Bank Bonuses in California
186 bonus offers available in California — including national offers and California-specific promotions.
SkyOne's Big Business Bonus: A 1% Payout on Your Balance (Up to $50K)
SkyOne Federal Credit Union offers a 1% cash bonus on new or increased business balances ($100k min). Earn up to $50,000 by maintaining funds for 90 days. Offer ends 12/31/25.
Is Bask Bank's 15,000 Mile Bonus Worth Tying Up $50k?
Bask Bank offers 15,000 American Airlines miles for depositing $50k and holding it for 180 days. No interest is paid, just miles. Here's the math and whether it beats a HYSA.
Snag 10,200 MyPoints for Opening an Alliant Credit Union Savings Account
Open a High-Rate Savings account through MyPoints and earn 10,200 bonus points. A solid offer, but watch the eligibility rules and portal tracking.
HSBC Premier's Big Bonus: Is the $7,000 Offer Right for You?
HSBC Premier checking offers up to $7,000 for new assets, but requires a $100k+ relationship. Bonus tiers from $1,500 to $7,000. Account must be opened by March 31, 2026.
A Stellar 10% Return for Non-Profits: SkyOne's Generous 'Donation' Bonus
SkyOne Federal Credit Union offers a 10% 'donation' bonus to 501(c)(3) organizations for parking funds for just 30 days. Deposit tiers range from $10k to $50k, with bonuses from $1k to $5k. Offer ends March 31, 2026.
Is Wells Fargo's $2,500 Premier Checking Bonus Worth the High Stakes?
A $2,500 bonus for moving a quarter-million dollars. We break down the 90-day commitment, tax implications, and whether the elite account perks justify the effort before the April 2026 deadline.
GreenState Credit Union's Holiday Savings Boost: 3.00% APY + Up to $1,600 in Quarterly Bonuses
Open a high-yield savings account through Raisin by Dec 31, 2025 with promo code GIFT. Earn 3.00% APY plus quarterly cash bonuses through 2026, with up to $1,600 total for maintaining a $250k+ balance.
Mission Valley Bank's Savings Combo: A Solid Rate Plus a Big Bonus
Earn a 3.86% APY and up to $1,500 cash by opening a high-yield savings account through Raisin. Offer requires a new account and qualifying deposit by Feb 28, 2026.
Blue Federal Credit Union's Money Market: A Solid 3.75% APY with a Chance for a $1,500 Bonus
Blue FCU offers a nationwide money market account at 3.75% APY with just $1 to open. Through Raisin, new customers can also earn a cash bonus up to $1,500 by depositing significant funds by Feb 28, 2026.
HealthcareBank Money Market: A Solid 3.40% APY Plus a Chance at $1,500
HealthcareBank's money market account offers 3.40% APY nationwide with a $1 minimum. Through Raisin, new customers can earn a cash bonus up to $1,500 by depositing $10k+ by 2/28/26.
Citi's Big Checking Bonus: How to Snag Up to $1,500 (But Read This First)
Citi is offering up to $1,500 for opening a new checking account by April 13, 2026. You'll need a large balance or direct deposits to qualify. Here's how it works and what to watch for.
Banner Bank's $1,000 Bonus: A Solid Offer for West Coast Savers
Banner Bank offers up to $1,000 for opening personal or business accounts. Requires direct deposits or large deposits and maintaining balances for 90 days. Available in CA, ID, OR, WA until March 2026.
BMO's Business Checking Bonus: Up to $1,000 for Your Company
BMO is offering a cash bonus of $400, $750, or $1,000 for opening a new business checking account. You must open by Jan 28, 2026 and maintain a qualifying balance for 90 days.
Chase's $900 Combo Bonus: A Solid Deal with Some Fine Print
Chase offers up to $900 for opening a checking and savings account. Get $300 for checking with direct deposit, $200 for savings with a $15k deposit, and a $400 combo bonus. Offer expires April 15, 2026.
Chase's $900 Bonus: A Big Win for New Customers (But Mind the Details)
Chase offers up to $900 for opening checking & savings accounts. Get $300 for checking with direct deposit, $200 for savings with $15k deposit, plus a $400 combo bonus. Offer ends 04/15/2026.
Wells Fargo's $825 Business Checking Bonus: A Solid Return for Your Cash
Wells Fargo offers up to $825 for opening a business checking account. Deposit $25k, maintain it for 60 days, and get paid. Offer ends May 5, 2026.
PenFed's $750 Checking Bonus: A Solid Offer for Your Cash Reserves
PenFed Credit Union offers up to $750 for new checking accounts with a $50k deposit. Funds must stay from Jan 31 to May 29, 2026. Offer ends Jan 31, 2026. Requires membership.
How to Snag Up to $715 from SoFi and Swagbucks (But Read This First)
Stack a Swagbucks bonus with SoFi's own offer for a potential $715 payout. Requires new account, specific direct deposits, and careful timing. Details and caveats inside.
Stacking Rewards: How to Score $550 from SoFi and Rakuten
Open a SoFi Checking & Savings via Rakuten to earn $250 cash back, then trigger SoFi's own $300 bonus with direct deposit. A potential $550 total, but timing and deposit rules are key.
Pillur's Business Checking Bonus: A $500 Boost for Your Small Business
Pillur (MSU FCU) offers a $500 bonus for new business checking accounts. Deposit $10k for 90 days and make 5 transactions. No monthly fees. Offer ends 9/30/25.
A $500 Welcome from Southern California's Credit Union: Is This Checking Bonus Right for You?
Earn $500 for opening a checking account with a $100 deposit and setting up a $750 monthly direct deposit. Offer ends August 16, 2025, for California residents. Be aware of ChexSystems checks.
Capital One's Business Checking Bonus: Is $500 Worth Your Time?
Capital One offers up to $1,000 for opening a business checking account. The $500 tier for a $5,000 deposit is the sweet spot. Must use promo code SBOFFER500 by September 15, 2025.
Capital One's $500 Business Checking Bonus: A Straightforward Deal for Your Side Hustle
Earn $500 by opening a Capital One business checking account, depositing $5,000, keeping it there 60 days, and making 10 electronic transactions. No direct deposit or business credit card required.
Stanford FCU's $500 Welcome Bonus: A Solid Offer with a Catch
Stanford Federal Credit Union offers new members up to $625 in cash rewards, including a $500 bonus for opening a spending account and meeting direct deposit & debit card spend requirements. Must join by 3/4/26.
Relay's $500 Bonus: A Solid Deal for Your Business Cash
Relay Financial offers a $500 bonus for new business accounts funded with $10,000 and held for 90 days. No monthly fees on the Starter plan. A straightforward offer for business cash.
Snag a $475 Checking Bonus from Travis Credit Union (California Only)
California residents can earn a $475 bonus for opening a new checking account with Travis Credit Union. No direct deposit required, but you must open by 3/31/26 and use a promo code.
Provident Credit Union's $475 Checking Bonus: A Deep Dive for California Residents
Provident Credit Union offers a $475 bonus for new checking accounts in parts of California. Requires direct deposit, debit card spending, and online enrollment. Offer expires Feb 28, 2026.
Ameriprise's $450 Savings Bonus: A Solid Offer for Existing Clients
Ameriprise Bank offers a $450 bonus for existing clients who deposit $25,000 into a savings account by March 31, 2026 and maintain it through June. The bonus pays by September 2026.
Chase's $400 Checking Bonus: A Solid Deal for New Customers
New Chase customers can get $400 for opening a Total Checking account and setting up direct deposits. The offer ends April 15, 2026.
PNC's Business Checking Bonus: Up to $1,000 for Your Side Hustle or LLC
PNC Bank offers a $400 or $1,000 bonus for new business checking accounts. Requires maintaining a balance and making transactions. Open by March 31, 2026.
Pacific Service Credit Union's $400 and $100 Checking Bonuses: A California-Exclusive Deal
Pacific Service Credit Union offers two checking bonuses for California residents: $400 or $100. Both require a $500+ direct deposit and have specific eligibility rules. Here's how to navigate the offers.
Is the American Express High-Yield Savings Account Still a Top Pick?
American Express offers a high-yield savings account with a competitive rate, no monthly fees, and no minimum balance. It's FDIC insured and features robust transfer capabilities.
Wells Fargo's $400 Checking Bonus: A Solid Deal with a Few Caveats
Wells Fargo offers $400 for opening an Everyday Checking account and receiving $1,000+ in direct deposits within 90 days. The $15 monthly fee is avoidable. Offer ends April 7, 2026.
Wells Fargo's Business Checking Bonus: A Smart Move for Your Side Hustle or Small Business
Wells Fargo offers $400 or $825 for opening a new business checking account. Deposit $2,500 or $25,000, maintain it for 60 days, and get paid. No direct deposit needed. Offer ends May 5, 2026.
A $400 Bonus for Financial Coaching? Inside This Unique Credit Union Offer
Tucoemas FCU offers a $400 incentive for joining a financial coaching program and opening a checking account. It's a unique, goal-oriented bonus for Tulare County, CA residents.
Tucoemas FCU's $400 Bonus: A Coaching Program That Pays You to Learn
Tucoemas Federal Credit Union offers a $400 bonus for opening a checking account and completing a free financial coaching program. Must be eligible for membership in Tulare County, CA.
Is That $400 Capital One Checking Bonus Real? Here's What You Need to Know
Capital One has a targeted $400 bonus for new checking accounts. You'll need to use a specific promo code and receive two $500+ direct deposits within 75 days. Here's how to check eligibility and avoid pitfalls.
Capital One's $400 Checking Bonus: A Sweet Deal for Existing Customers
Existing Capital One customers can earn $400 by opening a 360 Checking account with code GET400 by May 19, 2026 and receiving two $500+ direct deposits within 75 days.
Wells Fargo's $325 Checking Bonus: Is It Worth Your Time?
Get $325 for opening a Wells Fargo Everyday Checking account with qualifying direct deposits by April 14, 2026. Learn how to avoid the monthly fee and navigate the requirements.
Wells Fargo's Latest Cash Bonuses: Are They Worth Your Time?
Wells Fargo is offering several cash bonuses for new checking and savings accounts, ranging from $125 to $2,500. Deadlines are approaching, with most offers ending in April 2026. Here's what you need to know to claim one.
SoFi Finally Adds Zelle: What It Means for Your Money Transfers
SoFi Checking & Savings now integrates Zelle for fast, free transfers. The feature is rolling out gradually, prioritizing existing Zelle users and direct deposit customers.
Got a Targeted $300 Bonus Email from U.S. Bank? Here's What You Need to Know
Targeted U.S. Bank Smartly Savings offer pays $300 for depositing $25k in new money by March 13, 2026, and maintaining the balance for 90 days. A solid return if you have the cash and received the invite.
Capital One's $300 Checking Bonus: A Solid Deal for Your Next Direct Deposit
Capital One is offering $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees, but watch the eligibility look-back period.
Flagstar Bank's $300 or $500 Checking Bonus: A Solid Offer with a Long Deadline
Flagstar Bank offers $300 or $500 for opening a checking account with direct deposit. Must open in-branch in select states by Feb 28, 2026. Here's how it works and what to watch for.
E*TRADE's $300 Checking Bonus: A Straightforward Way to Earn Extra Cash
E*TRADE offers a $300 bonus for opening a new checking account and setting up two direct deposits of $1,500+ each. The offer ends March 31, 2026.
Wings Credit Union's $300 Checking Bonus: A Solid Offer with a Few Hurdles
Wings Credit Union offers a $300 bonus for new checking accounts, but requires a $3,000 direct deposit and 5 debit/credit transactions. Open by 12/31/25. Nationwide eligibility with a $5 donation.
How to Snag Up to $300 from Connexus Credit Union's Checking Bonus
Connexus Credit Union offers up to $300 for opening a checking account. Use promo code XTRABONUS by 11/9/25, meet activity requirements, and your bonus is based on your average balance.
Capital One's $300 Checking Bonus: A Straightforward Way to Pocket Some Cash
Capital One offers $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees. Here's how to claim it.
How to Score a $300 Bonus from Chime (and What You Need to Know)
Get a $300 digital gift card for opening a new Chime checking account and receiving a $200+ direct deposit. Offer ends March 31, 2026. Here's how it works and what to watch for.
SoFi's $300 Bonus: A Solid Deal for Your Direct Deposit
SoFi offers up to $300 for new checking/savings accounts with qualifying direct deposits. Requires $1k-$5k in deposits within 25 days. No monthly fees. Bonus paid within 14 days after evaluation.
Snag a $300 Bonus from SF Fire Credit Union (But You Gotta Live in the Bay Area)
SF Fire Credit Union offers up to $300 for opening a checking account. Must live/work/study in SF, San Mateo, or Marin County, CA. Requires direct deposits & promo code. Offer ends 6/30/25.
NASB's $300 Checking Bonus: Is This High-Interest Account Worth the Hoops?
North American Savings Bank offers a $300 bonus for opening a Prosper Checking account. Requires a $1,500 deposit and $3,000 in direct deposits within 90 days. Account also offers interest and perks like cell phone protection.
PSECU's $300 Welcome Bonus: A Solid Nationwide Credit Union Offer
PSECU offers a $300 bonus for new members who open checking & savings, use promo code, and complete two $500+ direct deposits within 100 days. Nationwide eligibility via $10 association membership.
A $300 Bonus for Sacramento's First Responders: Is This Credit Union Deal Worth It?
Sacramento Credit Union offers a $300 bonus for first responders opening a new checking account. Requires $25 to open, $2000 in direct deposits within 90 days, and uses promo code ACADEMY300. Limited eligibility.
USAA's $300 Checking Bonus: A Solid Deal for Eligible Members
USAA is offering a $300 bonus for opening a Classic Checking account with a $500+ direct deposit. No monthly fees, but membership eligibility is required. Offer ends June 16, 2026.
Finder's $300 Axos Bank Bonus: A No-Direct-Deposit Deal Worth Checking Out
Get a $300 digital gift card for opening an Axos ONE account via Finder and depositing $5,000. No direct deposit required. Offer ends May 18, 2026.
Amalgamated Bank's Business Checking Bonus: A Solid $150 or $300 Offer (But Act Fast!)
Amalgamated Bank offers a $150 or $300 bonus for new business checking accounts. Requires maintaining a minimum balance for 3 months. No direct deposit needed. Offer ends soon.
American Express Wants to Give You $250 for Opening a Checking Account
Open a new Amex Rewards Checking account and receive $5,000+ in qualifying direct deposits within 90 days to earn a $250 bonus. Offer ends January 31, 2026.
Firefighters First Credit Union: A $250 Welcome for New Members in Select States
Firefighters First Credit Union offers a $250 bonus for new members opening a checking account with direct deposit in AZ, CA, or NH. Must deposit $1k/month for two months.
Is the FIGFCU Checking Bonus Worth the Direct Deposit Hustle?
Farmers Insurance FCU offers $100 or $250 for new High Yield Checking accounts with qualifying direct deposits. Requires $1k-$5k monthly deposits for 3 months. Nationwide (except LA). Bonus is taxable interest.
Sterling Bank's Refer-a-Friend Deal: Get $50, Help a Friend Get $250
Sterling Bank's referral program pays you $50 for each friend who opens a checking account. Your friend gets a $250 bonus if they meet direct deposit requirements. Available in CA, MI, NY.
Evergreen Money's $250 Bonus: A Quick Look at Their New Account Offer
Evergreen Money offers a $250 bonus for opening a Liquid Treasuries account with a $10,000 deposit by June 30, 2024. No direct deposit needed, but watch for monthly fees and understand it's an investment account.
Monterey Credit Union's $225 Checking Bonus: A No-Direct-Deposit Deal for Californians
Monterey Credit Union offers a $225 bonus for opening a checking account with no direct deposit required. Limited to California residents and new checking customers. Act fast—it's a limited-time offer.
CEFCU's $225 Checking Bonus: A Solid Offer with Flexible Requirements
CEFCU offers up to $225 for new checking accounts in CA & IL. Meet one of three easy requirements by June 30th. No monthly fees, but watch for geographic eligibility and credit pulls.
Sunward FCU's Double Bonus: Earn $75 for Referring Friends, They Get $225
Sunward Federal Credit Union offers a win-win referral deal until June 2025. Refer a friend to open accounts, you get $75, they get $225. Must join free American Consumer Council. Available in NM, CA, AZ, TX, CO.
How to Snag $200 Cash Back When Opening an Alliant Checking Account
Get $200 cash back via Rakuten for opening a new Alliant Credit Union checking account and setting up a $500 direct deposit. Must also open a $1,000 certificate.
Hanmi Bank's $200 Checking Bonus: A Straightforward Way to Earn Some Cash
Earn up to $200 in rewards points by opening a Hanmi personal checking account. Requires maintaining a $3k balance, using your debit card, and signing up for eStatements. Offer ends 12/31/26.
Christian Community Credit Union's $200 Bonus: A Mission-Minded Offer
Christian Community Credit Union offers a $200 bonus for opening checking and savings accounts. Requires direct deposit and e-statements. Nationwide eligibility for new members. Offer ends 12/31/25.
Monterra Credit Union's California-Only Checking Bonuses: $150 or $200 for New Members
Monterra Credit Union offers two checking bonuses for California residents: $200 if you open by 12/15/25, or $150 if you open by 12/31/25. Both require a Premium Checking account, 10+ card purchases, a direct deposit, and eStatements.
Barclays Wants to Give You $200 for Parking Your Savings
Barclays offers a $200 bonus and competitive rates on its Tiered Savings account if you deposit $30k and maintain it for 120 days. Offer ends 3/31/2026.
Laurel Road's Savings Bonus: How to Earn Up to $200 by Stashing Cash
Laurel Road offers a tiered bonus up to $200 for new High Yield Savings accounts. Deposit at least $1 within 20 days, then maintain a qualifying balance by day 90. Offer ends January 21, 2026.
Snag a $200 Bonus with Premier America's Checking Account (CA & TX Only)
Premier America Credit Union offers a $200 bonus for opening a new Premier Plus Checking account. Requires a $250+ direct deposit, eStatements, and 10 card transactions within 60 days. Available in California and Texas.
Snag a $200 Bonus from Safe 1 Credit Union (But Only If You Live in These California Counties)
Safe 1 Credit Union offers a $200 bonus for opening a new checking account. You must live in specific CA counties and meet requirements like direct deposit OR debit card use. Bonus is taxable.
Expedition Credit Union's $200 Checking Bonus: A Nationwide Opportunity That's Actually Worth It
Expedition Credit Union offers a $200 bonus for opening a new checking account with direct deposit requirements. Available nationwide through a $5 membership. Must keep account open 6 months.
CommonWealth Central Credit Union: Score $200 for Opening a Rewards Checking Account
California residents can earn a $200 bonus by opening a Rewards Checking account with CommonWealth Central Credit Union using promo code EARNMORE. Offer requires direct deposit and expires 12/31/2025.
Step's $200 Direct Deposit Bonus: A Straightforward Deal for a Fee-Free Account
Open a new Step account and get a direct deposit to earn up to $200. The bonus amount depends on your deposit size, and you must also make $20 in card purchases. Account must be opened by Sept 30, 2024.
Snag a $200 Bonus on an Alliant CD Through Rakuten
Open a new Alliant Credit Union CD with at least $1,000 via Rakuten to earn a $200 cash back bonus. The account must stay open for 60 days. A solid way to boost your CD's effective yield.
Wescom Credit Union's Refer-a-Friend Deal: Earn Up to $200 (and Maybe Theme Park Passes)
Wescom Credit Union's referral program pays you and a friend up to $200 each for opening a checking account. Must be in Southern California and use promo code RAF by 12/31/24.
Is the Alliant Checking Bonus Worth the Direct Deposit Hassle?
Get $100 via Rakuten for opening an Alliant checking account and sending a $500 direct deposit. The offer ends soon, and the direct deposit rules are strict.
Monterra Credit Union's $150 Checking Bonus: A Straightforward Deal for Bay Area Residents
Monterra Credit Union (formerly San Mateo) offers a $150 bonus for opening a checking account. Requires 10+ debit purchases and a direct deposit. Limited to residents of specific California counties.
Relay's $150 Business Checking Bonus: A Straightforward Deal for New Accounts
Relay is offering a $150 bonus for new business checking accounts. Just open an account and deposit $100 by January 15, 2025. No monthly fees or direct deposit required.
Fremont Bank's $150 Checking Bonus: A Solid Offer with a Few Hurdles
Fremont Bank offers a $150 bonus for new checking accounts, but you'll need direct deposit, bill pay, and 25 debit card purchases within 60 days. Available only in California.
OnPath FCU's $150 Referral Bonus: A Win-Win for You and a Friend
OnPath Federal Credit Union offers a $150 bonus for both referrer and referee when you open a new checking account and meet debit card & direct deposit requirements within 60 days.
Varo's $150 Referral Bonus: A Friend-Only Deal with Big Rewards
Varo Bank offers a $150 bonus for new accounts opened via a personal referral, requiring a $500+ direct deposit within 45 days. No monthly fees, but you must get the invite from someone you know.
Found's $125 Business Checking Bonus: A Simple Deal for Solo Entrepreneurs
Found offers a $125 bonus for new business checking accounts. Deposit $5,000 within 30 days, maintain it for another 30 days, and get paid. No monthly fees. Offer ends 12/31/25.
Stacking Kraken Sign-Up Bonuses: A Guide to Portal Cash and Referral Rewards
New Kraken users can stack a shopping portal bonus (up to $250) with a referral bonus (up to $150) by trading crypto. Here's how to navigate the offers and minimize risk.
Remitly's $100 Business Bonus: A Smart Deal for Cross-Border Payments?
Remitly offers new business customers a $100 bonus after their first $300+ transfer. The credit applies to your second transfer. Offer ends March 20, 2026.
Alliant's $100 Savings Bonus: A Simple, Year-Long Savings Challenge
Alliant Credit Union offers new members a $100 bonus for saving $100 monthly for a year. No direct deposit needed, but you must be a new member. Offer ends June 30, 2026.
Get $100 to Open a Checking Account with 316 Financial
Open a 316 Financial checking account with promo code RELEVANT2026 by March 31, 2026, and get $1,000+ in direct deposits by April 15, 2026, to earn a $100 bonus. Nationwide offer, FDIC insured.
Snag a $100 Bonus with Current's Checking Account (Here's How)
Get $100 for opening a Current checking account and receiving a $200+ payroll direct deposit within 45 days. No monthly fees. A solid, straightforward bonus offer.
Netspend's $100 Bonus: A Straightforward Deal for Early Direct Deposits
Netspend offers a $100 bonus for opening a debit account and receiving $400+ in direct deposits within 60 days. The offer runs through April 2026. It's a simple prepaid card bonus, but watch the fees.
Harvard FCU's $100 Referral Deal: Get Paid to Bring Friends On Board
Harvard Federal Credit Union is offering a $100 bonus for both you and each friend you refer who opens a checking account and makes 5 card transactions. Offer ends Feb 28, 2025.
A $100 Bonus and a Box of Diapers: Inside America's Christian Credit Union's Unique Offer
Get a $100 bonus for opening a checking account with America's Christian Credit Union. The credit union will also donate diapers to a pregnancy center. Offer ends 12/31/25.
ZYNLO Bank's $100 Bonus: A Solid Deal with Some Legwork Required
ZYNLO Bank offers a $100 bonus for opening a More Spending Account. You'll need two $500+ deposits and 20 debit card transactions within 45 days. No monthly fees, but the requirements are specific.
CLEAR Plus: Get a $100 Travel Voucher for Joining Now
Join CLEAR Plus for $189 and get a $100 travel voucher rebate. Use promo code TRAVELREWARD100. Offer for new members only; voucher arrives after June 30, 2024.
Rakuten's SoFi Crypto Deal: Get $90 Back for a $30 Crypto Purchase
Rakuten offers $90 cash back (or 9,000 points) when you sign up for SoFi Crypto and make a $30+ initial purchase within 45 days. A solid bonus for trying crypto investing.
Score $75 for Opening a ONE Account Through Swagbucks
Open a new ONE account via Swagbucks, deposit $30+, and get 7,500 SB ($75). Plus, get a debit card, up to 5% APY on savings, and Walmart cash back.
LemFi's $50 Welcome Bonus: A Smart Deal for International Money Transfers?
LemFi offers $50 cashback on your first $500+ international transfer. Use code NEW50 at signup. Good for planned transfers, but research the service first.
Four Points FCU's $50 Referral Bonus: A Simple Way to Earn with Friends
Four Points Federal Credit Union offers a $50 referral bonus for members and new joiners. Existing members get $50 per referral; new members get $25 upfront and another $25 after meeting simple account activity goals.
Snag a $25 Bonus with Upgrade's Boost Money Account
Open a new Upgrade Boost Money account, make two direct deposits of $200+ each within 90 days, and get a $25 bonus. Offer ends February 28, 2026.