Bank Bonuses in Minnesota
171 bonus offers available in Minnesota — including national offers and Minnesota-specific promotions.
SkyOne's Big Business Bonus: A 1% Payout on Your Balance (Up to $50K)
SkyOne Federal Credit Union offers a 1% cash bonus on new or increased business balances ($100k min). Earn up to $50,000 by maintaining funds for 90 days. Offer ends 12/31/25.
Is Bask Bank's 15,000 Mile Bonus Worth Tying Up $50k?
Bask Bank offers 15,000 American Airlines miles for depositing $50k and holding it for 180 days. No interest is paid, just miles. Here's the math and whether it beats a HYSA.
Snag 10,200 MyPoints for Opening an Alliant Credit Union Savings Account
Open a High-Rate Savings account through MyPoints and earn 10,200 bonus points. A solid offer, but watch the eligibility rules and portal tracking.
HSBC Premier's Big Bonus: Is the $7,000 Offer Right for You?
HSBC Premier checking offers up to $7,000 for new assets, but requires a $100k+ relationship. Bonus tiers from $1,500 to $7,000. Account must be opened by March 31, 2026.
A Stellar 10% Return for Non-Profits: SkyOne's Generous 'Donation' Bonus
SkyOne Federal Credit Union offers a 10% 'donation' bonus to 501(c)(3) organizations for parking funds for just 30 days. Deposit tiers range from $10k to $50k, with bonuses from $1k to $5k. Offer ends March 31, 2026.
Is Wells Fargo's $2,500 Premier Checking Bonus Worth the High Stakes?
A $2,500 bonus for moving a quarter-million dollars. We break down the 90-day commitment, tax implications, and whether the elite account perks justify the effort before the April 2026 deadline.
GreenState Credit Union's Holiday Savings Boost: 3.00% APY + Up to $1,600 in Quarterly Bonuses
Open a high-yield savings account through Raisin by Dec 31, 2025 with promo code GIFT. Earn 3.00% APY plus quarterly cash bonuses through 2026, with up to $1,600 total for maintaining a $250k+ balance.
Mission Valley Bank's Savings Combo: A Solid Rate Plus a Big Bonus
Earn a 3.86% APY and up to $1,500 cash by opening a high-yield savings account through Raisin. Offer requires a new account and qualifying deposit by Feb 28, 2026.
Blue Federal Credit Union's Money Market: A Solid 3.75% APY with a Chance for a $1,500 Bonus
Blue FCU offers a nationwide money market account at 3.75% APY with just $1 to open. Through Raisin, new customers can also earn a cash bonus up to $1,500 by depositing significant funds by Feb 28, 2026.
HealthcareBank Money Market: A Solid 3.40% APY Plus a Chance at $1,500
HealthcareBank's money market account offers 3.40% APY nationwide with a $1 minimum. Through Raisin, new customers can earn a cash bonus up to $1,500 by depositing $10k+ by 2/28/26.
Citi's Big Checking Bonus: How to Snag Up to $1,500 (But Read This First)
Citi is offering up to $1,500 for opening a new checking account by April 13, 2026. You'll need a large balance or direct deposits to qualify. Here's how it works and what to watch for.
Huntington Bank's Latest Cash Bonuses: Up to $1,000 for New Accounts
Huntington Bank is offering cash bonuses up to $1,000 for opening new business and personal checking accounts. Deadlines vary by offer, with some ending March 15, 2026 and others June 16, 2026. Must be in eligible states.
BMO's Business Checking Bonus: Up to $1,000 for Your Company
BMO is offering a cash bonus of $400, $750, or $1,000 for opening a new business checking account. You must open by Jan 28, 2026 and maintain a qualifying balance for 90 days.
Chase's $900 Combo Bonus: A Solid Deal with Some Fine Print
Chase offers up to $900 for opening a checking and savings account. Get $300 for checking with direct deposit, $200 for savings with a $15k deposit, and a $400 combo bonus. Offer expires April 15, 2026.
Chase's $900 Bonus: A Big Win for New Customers (But Mind the Details)
Chase offers up to $900 for opening checking & savings accounts. Get $300 for checking with direct deposit, $200 for savings with $15k deposit, plus a $400 combo bonus. Offer ends 04/15/2026.
Wells Fargo's $825 Business Checking Bonus: A Solid Return for Your Cash
Wells Fargo offers up to $825 for opening a business checking account. Deposit $25k, maintain it for 60 days, and get paid. Offer ends May 5, 2026.
PenFed's $750 Checking Bonus: A Solid Offer for Your Cash Reserves
PenFed Credit Union offers up to $750 for new checking accounts with a $50k deposit. Funds must stay from Jan 31 to May 29, 2026. Offer ends Jan 31, 2026. Requires membership.
How to Snag Up to $715 from SoFi and Swagbucks (But Read This First)
Stack a Swagbucks bonus with SoFi's own offer for a potential $715 payout. Requires new account, specific direct deposits, and careful timing. Details and caveats inside.
Associated Bank's Checking Bonuses: Up to $600 for Personal, $750 for Business
Associated Bank offers checking bonuses up to $600 for personal accounts and $750 for business accounts in several Midwestern states. Deadlines and requirements vary.
Old National Bank's $800 Business Bonus: A Solid Deal for Small Business Owners
Old National Bank offers up to $800 for opening a new business checking account by June 30, 2026. Requires a $100 opening deposit and meeting balance requirements within 90 days.
Stacking Rewards: How to Score $550 from SoFi and Rakuten
Open a SoFi Checking & Savings via Rakuten to earn $250 cash back, then trigger SoFi's own $300 bonus with direct deposit. A potential $550 total, but timing and deposit rules are key.
American Bank & Trust's $500 Checking Bonus: A Solid Deal for Midwest Residents
American Bank & Trust offers $500 for opening a checking account with direct deposits and debit card use. Must apply in-person in SD or MN by 2/28/26.
TruStone Financial's $500 Checking Bonus: A Midwest-Exclusive Deal Worth Considering
TruStone Financial FCU offers up to $500 for opening a checking account with direct deposit. Available only in MN/WI, valid through 12/31/26. Requires meeting tiered deposit targets.
Pillur's Business Checking Bonus: A $500 Boost for Your Small Business
Pillur (MSU FCU) offers a $500 bonus for new business checking accounts. Deposit $10k for 90 days and make 5 transactions. No monthly fees. Offer ends 9/30/25.
Capital One's Business Checking Bonus: Is $500 Worth Your Time?
Capital One offers up to $1,000 for opening a business checking account. The $500 tier for a $5,000 deposit is the sweet spot. Must use promo code SBOFFER500 by September 15, 2025.
Capital One's $500 Business Checking Bonus: A Straightforward Deal for Your Side Hustle
Earn $500 by opening a Capital One business checking account, depositing $5,000, keeping it there 60 days, and making 10 electronic transactions. No direct deposit or business credit card required.
Relay's $500 Bonus: A Solid Deal for Your Business Cash
Relay Financial offers a $500 bonus for new business accounts funded with $10,000 and held for 90 days. No monthly fees on the Starter plan. A straightforward offer for business cash.
Ameriprise's $450 Savings Bonus: A Solid Offer for Existing Clients
Ameriprise Bank offers a $450 bonus for existing clients who deposit $25,000 into a savings account by March 31, 2026 and maintain it through June. The bonus pays by September 2026.
Chase's $400 Checking Bonus: A Solid Deal for New Customers
New Chase customers can get $400 for opening a Total Checking account and setting up direct deposits. The offer ends April 15, 2026.
Is the American Express High-Yield Savings Account Still a Top Pick?
American Express offers a high-yield savings account with a competitive rate, no monthly fees, and no minimum balance. It's FDIC insured and features robust transfer capabilities.
Wells Fargo's $400 Checking Bonus: A Solid Deal with a Few Caveats
Wells Fargo offers $400 for opening an Everyday Checking account and receiving $1,000+ in direct deposits within 90 days. The $15 monthly fee is avoidable. Offer ends April 7, 2026.
Wells Fargo's Business Checking Bonus: A Smart Move for Your Side Hustle or Small Business
Wells Fargo offers $400 or $825 for opening a new business checking account. Deposit $2,500 or $25,000, maintain it for 60 days, and get paid. No direct deposit needed. Offer ends May 5, 2026.
Is That $400 Capital One Checking Bonus Real? Here's What You Need to Know
Capital One has a targeted $400 bonus for new checking accounts. You'll need to use a specific promo code and receive two $500+ direct deposits within 75 days. Here's how to check eligibility and avoid pitfalls.
Capital One's $400 Checking Bonus: A Sweet Deal for Existing Customers
Existing Capital One customers can earn $400 by opening a 360 Checking account with code GET400 by May 19, 2026 and receiving two $500+ direct deposits within 75 days.
Snag a $333 Bonus with This Midwest Digital Bank's Checking Account
Open a Maxx checking account with promo code MAXX333, meet a few requirements within six months, and earn a $333 cash bonus. Offer ends August 31, 2024.
Wells Fargo's $325 Checking Bonus: Is It Worth Your Time?
Get $325 for opening a Wells Fargo Everyday Checking account with qualifying direct deposits by April 14, 2026. Learn how to avoid the monthly fee and navigate the requirements.
Wells Fargo's Latest Cash Bonuses: Are They Worth Your Time?
Wells Fargo is offering several cash bonuses for new checking and savings accounts, ranging from $125 to $2,500. Deadlines are approaching, with most offers ending in April 2026. Here's what you need to know to claim one.
SoFi Finally Adds Zelle: What It Means for Your Money Transfers
SoFi Checking & Savings now integrates Zelle for fast, free transfers. The feature is rolling out gradually, prioritizing existing Zelle users and direct deposit customers.
Got a Targeted $300 Bonus Email from U.S. Bank? Here's What You Need to Know
Targeted U.S. Bank Smartly Savings offer pays $300 for depositing $25k in new money by March 13, 2026, and maintaining the balance for 90 days. A solid return if you have the cash and received the invite.
Capital One's $300 Checking Bonus: A Solid Deal for Your Next Direct Deposit
Capital One is offering $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees, but watch the eligibility look-back period.
Snag a $300 Bonus from TopLine Financial Credit Union in Minnesota
TopLine Financial Credit Union offers a $300 bonus for opening a checking account with direct deposit requirements. Must be in Minnesota, use promo code TL300, and meet eligibility. Offer expires 12/31/25.
E*TRADE's $300 Checking Bonus: A Straightforward Way to Earn Extra Cash
E*TRADE offers a $300 bonus for opening a new checking account and setting up two direct deposits of $1,500+ each. The offer ends March 31, 2026.
Wings Credit Union's $300 Checking Bonus: A Solid Offer with a Few Hurdles
Wings Credit Union offers a $300 bonus for new checking accounts, but requires a $3,000 direct deposit and 5 debit/credit transactions. Open by 12/31/25. Nationwide eligibility with a $5 donation.
How to Snag Up to $300 from Connexus Credit Union's Checking Bonus
Connexus Credit Union offers up to $300 for opening a checking account. Use promo code XTRABONUS by 11/9/25, meet activity requirements, and your bonus is based on your average balance.
Capital One's $300 Checking Bonus: A Straightforward Way to Pocket Some Cash
Capital One offers $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees. Here's how to claim it.
How to Score a $300 Bonus from Chime (and What You Need to Know)
Get a $300 digital gift card for opening a new Chime checking account and receiving a $200+ direct deposit. Offer ends March 31, 2026. Here's how it works and what to watch for.
SoFi's $300 Bonus: A Solid Deal for Your Direct Deposit
SoFi offers up to $300 for new checking/savings accounts with qualifying direct deposits. Requires $1k-$5k in deposits within 25 days. No monthly fees. Bonus paid within 14 days after evaluation.
Altra's $300 Checking Bonus: A One-Day Cyber Monday Deal for Select States
Altra Federal Credit Union offers a $300 bonus for opening a new A+ checking account with a $500 direct deposit. Must apply online on December 1, 2025. Available in WI, MN, TX, TN.
NASB's $300 Checking Bonus: Is This High-Interest Account Worth the Hoops?
North American Savings Bank offers a $300 bonus for opening a Prosper Checking account. Requires a $1,500 deposit and $3,000 in direct deposits within 90 days. Account also offers interest and perks like cell phone protection.
PSECU's $300 Welcome Bonus: A Solid Nationwide Credit Union Offer
PSECU offers a $300 bonus for new members who open checking & savings, use promo code, and complete two $500+ direct deposits within 100 days. Nationwide eligibility via $10 association membership.
A $300 Welcome from Minnwest Bank: How to Snag This Minnesota-Only Bonus
Minnwest Bank offers a $300 bonus for opening a new checking and savings account by Jan 10, 2025. Requires $1000 in direct deposits OR 20 debit card purchases, plus a savings account. Must be a new MN customer.
Bell Bank's $300 Checking Bonus: A Solid Offer with a Few Caveats
Bell Bank offers a $300 bonus for opening a checking account in AZ, MN, or ND by 11/30/24. Requires direct deposits and debit card use. Here's what you need to know.
USAA's $300 Checking Bonus: A Solid Deal for Eligible Members
USAA is offering a $300 bonus for opening a Classic Checking account with a $500+ direct deposit. No monthly fees, but membership eligibility is required. Offer ends June 16, 2026.
Finder's $300 Axos Bank Bonus: A No-Direct-Deposit Deal Worth Checking Out
Get a $300 digital gift card for opening an Axos ONE account via Finder and depositing $5,000. No direct deposit required. Offer ends May 18, 2026.
Amalgamated Bank's Business Checking Bonus: A Solid $150 or $300 Offer (But Act Fast!)
Amalgamated Bank offers a $150 or $300 bonus for new business checking accounts. Requires maintaining a minimum balance for 3 months. No direct deposit needed. Offer ends soon.
American Express Wants to Give You $250 for Opening a Checking Account
Open a new Amex Rewards Checking account and receive $5,000+ in qualifying direct deposits within 90 days to earn a $250 bonus. Offer ends January 31, 2026.
Western State Bank's Hometown Bonus: Up to $250 for Opening a Checking Account
Western State Bank offers $50-$250 bonuses for opening new checking accounts with direct deposit and e-statements. Must be near AZ, ND, or MN branches. Bonuses post within 60 days.
Western State Bank's Hometown Bonus: Up to $250 for Opening a Checking Account
Western State Bank offers bonuses up to $250 for new checking accounts in AZ, MN, ND. Requires direct deposit, e-statements, and a debit card. Bonuses vary by account type.
Is the FIGFCU Checking Bonus Worth the Direct Deposit Hustle?
Farmers Insurance FCU offers $100 or $250 for new High Yield Checking accounts with qualifying direct deposits. Requires $1k-$5k monthly deposits for 3 months. Nationwide (except LA). Bonus is taxable interest.
Evergreen Money's $250 Bonus: A Quick Look at Their New Account Offer
Evergreen Money offers a $250 bonus for opening a Liquid Treasuries account with a $10,000 deposit by June 30, 2024. No direct deposit needed, but watch for monthly fees and understand it's an investment account.
Blaze Credit Union's $225 Checking Bonus: A Solid Deal for Minnesotans
Minnesota's Blaze Credit Union offers a $225 bonus for opening a free checking account. Get the cash upfront, then keep it by setting up direct deposit/auto-pay and making 6 debit purchases within 60 days.
How to Snag $200 Cash Back When Opening an Alliant Checking Account
Get $200 cash back via Rakuten for opening a new Alliant Credit Union checking account and setting up a $500 direct deposit. Must also open a $1,000 certificate.
Christian Community Credit Union's $200 Bonus: A Mission-Minded Offer
Christian Community Credit Union offers a $200 bonus for opening checking and savings accounts. Requires direct deposit and e-statements. Nationwide eligibility for new members. Offer ends 12/31/25.
Barclays Wants to Give You $200 for Parking Your Savings
Barclays offers a $200 bonus and competitive rates on its Tiered Savings account if you deposit $30k and maintain it for 120 days. Offer ends 3/31/2026.
Laurel Road's Savings Bonus: How to Earn Up to $200 by Stashing Cash
Laurel Road offers a tiered bonus up to $200 for new High Yield Savings accounts. Deposit at least $1 within 20 days, then maintain a qualifying balance by day 90. Offer ends January 21, 2026.
Expedition Credit Union's $200 Checking Bonus: A Nationwide Opportunity That's Actually Worth It
Expedition Credit Union offers a $200 bonus for opening a new checking account with direct deposit requirements. Available nationwide through a $5 membership. Must keep account open 6 months.
Step's $200 Direct Deposit Bonus: A Straightforward Deal for a Fee-Free Account
Open a new Step account and get a direct deposit to earn up to $200. The bonus amount depends on your deposit size, and you must also make $20 in card purchases. Account must be opened by Sept 30, 2024.
Snag a $200 Bonus on an Alliant CD Through Rakuten
Open a new Alliant Credit Union CD with at least $1,000 via Rakuten to earn a $200 cash back bonus. The account must stay open for 60 days. A solid way to boost your CD's effective yield.
Is the Alliant Checking Bonus Worth the Direct Deposit Hassle?
Get $100 via Rakuten for opening an Alliant checking account and sending a $500 direct deposit. The offer ends soon, and the direct deposit rules are strict.
A $150 Bonus for Rochester School District Employees at Altra Federal Credit Union
Rochester Public School District employees can get a $150 bonus for opening a new Altra checking account. Requires 10 debit card purchases in 30 days. Offer ends May 31, 2026.
Relay's $150 Business Checking Bonus: A Straightforward Deal for New Accounts
Relay is offering a $150 bonus for new business checking accounts. Just open an account and deposit $100 by January 15, 2025. No monthly fees or direct deposit required.
OnPath FCU's $150 Referral Bonus: A Win-Win for You and a Friend
OnPath Federal Credit Union offers a $150 bonus for both referrer and referee when you open a new checking account and meet debit card & direct deposit requirements within 60 days.
Varo's $150 Referral Bonus: A Friend-Only Deal with Big Rewards
Varo Bank offers a $150 bonus for new accounts opened via a personal referral, requiring a $500+ direct deposit within 45 days. No monthly fees, but you must get the invite from someone you know.
Found's $125 Business Checking Bonus: A Simple Deal for Solo Entrepreneurs
Found offers a $125 bonus for new business checking accounts. Deposit $5,000 within 30 days, maintain it for another 30 days, and get paid. No monthly fees. Offer ends 12/31/25.
Stacking Kraken Sign-Up Bonuses: A Guide to Portal Cash and Referral Rewards
New Kraken users can stack a shopping portal bonus (up to $250) with a referral bonus (up to $150) by trading crypto. Here's how to navigate the offers and minimize risk.
Remitly's $100 Business Bonus: A Smart Deal for Cross-Border Payments?
Remitly offers new business customers a $100 bonus after their first $300+ transfer. The credit applies to your second transfer. Offer ends March 20, 2026.
Alliant's $100 Savings Bonus: A Simple, Year-Long Savings Challenge
Alliant Credit Union offers new members a $100 bonus for saving $100 monthly for a year. No direct deposit needed, but you must be a new member. Offer ends June 30, 2026.
Get $100 to Open a Checking Account with 316 Financial
Open a 316 Financial checking account with promo code RELEVANT2026 by March 31, 2026, and get $1,000+ in direct deposits by April 15, 2026, to earn a $100 bonus. Nationwide offer, FDIC insured.
Snag a $100 Bonus with Current's Checking Account (Here's How)
Get $100 for opening a Current checking account and receiving a $200+ payroll direct deposit within 45 days. No monthly fees. A solid, straightforward bonus offer.
Netspend's $100 Bonus: A Straightforward Deal for Early Direct Deposits
Netspend offers a $100 bonus for opening a debit account and receiving $400+ in direct deposits within 60 days. The offer runs through April 2026. It's a simple prepaid card bonus, but watch the fees.
Harvard FCU's $100 Referral Deal: Get Paid to Bring Friends On Board
Harvard Federal Credit Union is offering a $100 bonus for both you and each friend you refer who opens a checking account and makes 5 card transactions. Offer ends Feb 28, 2025.
Snag a $100 Bonus from City & County Credit Union (But You Need to Live in Minnesota)
Minnesota residents can earn $100 by opening a new checking account with City & County Credit Union. Requires $500 in direct deposits and 6 debit card purchases within 60 days. Must use promo code BONUS.
ZYNLO Bank's $100 Bonus: A Solid Deal with Some Legwork Required
ZYNLO Bank offers a $100 bonus for opening a More Spending Account. You'll need two $500+ deposits and 20 debit card transactions within 45 days. No monthly fees, but the requirements are specific.
CLEAR Plus: Get a $100 Travel Voucher for Joining Now
Join CLEAR Plus for $189 and get a $100 travel voucher rebate. Use promo code TRAVELREWARD100. Offer for new members only; voucher arrives after June 30, 2024.
Rakuten's SoFi Crypto Deal: Get $90 Back for a $30 Crypto Purchase
Rakuten offers $90 cash back (or 9,000 points) when you sign up for SoFi Crypto and make a $30+ initial purchase within 45 days. A solid bonus for trying crypto investing.
Score $75 for Opening a ONE Account Through Swagbucks
Open a new ONE account via Swagbucks, deposit $30+, and get 7,500 SB ($75). Plus, get a debit card, up to 5% APY on savings, and Walmart cash back.
LemFi's $50 Welcome Bonus: A Smart Deal for International Money Transfers?
LemFi offers $50 cashback on your first $500+ international transfer. Use code NEW50 at signup. Good for planned transfers, but research the service first.
Four Points FCU's $50 Referral Bonus: A Simple Way to Earn with Friends
Four Points Federal Credit Union offers a $50 referral bonus for members and new joiners. Existing members get $50 per referral; new members get $25 upfront and another $25 after meeting simple account activity goals.
Snag a $25 Bonus with Upgrade's Boost Money Account
Open a new Upgrade Boost Money account, make two direct deposits of $200+ each within 90 days, and get a $25 bonus. Offer ends February 28, 2026.
X Money: What We Know About the Rumored 6% APY and Cash Back Debit Card
Elon Musk's X is reportedly testing a financial product with a 6% APY on direct deposits, a cash back debit card, and a $25 bonus. Here's what's known and what to watch for.
Polymarket's $20 Sign-Up Bonus: A Quick Guide to the POLYMADNESS Promo
Get a free $20 bonus on Polymarket's prediction market app (iOS only) with promo code POLYMADNESS. Use it to trade on any market, but understand the risks first.
Get Free Laundry Money: PayRange's $10 Bonus for Using Paze
Load $10+ to your PayRange app using the Paze digital wallet and get a $10 bonus instantly. Do it up to 3 times for $30 total free credit. Offer ends June 15, 2026.
OKX's 5% Deposit Match: A Crypto Bonus That's Hard to Ignore (But Should You?)
OKX offers a 5% match on new deposits between $1,000 and $100,000. Must opt-in by March 4, 2026. Rewards are paid out over time. Not available in NY, TX, and some US territories.
Spirit's New Debit Card: A $6.99 Monthly Fee for Perks and Points
Spirit Airlines is launching a debit card with a $6.99 monthly fee. It offers points, priority boarding, and points pooling. We break down if the cost is worth it for frequent flyers.
E*TRADE's Premium Savings: A $2,000 Bonus and a Solid Rate Before the Deadline
E*TRADE offers up to $2,000 cash for opening a Premium Savings account by Feb 28, 2026, plus a 3.75% APY. Here's how the tiered bonus works and what to watch for.
CIT Bank's Savings Connect: A Strong Contender for Your Emergency Fund
CIT Bank's Savings Connect account pays 3.65% APY on all balances with a $100 minimum. No monthly fees, daily compounding, and FDIC insurance make it a solid high-yield savings option.
A High-Yield Harborstone Money Market Account with a $1,500 Bonus
Harborstone Credit Union offers a nationwide money market account with a 3.85% APY and a bonus up to $1,500 via Raisin. The bonus requires a new account and qualifying deposit by February 28, 2026.
Paprika Capital Bank's Savings Combo: A Strong Rate Plus a Hefty Bonus
Paprika Capital Bank offers a 3.45% APY savings account nationwide with a bonus up to $1,500 via Raisin. Requires a new account, promo code HEADSTART, and a qualifying deposit by Feb 28, 2026.
Grand Bank's Money Market Deal: A Solid Rate Plus a Hefty Bonus
Grand Bank offers a 3.39% APY money market account nationwide with a bonus up to $1,500. Requires a promo code and qualifying deposit by Feb 28, 2026.
RBMAX Savings: A $1,500 Bonus and 3.15% APY Before Time Runs Out
Open a new RBMAX High Yield Savings Account by Feb 28, 2026, with promo code HEADSTART to earn up to $1,500 cash plus a 3.15% APY. Minimum deposit is just $1.