings accounts. Requires direct deposit and e-statements. Nationwide eligibility for new members. Offer ends 12/31/25.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $200
Required Accounts: New Harvest Checking and new Harvest Savings
Savings Balance Requirement: $5,000 or more within 30 days of opening
Direct Deposit Requirement: Yes, for checking account
Indiana Members Credit Union offers a $200 bonus for opening a checking account with direct deposit. Must receive two payroll deposits of at least $400 each and keep account open one year. Offer expires July 31, 2026.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Jul 31, 2026
What to know
Bonus Amount: $200
Account Type: Regular or Preferred Checking Account
Barclays offers a $200 bonus and competitive rates on its Tiered Savings account if you deposit $30k and maintain it for 120 days. Offer ends 3/31/2026.
A $200 bonus for opening a checking account in Mississippi. Requires 60 debit purchases and $1k in direct deposits over three months. Offer ends 10/31/25.
Laurel Road offers a tiered bonus up to $200 for new High Yield Savings accounts. Deposit at least $1 within 20 days, then maintain a qualifying balance by day 90. Offer ends January 21, 2026.
Public Employees Credit Union (PECU) in Texas offers a $200 bonus for new members who open checking & savings accounts and complete simple debit card transactions. Must be eligible for membership.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: $200
Offer Expiry: Limited time, no specific end date given
Geographic Availability: Texas only; must meet membership eligibility
Key Requirement: 5 signature-based debit card purchases of $10+ each within 60 days
1st Advantage FCU offers a $200 bonus for opening a checking account. Requires direct deposit, $200 debit spend, and eStatements. Must live, work, or attend school in select VA/NC counties. Bonus posts in 60-90 days.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $200
Eligible States: Virginia and North Carolina (select counties)
Eligible Account Types: Premier Checking, Preferred Checking, or Free Advantage Checking
Key Requirements: Sign up for eStatements, set up one recurring direct deposit, and make at least $200 in purchases with the account's debit card within 60 days of opening.
Oregon State Credit Union offers a $200 bonus for opening a new checking account and setting up qualifying direct deposits. Must be an Oregon or Washington resident. Offer ends August 30, 2025.
Bonus$200
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired Aug 30, 2025
What to know
Bonus Amount: $200
Account Type: New Checking Account
Availability: Residents of eligible Oregon counties or Washington state
Direct Deposit Requirement: Set up a recurring monthly direct deposit of at least $500 within 60 days of opening
Expedition Credit Union offers a $200 bonus for opening a new checking account with direct deposit requirements. Available nationwide through a $5 membership. Must keep account open 6 months.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Mar 10, 2026
What to know
Bonus Amount: $200
Offer Expiry: December 31, 2025
Account Requirement: New Rewards Checking Account (Cash Back or High Yield)
Direct Deposit Requirement: Two automatic deposits from payroll, pension, Social Security, or other government payments, totaling $600+ within 90 days of opening
Premier Bank offers a $200 bonus for opening a Simple Checking account. Requires 20 debit card purchases and $1,000 in direct deposits within 60 days. Available in OH, MI, IN, PA. Offer ends 12/31/24.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Mar 12, 2026
What to know
Bonus Amount: $200
Account Required: Simple Checking Account
Key Requirements: 20 debit card purchases AND $1,000+ in direct deposits within 60 days of opening
Availability: Residents of Ohio, southeast Michigan, northeast Indiana, and western Pennsylvania
First South Financial offers a $200 bonus for opening a checking account with a $50 deposit and setting up a qualifying monthly direct deposit. The offer has specific deadlines and requirements.
Open a new Step account and get a direct deposit to earn up to $200. The bonus amount depends on your deposit size, and you must also make $20 in card purchases. Account must be opened by Sept 30, 2024.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Sep 30, 2024
What to know
Maximum Bonus: $200
Account Type: Step Checking Account & Visa Card
Direct Deposit Required: Yes, a single deposit within 30 days of opening
Bonus Tiers: $100 for deposits of $150-$499; $200 for deposits of $500+
Open a new Alliant Credit Union CD with at least $1,000 via Rakuten to earn a $200 cash back bonus. The account must stay open for 60 days. A solid way to boost your CD's effective yield.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $200 cash back
Required Deposit: Minimum $1,000 into a new Alliant CD
Account Requirement: Must be a new Alliant Credit Union customer
Holding Period: Account must remain open for at least 60 days
Wescom Credit Union's referral program pays you and a friend up to $200 each for opening a checking account. Must be in Southern California and use promo code RAF by 12/31/24.
Credit Union of America offers a $100 Amazon gift card for opening a checking account and a $200 referral bonus. Both offers are exclusive to their Manhattan, KS branch and end August 30, 2024.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Aug 30, 2024
What to know
Primary Offer: $100 Amazon Gift Card for opening a Core Checking Account
Secondary Offer: $200 Referral Bonus for you and a friend
Account Type: Core Checking Account (first-time members only)
Freedom Federal Credit Union has multiple cash bonuses for Maryland residents: $200 for checking/business accounts, $100 for personal checking, and $50 referral bonuses. All require membership eligibility.
Bonus$200
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Maximum Bonus Amount: $200
Other Available Bonuses: $100 personal checking, $50 referral
Eligibility Area: Must live, work, worship, attend school, volunteer, or have family in Baltimore City, Baltimore, Carroll, or Harford County
Account Funding Requirement (for $200 offer): $100 deposit within 90 days of opening
Varo Bank offers a $150 bonus for new accounts opened via a personal referral, requiring a $500+ direct deposit within 45 days. No monthly fees, but you must get the invite from someone you know.
Bonus$150
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $150
Key Requirement: Open account using a personal referral link sent to your email
Direct Deposit Needed: $500 or more within first 45 days of account opening
Seattle Credit Union offers a $150 bonus for opening a checking account. Meet 2 of 3 easy requirements within 90 days. Washington residents only. Bonus is taxable.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $150
Account Type: Any Seattle Credit Union checking account
Availability: Washington state residents only
Key Requirement: Meet 2 out of 3 conditions within 90 days
Summit Federal Credit Union offers a $150 bonus for opening a checking account and making 50 debit purchases by May 31, 2026. Must be eligible to join and apply by March 31, 2026.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $150
Account Required: New Checking Account & Summit Visa Debit Card
Key Deadline to Apply: March 31, 2026
Spending Requirement Deadline: Complete 50 point-of-sale transactions by May 31, 2026
Proponent Federal Credit Union offers a $150 bonus to both referrer and new member when you refer someone who opens accounts. Must use promo code Refer2026 by March 31, 2026. Eligibility limited to certain employer groups in NJ/NC.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $150 for the referring member AND $150 for the new member