The Federal Savings Bank offers CDs with rates up to 4.50% APY, but requires a $5,000 minimum. We break down the terms, the bank's background, and what you should consider before locking in your cash.
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Library of Congress FCU offers competitive CD rates up to 4.47% APY with a $500 minimum. Open to those who join the American Library Association. Rates are guaranteed and compound quarterly.
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Northpointe Bank offers a standout 4.50% APY on an 11-month CD, requiring a $25k minimum. A solid, FDIC-insured option for locking in a high rate for under a year.
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LendingClub Bank offers competitive CD rates, including a standout 4.10% APY for 8 months. Minimum deposit is $500, and your money is FDIC-insured. A good option if you can lock funds away.
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Langley FCU offers a 12-month CD at 4.00% APY and a 24-month at 3.45% APY, with just a $500 minimum. Nationwide membership is easy. Learn the details and watch out for early withdrawal penalties.
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Earn up to $400 with Bank of Hawaii's checking and savings bonuses. Open a new account, meet deposit and direct deposit requirements, and get cash rewards. Limited time offers for Hawaii residents.
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$5
Open a High-Rate Savings account through MyPoints and earn 10,200 bonus points. A solid offer, but watch the eligibility rules and portal tracking.
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Bilt's November Rent Day offers a 50% to 100% bonus on transfers to British Airways Avios, but it's a one-day-only event. Your bonus depends on your Bilt status level.
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New Mercari users can get a $10 sign-up bonus plus an extra $20 after their first $100 in sales. Refer friends and earn up to $50 each. Easy money for decluttering.
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$30
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Earn $200 or $300 from Guaranty Bank with a new checking account. No direct deposit needed for personal accounts. Available in MS & TN. Ends 12/8/24.
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$0
Brilliant Bank offers competitive short-term CD rates, like 4.55% APY for 9 months. Weigh the pros of a low $1k minimum against the early withdrawal penalty and limited state availability.
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Merchants Bank of Indiana offers a 5.39% APY Flex Index CD for 12, 24, or 36 months. Minimum $1,000. Rate tied to Prime minus 2.75%. FDIC insured. Nationwide availability.
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Financial Partners Credit Union offers a standout 6.00% APY on an 8-month CD, plus 4.75% on 4 or 7-month terms. Nationwide membership is available. Here's what you need to know.
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Credit Union of New Jersey offers a 7-month share certificate at 3.65% APY with a $500 min. It's open nationwide via membership, but watch the renewal terms and $500k max.
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The Bilt Mastercard lets you earn points on rent payments with no transaction fees, plus solid rewards on dining and travel. A game-changer for renters who want to build credit and earn travel rewards.
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$0
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Earn 2X points on groceries with Bilt Mastercard through Oct 31, up to 500 bonus points. Must use card 5 times per statement period. Offer starts Oct 28.
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$500
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Refer a friend to MAX Credit Union in Alabama/Georgia this October. If they open a new checking account, loan, or credit card, you both get $150. Must act fast—offer ends 10/31/24.
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$150
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New Texas members can earn a $100 bonus by opening a checking account, setting up a $500 direct deposit, making 10 debit purchases, and enrolling in e-statements within 60 days.
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$100
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Sacramento Credit Union offers a $300 bonus for first responders opening a new checking account. Requires $25 to open, $2000 in direct deposits within 90 days, and uses promo code ACADEMY300. Limited eligibility.
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$300
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Earn 50,000 bonus points (worth up to $625 in travel) after spending $4,000 in 3 months. Plus, get 3x points on gas & groceries, no foreign fees, and up to $85 toward Global Entry or TSA PreCheck. Requires an HSBC Premier checking account.
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$625
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$95
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TD Bank offers $200 for opening a new savings account with a $10,000 deposit. The bonus is straightforward but requires locking funds for 110+ days. Ends April 30, 2026.
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$200
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Premier Bank offers a $200 bonus for opening a Simple Checking account. Requires 20 debit card purchases and $1,000 in direct deposits within 60 days. Available in OH, MI, IN, PA. Offer ends 12/31/24.
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$200
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Discover It offers 5% rotating categories, 1% on everything else, and doubles your cash back after year one. Plus, 0% APR for 15 months. No annual fee. Check the latest Q4 categories and see if it's right for you.
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$1,500
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$0
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Earn up to $1,000 with Ameriprise Bank's savings bonus. Deposit $25k+ within 30 days, hold for 90 days. No monthly fees, competitive APY. Offer ends 12/29/26.
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$100,000
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