Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Oct 22, 2026

Showing 1031 of 1031 in this guide (1554 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#889

Union Bank's $200 Checking Bonus: A Solid Deal for Ohio Residents

Regional Bank Bonus

Ohio residents can earn a $200 bonus by opening a new Union Bank checking account and meeting direct deposit requirements within 90 days. Here's what you need to know.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jan 06, 2025

What to know

  • Bonus Amount: $200
  • Offer Expiry: Limited time, effective as of January 6, 2025 (subject to change)
  • Eligibility: New consumer checking customers only. Existing Union Bank checking customers are not eligible.
  • Minimum to Open: $50
#890

Weokie FCU's $200 Checking Bonus: A Straightforward Deal for Oklahoma Residents

Regional Bank Bonus

Weokie Federal Credit Union offers a $200 bonus for opening a specific checking account. No direct deposit needed, but you must make 20 debit card purchases in 45 days. Must be eligible for membership in OK. Offer ends 6/30/25.

Bonus $200
Annual Fee Not listed
Monthly Fee $6.95
Expiration Expired Mar 10, 2026

What to know

  • Bonus Amount: $200
  • Account Required: Ultimate with BaZing Checking Account
  • Key Requirement: 20 qualifying debit card purchases within 45 days of opening
  • Direct Deposit Required?: No
#891

SunWest Credit Union's $200 Checking Bonus: A Simple Colorado Deal

Regional Bank Bonus

SunWest Credit Union offers a $200 bonus for opening a checking account with a qualifying direct deposit. Must be a Colorado resident, use promo code Grab200, and open by 12/31/2026.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: $200
  • Account Type: Worry-Free Checking (Free Checking)
  • Availability: Colorado residents (membership open to all with a $5 donation)
  • Promo Code Required: Grab200
#892

CommonWealth Central Credit Union: Score $200 for Opening a Rewards Checking Account

Regional Bank Bonus

California residents can earn a $200 bonus by opening a Rewards Checking account with CommonWealth Central Credit Union using promo code EARNMORE. Offer requires direct deposit and expires 12/31/2025.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2025

What to know

  • Bonus Amount: $200
  • Account Required: Rewards Checking
  • Promo Code: EARNMORE
  • Direct Deposit Required: Yes
#893

TD Bank's $200 Savings Bonus: Is It Worth Tying Up $10,000?

Regional Bank Bonus

TD Bank offers $200 for opening a new savings account with a $10,000 deposit. The bonus is straightforward but requires locking funds for 110+ days. Ends April 30, 2026.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Apr 30, 2026

What to know

  • Bonus Amount: $200
  • Required Deposit: $10,000 minimum
  • Account Types: TD Signature Savings or TD Simple Savings
  • Deposit Deadline: Within first 20 days of opening
#894

Pima Federal Credit Union Offers $200 Checking Bonus for Arizona Residents

Local Bank Bonus

Pima Federal Credit Union offers a $200 bonus for new CareFREE Plus Checking accounts. Requires $1,000 monthly deposits and eStatements for two consecutive months within 90 days.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Account Type: CareFREE Plus Checking
  • Availability: Arizona
  • Direct Deposit Requirement: Yes, $1,000 minimum aggregate monthly deposit
#895

GR Consumers Credit Union's $200 Checking Bonus: A Michigan-Exclusive Deal

Regional Bank Bonus

Michigan residents can earn $200 by opening a new checking account with GR Consumers Credit Union and setting up a qualifying direct deposit. Offer ends October 31, 2024.

Bonus $200
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Account Type: Checking
  • Availability: Must live, work, worship, or attend school in Kent, Muskegon, or Ottawa counties, Michigan
  • Direct Deposit Requirement: Minimum $500 via electronic direct deposit within 90 days of opening
#896

Stock Yards Bank's $200 Checking Bonus: A Solid Midwest Deal (But Mind the Fine Print)

Regional Bank Bonus

Stock Yards Bank offers a $200 bonus for new checking accounts in KY, IN, OH. Requires 10+ POS purchases, a direct deposit, and eStatements within 90 days. Offer ends 8/31/24.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Aug 31, 2024

What to know

  • Bonus Amount: $200
  • Offer Expiry: August 31, 2024
  • Eligible States: Kentucky, Indiana, Ohio
  • Account Type: New Consumer Checking Account
#897

Bravera Bank's $200 Referral Bonus: A Win-Win for Friends in the Northern Plains

Regional Bank Bonus

Bravera Bank offers a $200 bonus to both you and a friend when you refer them to open a Community Rewards Checking account. Available in ND and MT, with no direct deposit required. Account must stay open 60 days.

Bonus $200
Annual Fee Not listed
Monthly Fee $5
Expiration Not listed

What to know

  • Bonus Amount: $200 for both the referrer and the referred friend
  • Required Account: Community Rewards Checking Account
  • Availability: North Dakota and Montana only
  • Direct Deposit Required?: No
#898

Desert Financial Credit Union: Score $200 Just for Switching Your Checking Account

Regional Bank Bonus

Arizona residents can earn a $200 bonus by opening a Free Checking account with Desert Financial Credit Union. Just set up a $1,000 direct deposit and enroll in eStatements within 60 days. No monthly fees.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Account Type: Free Checking (plus a Membership Savings account with $25 minimum)
  • Direct Deposit Requirement: A single direct deposit of at least $1,000
  • Timeframe to Qualify: 60 days from account opening
#899

Score a $200 Bonus with This Michigan Credit Union's No-Fee Checking

Regional Bank Bonus

Michigan residents can earn a $200 bonus for opening a no-fee checking account with People Driven Credit Union. Requires a recurring direct deposit within 30 days. Bonus posts within 120 days.

Bonus $200
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Account Type: Basic Checking Account
  • Key Requirement: Set up a recurring direct deposit within 30 days of opening
  • Bonus Timeline: Credited within 120 days of meeting the direct deposit requirement
#900

Power Financial Credit Union's Florida-Only Bonuses: $199 for Checking, $100 for Referrals

Regional Bank Bonus

Florida residents can earn up to $199 for opening a checking account with Power Financial Credit Union. A $100 referral bonus is also available. Both require membership eligibility and have specific deadlines.

Bonus $199
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2024

What to know

  • Primary Bonus Amount: $199 for new checking account
  • Secondary Bonus: $100 for referring a new member
  • Promo Code Required: "JT" for the $199 offer
  • Funding Requirement: $500 initial deposit OR qualifying direct deposit
#901

Score $190 with Education Credit Union's $mart Checking Bonus – Here's How

Regional Bank Bonus

Earn a $190 bonus by opening an ECU $mart Checking account, meeting simple requirements, and living in Texas. No monthly fees, easy steps!

Bonus $190
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2025

What to know

  • Bonus Amount: $190
  • Account Type: $mart Checking
  • Availability: Texas (must live, work, worship, or attend school within 10 miles of an ECU location or meet other membership criteria)
  • Offer Expiration: December 31, 2025
#902

VyStar Credit Union's $175 Checking Bonus: What You Need to Know

Regional Bank Bonus

VyStar Credit Union offers a $175 bonus for opening a free checking account. Get $25 quickly, then earn $150 with direct deposits and debit card use. Available in FL and GA, plus military worldwide. Offer ends Dec. 31, 2026.

Bonus $175
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Maximum Bonus: $175
  • Availability: FL, GA only; also past and present military members and their families worldwide
  • Direct Deposit Required: Yes, at least $1,000 per month
  • Debit Transactions Required: 15 within 90 days
#903

DFCU Financial ReferLive: Earn $175 for You and a Friend

Regional Bank Bonus

Refer a friend to DFCU Financial and both earn $175 after meeting checking requirements. Available in MI and FL. Limited time offer through December 2025.

Bonus $175
Annual Fee Not listed
Monthly Fee $5
Expiration Not listed

What to know

  • Bonus Amount: $175 per person (referrer and referred) for checking account
  • Account Type: Checking account
  • Availability: Michigan and Florida
  • Direct Deposit Requirement: Yes – two deposits of $100 or more within 90 days
#904

Mountain America Credit Union's $150 Checking Bonus: What You Need to Know

Regional Bank Bonus

Mountain America Credit Union offers $150 for new MyStyle Checking with eStatements and a direct deposit within 60 days. Available in UT, ID, NV, NM, MT, AZ, but may be geofenced to SLC. Hard pull.

Bonus $150
Annual Fee Not listed
Monthly Fee $7
Expiration Expires Jun 30, 2027

What to know

  • Bonus Amount: $150
  • Account: MyStyle Checking
  • Promo Code: BSU150MS (or BYU26 per fine print)
  • Direct Deposit Requirement: Yes, no minimum specified; must initiate within 60 days of account opening
#905

Orion Financial's $150 Checking Bonus: A Simple Direct Deposit Score for AR, MS, and TN

Regional Bank Bonus

Orion Financial offers $150 for new Free Checking members in AR, MS, or TN who set up a direct deposit within 90 days. No monthly fees, but a $10 closure fee applies within six months.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Oct 31, 2026

What to know

  • Maximum bonus: $150
  • Availability: AR, MS, TN
  • Direct deposit required: Yes, no minimum specified
  • Account type: Orion Financial Free Checking
#906

FNB Coweta $150 Checking Bonus: Two Easy Paths, No Monthly Fee

Regional Bank Bonus

FNB Coweta offers $150 for new personal checking customers. Qualify via $1,000/month direct deposits for 3 months OR a $1,500 opening deposit. No monthly fee, no early termination fee. In-branch or via their team.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Availability: New personal checking customers at FNB Coweta branches in Coweta, OK
  • Option 1 Requirement: Maintain at least $1,000 in qualifying direct deposits per month for 3 consecutive months
  • Option 2 Requirement: Open with an initial deposit of $1,500 and keep account in good standing for 90 days
#907

Fortifi Bank $150 Checking Bonus: A Simple Way to Earn Extra Cash This Summer

Regional Bank Bonus

Fortifi Bank is offering a $150 bonus for new checking accounts. No direct deposit required, just meet simple requirements. Offer valid until September 4, 2026. Learn how to qualify and what to watch out for.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Offer Period: July 27, 2026 – September 4, 2026
  • Eligible Accounts: Simple Checking, Checking Plus Cash, Checking Plus Interest, Loyalty Plus Checking
  • Qualification Requirement: At least one qualifying direct deposit of $500 or more, or any auto-pay withdrawal, during either of the first two full statement cycles
#908

On Tap Credit Union $150 Checking Bonus: Is the Six-Month Direct Deposit Worth It?

Regional Bank Bonus

Earn $150 from On Tap Credit Union with promo code CHECKING150. Requires $500+ direct deposit for 6 months and 10 debit purchases. No monthly fees, but $5 early closure fee. Available in CO only.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Oct 31, 2026

What to know

  • Bonus Amount: $150
  • Promo Code: CHECKING150
  • Direct Deposit Requirement: At least $500 per month, maintained for 6 months
  • Debit Card Purchases: 10 required
#909

Snag a $150 Bonus from Santa Rosa County Federal Credit Union – Here's How

Local Bank Bonus

Earn $150 with a new checking account at Santa Rosa County FCU. Requirements: $1,000+ direct deposit, 20 debit card swipes, eStatements, and promo code GET150. No monthly fees.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Availability: Santa Rosa, Escambia, or Okaloosa Counties, FL (or immediate family of eligible member)
  • Direct Deposit Required: Yes, $1,000+
  • Debit Card Swipes: 20 purchases required
#910

Texas Capital Bank Star Plus Checking: How to Snag a $200 Bonus with Smart Banking Habits

Regional Bank Bonus

Earn up to $200 with Texas Capital Bank's Star Plus Checking: $50 welcome bonus plus $150 in activity bonuses. Open by Aug 31, 2026. TX only.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Maximum Bonus: $200 total ($50 Welcome + up to $150 Activity Bonuses)
  • Account Opening Period: April 1, 2026 – August 31, 2026
  • Reward Period: April 1, 2026 – November 30, 2026
  • Welcome Bonus Requirement: Deposit at least $1,500 in qualifying deposits during the Reward Period
#911

Hudson River Community Credit Union $150 Checking Bonus: A Quick $150 for NY Residents

Regional Bank Bonus

Earn $150 from HRCCU with $500 in direct deposits, 4 debit card purchases, and eStatements. No monthly fees, but keep account open 6 months. Available in-branch only in NY.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Availability: In-branch only at NY locations
  • Direct Deposit Requirement: $500 or more in qualifying direct deposits within 90 days
  • Debit Card Purchases: 4 transactions within 60 days
#912

Score $150 from Young Americans Bank Without a Direct Deposit – But You Need to Be Under 22

Regional Bank Bonus

Young Americans Bank offers a $150 bonus for new checking/savings accounts with no direct deposit needed. Must be under 22. Complete three simple steps by July 31, 2026.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 31, 2026

What to know

  • Maximum Bonus: $150
  • Eligibility: Legal US residents under 22 years old (must be at least 10 to open checking)
  • Direct Deposit Required: No
  • Promo Code: YABTCC0726